Banking

The evolution of payments: When size, speed, and change collide

Banking

The payment industry has three Rs: Rules, requirements, and regulations

A close up shot of a person typing on their keyboard, the blue light of the computer screen lighting up their hands.

Billers

Fraudsters are developing sophisticated scams in the utility sector

Banking

The Invisible Synthetic Identity Heist

Banking

Los sistemas de pago impulsan la expansión de los pagos inmediatos en Latinoamérica 

Aunque los pagos inmediatos son una realidad desde hace muchos años, no se puede negar que la transformación que supone el “tiempo real” ha despegado en Latinoamérica a un ritmo vertiginoso. No obstante, la tasa de adopción varía enormemente de un país a otro.

Banking

SEPA one-leg out SCT Inst (OCT Inst) : a great opportunity for new international services

Payment Service Providers in Europe should start looking at the significant possibilities offered by the newest EPC rulebook on One-Leg Out SCT Inst, to develop new business propositions by providing effective international transaction processing to their retail and corporate customer base.

Two women shake hands while others stand in line behind one of them

Banking

Historias de éxito de los principales sistemas de pagos inmediatos del mundo

En busca de las ventajas económicas de unos pagos más rápidos y eficaces, la mayoría de los mercados más importantes ya cuentan con sistemas de pagos inmediatos o los están desarrollando, por lo que la atención se está centrando en impulsar su adopción.

Two women shake hands while others stand in line behind one of them

Banking

Revealed: The Stories Behind the Success of World’s Leading Real-Time Payments Schemes

In search of the economic benefits of faster and more efficient payments, most major markets either already have real-time payment schemes in place or in development, and attention is turning to driving adoption.

Banking

How New Zealand’s Banks Can Prepare for Upcoming Account-to-Account Real-Time Payments

Next-generation payment schemes, underpinned by the real-time transfer of funds, have become commonplace around the world. Most major markets are now either live with national account-to-account (A2A) instant payment capabilities or have them in development. And research from ACI and GlobalData forecasts that real-time payments will account for 27.8% of all electronic payments globally by 2027.

sao paolo cityscape at dusk

Banking

5 top payments trends for Brazil in 2023

The real digitization of payments is just starting in Brazil, but 2023 will definitely be a very important year for the country.

Prime time for real-time

Global payment trends
As the world adopts real-time payments, how does your market stand to benefit?

Racing track finish line

Banking

How Scale, Simplicity and Flexibility Transforms Payments-as-a-Service

Sam Jawad, ACI’s Executive Vice President and Head of Banks & Intermediaries, explains how managed services for payments have evolved over the past two decades, and how banks can take advantage of the ongoing evolution in cloud architectures.

Banking

What Does the Future Digital Payments Ecosystem Look Like?

Across the world, markets are gearing up to change the way they pay. Convenience and speed are key and a huge benefit to customers. To enable the real-time movement of money and support the on-demand economy, there is a need for payments system modernization and this need for real-time modernization is increasing from all corners.

Banking

How is the World of Payments Changing and How Can EU Rules and Regulations Respond to These Changes? Insights from Commissioner McGuinness’ Speech

On the 16th of November 2021, Ms. Mairead McGuinness, Commissioner for Financial Services, Financial Stability and Capital Markets Union, gave a speech in Brussels covering the changes taking place in the world of payments, how these might develop and how EU rules and regulations could respond to such changes.

digital circuits

Banking

Progressive Platform Modernization — Eight Steps to Success

The need to modernize legacy systems has never been more keenly felt, but the risk of big bang migrations has never been higher.

Long exposure of a freeway at night

Banking

Acceleration of the Digital Economy in Brazil: Risks, Challenges and Solutions

In our recent Making Payments webinar, experts from Mastercard, Microsoft and ADIQ shared their insights on how they were able to overcome the most pressing innovation challenges within Brazil, and how other organizations can prepare for the future of digital payments.

The image showcases a modern city skyline, likely a financial district with tall skyscrapers reflecting in the calm water in the foreground. The water surface is overlaid with digital circuit-like patterns, symbolizing technology and innovation integrated into the urban landscape. The scene suggests themes of digital transformation, finance, or technological advancements within an urban setting, possibly representing the role of technology in enhancing competitiveness within the banking or financial sectors in Southeast Asia. The sky is a soft blue, creating a serene backdrop for the futuristic elements.

Banking

How Southeast Asia’s Banks Can Remain Competitive and Profitable in a Real-Time World

Cross-border payments across Southeast Asia are shifting as market dynamics, increased competition and increasingly demanding customers drive rapid change. As payment systems are modernized and the market evolves, banks and governments must stay on top of these trends.