
SEPA One-Leg Out SCT Inst (OCT Inst) : a great opportunity for new international services
Payment Service Providers in Europe should start looking at the significant possibilities offered by the newest EPC rulebook on One-Leg Out SCT Inst, to develop new business propositions by providing effective international transaction processing to their retail and corporate customer base.

Historias de éxito de los principales sistemas de pagos inmediatos del mundo
En busca de las ventajas económicas de unos pagos más rápidos y eficaces, la mayoría de los mercados más importantes ya cuentan con sistemas de pagos inmediatos o los están desarrollando, por lo que la atención se está centrando en impulsar su adopción.

Next-Generation Payments in Aotearoa, New Zealand: A new dawn for growth
The relatively small scale of the Aotearoa market may discourage a high level of capital investment in payments infrastructure seen in markets such as Australia. Yet that shouldn’t be an obstacle to creating a highly resilient, agile, secure, extensible and scalable next-generation payments system.

Payment Gateways vs. Payments Orchestration: What’s the difference, and why it matters
Payment gateways and payments orchestration both help merchants to process payments, but they operate differently and offer their own distinct advantages. Here, we explore their unique selling propositions, key benefits and considerations to help you choose the right solution for your business.

Revealed: The Stories Behind the Success of World’s Leading Real-Time Payments Schemes
In search of the economic benefits of faster and more efficient payments, most major markets either already have real-time payment schemes in place or in development, and attention is turning to driving adoption.

How New Zealand’s Banks Can Prepare for Upcoming Account-to-Account Real-Time Payments
Next-generation payment schemes, underpinned by the real-time transfer of funds, have become commonplace around the world. Most major markets are now either live with national account-to-account (A2A) instant payment capabilities or have them in development. And research from ACI and GlobalData forecasts that real-time payments will account for 27.8% of all electronic payments globally by 2027.


Five Key Considerations for Next-Generation Payments in Aotearoa New Zealand
For Aotearoa New Zealand, which is just starting out on its next-generation payments journey, those economic benefits could be significant. An independent study by the Centre for Economic and Business Research (Cebr), jointly commissioned by ACI Worldwide and Payments NZ, predicted cost savings for businesses and consumers facilitated by real-time payments of $100 million by 2027 if the country had a real-time payments system by 2025, in a fast-growth scenario.

3 Markets To Watch When Assessing Real-Time Payment Fraud Trends
With a continued fraud trend from the physical to the digital, when assessing large real-time payment markets, we have seen that methods such as authorized push payment (APP) scams are reaching large numbers compared with card fraud.

FedNow Service: A foundation for an instant payments world
Read more about how the FedNow Service will work, and how ACI Worldwide can support financial institutions offering 24x7x365 instant payments.

Considering Instant Payments? 4 Steps To Take Now
ACI Worldwide will help you keep pace with the competition and satisfy customer needs by using an instant payments platform like the Federal Reserve’s upcoming FedNowSM Service launching in July 2023.

Why Financial Institutions Must Meet Consumer Expectations Through Modernization
The way we pay has evolved exponentially in the last few years, with huge appetite from consumers to move from plastic cards towards digital card payment methods, such as QR codes and mobile wallets.

The European Parliament draft report on the European Commission draft Regulation on instant credit transfers in euro: how could the content of the Regulation change?
On March 2, 2023, the European Parliament’s Committee on Economic and Monetary Affairs (ECON) adopted its draft report on the proposal for a Regulation on instant payments. The Rapporteur on the file in the ECON Committee is Mr. Michiel Hoogeveen MEP (ECR, the Netherlands).