How to Unlock the Potential for Instant Payments?

On May 5, I attended the CEPS ECRI event on “How to unlock the potential for instant payments?” which covered the European Commission plans to create an integrated retail payment system for Europe.

A Real-Time Payments Retrospective

Real-time payments growth is accelerating globally — growth that is documented in detail in the 2022 Prime Time for Real-Time report, which covers 53 markets around the world.

No Time To Waste Ahead of U.K.’s New Payments Architecture Launch

The U.K. payments industry is entering an all-important demand creation phase, as it prepares to launch the country’s New Payments Architecture (NPA). I spoke with Andy Morris, strategic solution consulting director at ACI Worldwide, to learn more about the opportunities on the horizon for the U.K.

The Time to Act is Now As the World Goes Real-Time

Around the world, people now expect real-time experiences in everything they do, and payments are no exception to this.  While payments themselves are increasingly commoditized, the faster movement of money has been at the forefront of enabling this digital acceleration.

Real-Time Payments Are Reshaping Economies Around the World

The title of our yearly report exploring the growth and impact of real-time payments – Prime Time for Real-Time – is more apt than ever.

Going Above and Beyond: Maximizing Payments in the Cloud With SaaS

Payments in the cloud. It’s a conversation at the top of the agenda for a growing number of financial institutions.

A Digital Euro for the EU? The European Commission’s Call for an Impact Assessment

On April 5, 2022, the European Commission (EC) published a call for evidence for an impact assessment on a digital euro for the EU.

What You Need to Know About the Launch of Real-Time Payments in the United Arab Emirates

A sizable proportion of payments activity in the United Arab Emirates (UAE) is cash-based, but the market continues to shift toward modern, digital payment methods.

Real-Time in Real Life: The State of Real-Time Payments in the U.S.

A wave of digital change affecting both real-time payments and consumer behavior has swept across the world since the onset of the pandemic, but this wave was well underway before COVID-19 hit.

Keeping Pace with Ever-Changing Fraud Patterns in the Digital Era: Introducing Fraud Scoring Services

Consumers demanding faster, more convenient payments led to the rapid adoption of digital wallets and contactless payments.

Driving Asia’s Real-Time Payments Boom

There is no doubt, COVID has led to a profound shift in Asia’s payments landscape, transforming long-accepted payment behaviours, almost overnight. As social distancing became a basic part of life, contactless payments, and their real-time nature, provided a simple and immediate solution for the multiple payment issues faced by consumers.

The EBA Discussion Paper: What Can We Learn About the Review of the PSD2 Content?

Preliminary Observations on Selected Payment Fraud Data Under PSD2 On January 17, 2022, the European Banking Authority (EBA) published a Discussion Paper on its preliminary observations on selected payment fraud data under the PSD2.