ACI Speedpay
Built so you never miss a payment
Make bill pay fast, easy, and secure for you and your customers with one resilient, modern platform.
Contact SalesTrusted by 3,000 organizations… and counting
Reliable & scalable
Find peace of mind with one platform
ACI Speedpay handles billions of transactions, backed by three tiers of resiliency and 50 years of expertise, so you know you’ll never miss a payment.
 
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                            Our team includes more than one hundred payment operations experts, each with an average of 15 years of hands-on experience. Learn more
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                            ACI Speedpay provides a frictionless experience, thanks to redundant payment networks combined with a consumer pay-anyone solution, to ensure the platform is never in a “down” state. Learn more
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                            Settlement happens in one day, with remittance data in the right format, at the right time, every time. Learn more
Simple & secure
Lower costs and improve experiences
From customer experience to fraud prevention, we offer the latest payment innovations combined with the most advanced fraud prevention tools.
 
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                            Host your own user interface embedded with ACI Speedpay, or leverage ACI for a fully hosted experience. Learn more
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                            Trust the solution with built-in AI tools combined with advanced analytics to analyze fraud patterns and keep your organization safe. Learn more
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                            Minimize transactional costs and better manage card interchange through a highly efficient payments engine with a world-class payment operations team. Learn more
Modern
Let us handle the hard stuff
ACI Speedpay takes the complexity out of managing payments so you can focus on what you do best.
 
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                            Delight your customers with expanded payment options, including alternative payment methods, digital disbursements, and crypto. Learn more
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                            Automated bill notifications and autopay capabilities allow organizations to maximize collections and reduce customer arrearages. Learn more
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                            Simplify risk management with the solution that always stays ahead of the latest compliance changes. Learn more
Do more with one mighty platform
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                              Intuitive user experienceCreate custom user experiences with powerful bill payment capabilities. 
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                              Consumer lending payment solutionsLet customers pay their bills quickly and securely. 
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                              Optimized interchange controlsGet paid faster and simplify reconciliation with a single solution. 
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                              PCI DSS compliant solutionsKeep data safe and stay ahead of compliance requirements. 
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                              Flexible AI payments helpMake debt collection more efficient for you and less stressful for your customers. 
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                              AI-powered fraud managementProtect your customers across all channels with a single API powered by AI. 
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                              Digital wallets & APMsProvide fast, easy, secure, and cost-effective digital payment options, including Apple Pay, PayPal, Venmo, and others. 
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                              Real-time disbursementsUse the latest payment options to send money in real time. 
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                              Bill pay API & SDKsEasily outsource billing and payment processing. Keep your customer experience on brand. 
See how ACI Speedpay provides intelligent payments orchestration
Enabling customers to create better billing experiences.
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						  Octane drives seamless, self-service mobile wallet experiencesIncrease in NPS score 83% 
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						  BCU simplifies the collections processPast-due payments collected with ACI Virtual Collection Agent More than $1.1 Million 
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						  Oklahoma Wesleyan University transforms its payments experienceACI Speedpay fully deployed in 60 days 
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						  Large California community College achieves Nacha and PCI complianceNacha and PCI compliance achieved in three weeks 
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						  Monroe county water authority gives customers easy pay optionDigital wallet payment options expanded to over 200,000 customers 
 
     
    
  Find solutions that scale for every industry
The world’s most impressive companies have one thing in common—they all rely on ACI to power their payments.
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                Auto financeCollect more for less. 
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                Accounts receivable managementDrive collections and improve engagement. 
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                GovernmentSimplify and modernize citizens’ payments. 
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                Healthcare payersKeep members happy with easier ways to bill and pay. 
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                Mortgage servicersSimplify technology and reduce late payments and complaints. 
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                Higher educationOffer anytime, anywhere education payments. 
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                Property and casualty insuranceProvide a better billing and payments experience. 
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                TelecommunicationsGet fast and convenient payments and billing. 
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                UtilitiesTransform your utility payment processing. 
Dig into the details
Ready to get started? We are! Contact us today to put our expertise and award-winning solutions to work for you.
Request a Consultation- 
                        ACI Speedpay provides a comprehensive suite of capabilities for electronic bill presentment and payment. It supports multiple payment channels, including web, mobile, IVR, and in-person options. These features help businesses deliver a convenient and flexible payments experience for customers. 
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                        ACI Speedpay enhances customer engagement by offering personalized payment reminders, flexible payment options, and self-service tools. Customers can choose their preferred payment method and channel, which improves satisfaction and reduces late payments. This capability helps businesses strengthen customer relationships and loyalty. 
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                        ACI Speedpay includes advanced security features such as encryption, tokenization, and fraud detection to protect sensitive payments data. It complies with industry standards like PCI DSS, ensuring secure transactions across all channels. These capabilities help businesses reduce risk and maintain customer trust. 
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                        Yes, ACI Speedpay offers capabilities for recurring and scheduled payments, allowing customers to set up automatic billing. This feature simplifies payments management and reduces missed payments for both businesses and customers. It also improves operational efficiency by automating payment workflows. 
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                        ACI Speedpay delivers real-time reporting and analytics capabilities that give businesses visibility into payments activity and customer behavior. These insights help organizations optimize payment strategies, improve cash flow, and identify trends. Advanced analytics also support better decision making and operational efficiency. 
 
         
         
         
         
         
         
         
         
         
         
         
         
         
         
         
         
         
         
         
         
         
         
                             
                            