Banking

ISO 20022 – Expanding like no tomorrow

Banking

Navigating the Future: ACI’s ATM Transaction Processing Trends

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Banking

APP Frauds & Mandatory Reimbursement: What It Means for You

Paying bill on mobile phone

Billers

How a Modern Payments Experience Can Help Credit Unions Gain and Retain Younger Members

Real-Time Payments

Banking

The 2024 Global Payments and Fintech Trends

ACI Worldwide has been supporting real-time payments since 2005, processing hundreds of millions of payments monthly across 26 networks. We provide software solutions to participant banks and central banks, facilitating secure real-time payment processing and offering fraud protection services.

Banking

Los sistemas de pago impulsan la expansión de los pagos inmediatos en Latinoamérica 

Aunque los pagos inmediatos son una realidad desde hace muchos años, no se puede negar que la transformación que supone el “tiempo real” ha despegado en Latinoamérica a un ritmo vertiginoso. No obstante, la tasa de adopción varía enormemente de un país a otro.

Banking

SEPA One-Leg Out SCT Inst (OCT Inst) : a great opportunity for new international services

Payment Service Providers in Europe should start looking at the significant possibilities offered by the newest EPC rulebook on One-Leg Out SCT Inst, to develop new business propositions by providing effective international transaction processing to their retail and corporate customer base.

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Banking

Historias de éxito de los principales sistemas de pagos inmediatos del mundo

En busca de las ventajas económicas de unos pagos más rápidos y eficaces, la mayoría de los mercados más importantes ya cuentan con sistemas de pagos inmediatos o los están desarrollando, por lo que la atención se está centrando en impulsar su adopción.

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Banking

Next-Generation Payments in Aotearoa, New Zealand: A new dawn for growth

The relatively small scale of the Aotearoa market may discourage a high level of capital investment in payments infrastructure seen in markets such as Australia. Yet that shouldn’t be an obstacle to creating a highly resilient, agile, secure, extensible and scalable next-generation payments system.

Merchants

Payment Gateways vs. Payments Orchestration: What’s the difference, and why it matters

Payment gateways and payments orchestration both help merchants to process payments, but they operate differently and offer their own distinct advantages. Here, we explore their unique selling propositions, key benefits and considerations to help you choose the right solution for your business.

Prime Time for Real-Time

Global Payment Trends
As the world adopts real-time payments, how does your market stand to benefit?

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Banking

Revealed: The Stories Behind the Success of World’s Leading Real-Time Payments Schemes

In search of the economic benefits of faster and more efficient payments, most major markets either already have real-time payment schemes in place or in development, and attention is turning to driving adoption.

Banking

How New Zealand’s Banks Can Prepare for Upcoming Account-to-Account Real-Time Payments

Next-generation payment schemes, underpinned by the real-time transfer of funds, have become commonplace around the world. Most major markets are now either live with national account-to-account (A2A) instant payment capabilities or have them in development. And research from ACI and GlobalData forecasts that real-time payments will account for 27.8% of all electronic payments globally by 2027.

New Zealand

Banking

Five Key Considerations for Next-Generation Payments in Aotearoa New Zealand

For Aotearoa New Zealand, which is just starting out on its next-generation payments journey, those economic benefits could be significant. An independent study by the Centre for Economic and Business Research (Cebr), jointly commissioned by ACI Worldwide and Payments NZ, predicted cost savings for businesses and consumers facilitated by real-time payments of $100 million by 2027 if the country had a real-time payments system by 2025, in a fast-growth scenario.

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Banking

3 Markets To Watch When Assessing Real-Time Payment Fraud Trends

With a continued fraud trend from the physical to the digital, when assessing large real-time payment markets, we have seen that methods such as authorized push payment (APP) scams are reaching large numbers compared with card fraud.

Real-Time Payments

Banking

FedNow Service: A foundation for an instant payments world

Read more about how the FedNow Service will work, and how ACI Worldwide can support financial institutions offering 24x7x365 instant payments.

Banking

Considering Instant Payments? 4 Steps To Take Now

ACI Worldwide will help you keep pace with the competition and satisfy customer needs by using an instant payments platform like the Federal Reserve’s upcoming FedNowSM Service launching in July 2023.