Keyhole abstract

Banking

May 19, 2022

How to Unlock the Potential for Instant Payments?

city street at night

Banking

May 16, 2022

A Real-Time Payments Retrospective

Looking directly up at the skyline of the financial district in central London - stock image

Banking

May 13, 2022

No Time To Waste Ahead of U.K.’s New Payments Architecture Launch

Payment on mobile device

Merchants

May 11, 2022

Can Payments Orchestration Help Business Sing? Here Are 10 Questions That Merchants Must Ask Themselves

Banking

January 24, 2022

What Does the Future Digital Payments Ecosystem Look Like?

Across the world, markets are gearing up to change the way they pay. Convenience and speed are key and a huge benefit to customers. To enable the real-time movement of money and support the on-demand economy, there is a need for payments system modernization and this need for real-time modernization is increasing from all corners.

Banking

January 20, 2022

How is the World of Payments Changing and How Can EU Rules and Regulations Respond to These Changes? Insights from Commissioner McGuinness’ Speech

On the 16th of November 2021, Ms. Mairead McGuinness, Commissioner for Financial Services, Financial Stability and Capital Markets Union, gave a speech in Brussels covering the changes taking place in the world of payments, how these might develop and how EU rules and regulations could respond to such changes.

digital circuits

Banking

July 28, 2021

Progressive Platform Modernization — Eight Steps to Success

The need to modernize legacy systems has never been more keenly felt, but the risk of big bang migrations has never been higher.

Long exposure of a freeway at night

Banking

July 22, 2021

A Aceleração da Economia Digital: Riscos, Desafios e Como Superá-los

Em nosso recente webinar da série Making Payments, especialistas da Mastercard, Microsoft e ADIQ compartilharam seus insights sobre como foram capazes de superar os desafios de inovação mais urgentes no Brasil e como outras organizações podem se preparar para o futuro dos pagamentos digitais.

Long exposure of a freeway at night

Banking

July 22, 2021

Acceleration of the Digital Economy in Brazil: Risks, Challenges and Solutions

In our recent Making Payments webinar, experts from Mastercard, Microsoft and ADIQ shared their insights on how they were able to overcome the most pressing innovation challenges within Brazil, and how other organizations can prepare for the future of digital payments.

Banking

September 9, 2020

How Southeast Asia’s Banks Can Remain Competitive and Profitable in a Real-Time World

Cross-border payments across Southeast Asia are shifting as market dynamics, increased competition and increasingly demanding customers drive rapid change. As payment systems are modernized and the market evolves, banks and governments must stay on top of these trends.

Prime Time for Real-Time

Global Payment Trends
As the world adopts real-time payments, how does your market stand to benefit?

Banking

September 2, 2020

The Benefits of Open Banking for LATAM

Thanks to customer demand and regulations on how customer data can be gathered and used, open banking has seen rapid growth throughout the world. The EU and U.K. have been leading forces in the implementation of open banking, while countries such as Canada, New Zealand, Hong Kong and Japan have been quick adopters.

Banking

April 9, 2020

Global Fraud Landscape Evolving Quicker Than Ever – What Banks Need to Know

In the fraud prevention and cybercrime world, we often talk about fraudsters as the ultimate opportunists – looking for any weakness in a system that can be exploited. In recent years, as technological systems have advanced, fraudsters have increasingly turned to ”social engineering” to achieve their goals. Basically, hacking the person rather than hacking the system, as humans become the weakest link in the chain.

Banking

February 19, 2020

How Can European Banks Meet the ISO 20022 Migration Deadlines for TARGET2 and SWIFT?

First published in 2004 – and already broadly used in some quarters – ISO 20022 is rapidly set to become the de facto standard for financial messaging around the world, replacing MT messages.

Banking

October 21, 2019

From API to AI to I: Banking Tech Gets Personal

Tired feet. Running out of business cards. Countless LinkedIn connections – sound familiar? This time of the year is conference season; the annual SIBOS (SWIFT) and Money20/20 USA gatherings spanning the autumn give attendees plenty of hot topics and talking points. My American colleagues refer to this season as “the fall.” I trust this to be an observation on leaves and fruit rather than a sequitur on the state of the fintech industry. Either way, it’s a good time to harvest, to take stock and to work out what we should be doing with the apparent abundance of innovative produce.

Banking

August 12, 2019

Customer Innovation: Erste Bank [Q&A]

The global banking sector is becoming both more strategically focused and technologically advanced, responding to rising consumer expectations while trying to defend market share against an increasing array of competitors. A great deal of emphasis is being placed on digitizing core business processes, and reassessing organizational structures and internal talent to be better prepared for the future of banking.

Banking

July 15, 2019

European Banks Have the Right Tools to Stay Ahead – But Will Big Tech Overtake?

Open banking and immediate payments have come a long way, according to the panelists who joined me during the ‘Open Banking in an Instant World’ session at EBAday in Stockholm recently. The building blocks are now falling into place through the introduction of national and regional schemes, open banking initiatives, regulations such as PSD2 and the acceptance and use of APIs.