
Why Financial Institutions Must Meet Consumer Expectations Through Modernization
The way we pay has evolved exponentially in the last few years, with huge appetite from consumers to move from plastic cards towards digital card payment methods, such as QR codes and mobile wallets.

The European Parliament draft report on the European Commission draft Regulation on instant credit transfers in euro: how could the content of the Regulation change?
On March 2, 2023, the European Parliament’s Committee on Economic and Monetary Affairs (ECON) adopted its draft report on the proposal for a Regulation on instant payments. The Rapporteur on the file in the ECON Committee is Mr. Michiel Hoogeveen MEP (ECR, the Netherlands).

5 Top Payments Trends for Brazil in 2023
The real digitization of payments is just starting in Brazil, but 2023 will definitely be a very important year for the country.

ACI Webinar About the EU Instant Payments Legislation – Redrawing the Payments Landscape
On the 29th of November 2022, ACI organized a webinar to discuss the European Commission’s proposal for a Regulation on Instant Payments (IPs Regulation).

3 Essential Considerations for New Zealand’s Real-Time Payments Journey
Modern consumers expect real-time experiences and services, as well as instant fulfillment from the companies providing them.

More data means fewer places to hide for scammers
As ACI publishes original research into the state of APP scams in India, the UK and the U.S., Tanya Kopytina, Senior Fraud Consultant, ACI Worldwide, describes how more – and better – data is needed to fightback against the criminals.


Discussion: The true scale of the APP scam challenge facing banks
As ACI publishes original research about the state of APP scams in India, the U.K. and the U.S., Cleber Martins, Head of Fraud Management for Banking, joins Elise Thrale to discuss the report’s key findings and the potential changes coming in the future in response to the problem.

Setting the Scenario, What Is Request to Pay?
Real-time payments are becoming the new normal, and digital transformation is the next step in revolutionizing banking. A key product in this arsenal is Request to Pay, an instant payment that enables a simple, instant and seamless payments experience for both the payer and receiver, unlocking promising benefits for merchants, banks, acquirers and billers.

Use Cases and Ubiquity — The Driving Forces Behind Real-Time Payments Adoption
With real-time payments expected to account for a quarter of all electronic payments by 2026, the writing is on the wall: real-time payments aren’t just growing, they’re the future.

What is the Digital Operational Resilience Act (DORA)? Final Council of the European Union Compromise Texts of the DORA Directive and the DORA Regulation
On 23 June 2022, the Council of the European Union published the consolidated version of the DORA Directive.

Clamping Down on Payment Scams
If the last couple of years have taught us anything, we should be ready for change at the drop of a hat. And this learning should by no means go ignored in the world of fraud.

How Scale, Simplicity and Flexibility Transforms Payments-as-a-Service
Sam Jawad, ACI’s Executive Vice President and Head of Banks & Intermediaries, explains how managed services for payments have evolved over the past two decades, and how banks can take advantage of the ongoing evolution in cloud architectures.