Why Financial Institutions Must Meet Consumer Expectations Through Modernization

The way we pay has evolved exponentially in the last few years, with huge appetite from consumers to move from plastic cards towards digital card payment methods, such as QR codes and mobile wallets.

The European Parliament draft report on the European Commission draft Regulation on instant credit transfers in euro: how could the content of the Regulation change?

On March 2, 2023, the European Parliament’s Committee on Economic and Monetary Affairs (ECON) adopted its draft report on the proposal for a Regulation on instant payments. The Rapporteur on the file in the ECON Committee is Mr. Michiel Hoogeveen MEP (ECR, the Netherlands).

Unlock Benefits of Shared Intelligence to Fight Back Against Fraud in 2023

Banks and merchants must find ways to fill gaps in each other’s transaction intelligence to reverse trends around ever-growing fraud, and global payment partners hold the key.

5 Top Payments Trends for Brazil in 2023

The real digitization of payments is just starting in Brazil, but 2023 will definitely be a very important year for the country.

ACI Webinar About the EU Instant Payments Legislation – Redrawing the Payments Landscape

On the 29th of November 2022, ACI organized a webinar to discuss the European Commission’s  proposal for a Regulation on Instant Payments (IPs Regulation).

3 Essential Considerations for New Zealand’s Real-Time Payments Journey

Modern consumers expect real-time experiences and services, as well as instant fulfillment from the companies providing them.

More data means fewer places to hide for scammers

As ACI publishes original research into the state of APP scams in India, the UK and the U.S., Tanya Kopytina, Senior Fraud Consultant, ACI Worldwide, describes how more – and better – data is needed to fightback against the criminals.

Discussion: The true scale of the APP scam challenge facing banks

As ACI publishes original research about the state of APP scams in India, the U.K. and the U.S., Cleber Martins, Head of Fraud Management for Banking, joins Elise Thrale to discuss the report’s key findings and the potential changes coming in the future in response to the problem.

Setting the Scenario, What Is Request to Pay?

Real-time payments are becoming the new normal, and digital transformation is the next step in revolutionizing banking. A key product in this arsenal is Request to Pay, an instant payment that enables a simple, instant and seamless payments experience for both the payer and receiver, unlocking promising benefits for merchants, banks, acquirers and billers.

The European Commission’s Instant Payments Regulation: what is going to change in Instant Payments?

On the 26th of October 2022, the European Commission published the proposal for a Regulation on Instant Payments (IPs).

Use Cases and Ubiquity — The Driving Forces Behind Real-Time Payments Adoption

With real-time payments expected to account for a quarter of all electronic payments by 2026, the writing is on the wall: real-time payments aren’t just growing, they’re the future.

What is the Digital Operational Resilience Act (DORA)? Final Council of the European Union Compromise Texts of the DORA Directive and the DORA Regulation

On 23 June 2022, the Council of the European Union published the consolidated version of the DORA Directive.