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Payments in Real-time

An accelerated pace of life, digitization and ecommerce trends, and changing regulation are some of the drivers influencing the global adoption of immediate payments. To remain competitive, financial institutions and other providers must transition to a real-time infrastructure. 

UP Immediate Payments seamlessly integrates with existing payments and back-office systems providing real-time processing to one or more networks, all on a single platform. The solution accelerates the ability to enhance existing products and services with in-demand real-time features. An enterprise fraud approach compliments the solution to ensure that transaction and customer data remains completely secure.

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Capabilities Overview

Generate new revenue streams

With pre-configured workflow tools, rapidly create new real-time capabilities like budgeting, funds alerts or mobile features tailored to unique customer segments. There are unlimited options for branding and pricing products across all channels.

Go to market faster

Based on a native, real-time infrastructure, UP Immediate Payments facilitates stand-in processing, authorization and data transformation to get you up and running faster.  ACI manages the rules of the various schemes and maintains compliance.  The solution scales to handle transaction growth and offers a flexible foundation to meet evolving needs.

Expand global connectivity

The solution enables connectivity to multiple immediate payments scheme with a single deployment. This streamlines infrastructures and provides organizations the flexibility to choose their strategic approach to a market on their own timeline.

Protect against fraud

An integrated enterprise fraud approach monitors processing points in real-time to shield you and your customers from the heightened security risks that all new payment types present.  We provide fraud protection at the origination channel, during real-time processing and at the central network.

View Info Sheet

Take a Simpler Path to Immediate Payments with SaaS

To expedite implementation and eliminate the burden of maintenance, UP Immediate Payments is available as a SaaS solution that’s managed 24x7 by a team of business and IT experts.

Reliability
  • Our investment in hardware and software ensure every client’s solution operates optimal
  • Active-active deployment ensures continuous 24x7x365 service
Efficiency & Speed
  • Offers speed to revenue - we on-board you quickly with a predictable budget
  • Provides complete connectivity, infrastructure and IT support
Security
  • Enterprise risk and vulnerability management program
  • Comprehensive internal audit supports IT and business processes, risk management and mitigation
Compliance & Maintenance
  • Consultation to efficiently guide end-to-end testing
  • Ongoing support for scheme changes