Related content
Cards aren’t disappearing—They’re getting smarter
A practical guide for banks on why cards remain essential and how unified, multi‑rail infrastructure will shape the next decade of payments.
Payments in transition: Leadership in an era of transformation
Money powers the global economy, but the systems behind it are in rapid transition. This report is designed to guide you through that change,
Card modernization as a profit-and-growth strategy
How modern card platforms turn scale and change into economic leverage
Is your card platform holding back growth? Legacy vs. modern explained
What does “modernization” really mean in cards, and why does it matter for profit and growth?
2026 Fraud trends banks must prepare for
As banks navigate 2026, fraud continues to escalate at a pace that challenges even the most prepared institutions. Preliminary industry analyses indicate that consumer fraud losses are experiencing year‑on‑year growth at roughly 20%.
Barry has worked in the financial industry for nearly 30 years. Originally coming from an engineering background he has designed and integrated market data distribution, financial messaging and payment systems around the globe. After a period as a software developer Barry joined Lloyds Bank where he held a variety of technical roles working on PCs, networks and mainframes. Later he worked for software vendors ACT Financial Systems, Misys Securities Trading Systems and Misys Banking Systems on their trading, banking, financial messaging and payment solutions. Barry joined ACI Worldwide in 2013 to lead Solution Consulting, transforming payments utilising ACI’s industry-leading UP Framework with the Universal Payments strategy. His recent work has included UK Faster Payments solutions, implementation of standards and enabling real time systems around the world. Barry also participates in several industry bodies, including the European Payments Councils Scheme Technical Forum, the EBA Real Time Forum and the ISO 20022 Real Time Payments Group.