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ACI Disbursement Services allow you to send money in real-time to one or multiple parties1. In addition to improving your customer experience with real-time payments, ACI offers you rich reporting and industry-leading security.

You can have more options for how to send money: via debit cards with Visa Direct and Mastercard Send’s real-time payment platforms, Zelle, PayPal, The Clearing House real-time payments system, ACH or check.


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Disbursement Services is one of many different services in UP Bill Payment solutions — a comprehensive, integrated platform proven to raise customer satisfaction 25%.

ACI does more than power electronic payments — we empower your business success.

Product Benefits

  • Reduce costs: Digitize payments to multiple parties and individual consumers at a lower cost due to ACI’s economies of scale.
  • Increase payment insight: Enables you to efficiently administer the entire payment lifecycle, ensuring accurate credit and refund management.
  • Increase accuracy and consistency: Offers a view into all electronic disbursement services with access to instant payment information and on-demand reporting from a web-based interface.
  • Improve customer service: Releases credits/refunds faster and provides customer service representatives access to real-time check copies to answer consumer inquiries.
  • Eliminate potential sources of error: Automates reconciliation activities, connects to on-demand reports to protect against fraudulent activity and leverages ACI’s Real-Time Digital Scanline (RTDS) technology to help uncover and eliminate payment errors.
Multi-party disbursements, Zelle, PayPal and The Clearing House real-time payments system on ACI product roadmap