Blog

The most expensive mistake in payments right now is doing nothing

Backing the wrong payment innovation is a cheap lesson if you learn fast. Moving slowly is not. Phil Bruno on stablecoins, agentic commerce and delay.

AI in payments: Why it won’t transform the industry, but it will reveal who’s ready

AI is real in fraud detection, but legacy systems keep most banks from using it fully. See why payments modernization has to come before the AI roadmap.

Payments sovereignty is just the beginning: Why banks must prepare for a more complex payments future

New payment rails don’t replace old ones. Learn how banks can build payments sovereignty, offer customer choice and stop AI-powered fraud from executing.

The women behind Bre-B How collaboration, consensus, and leadership helped transform payments in Colombia

The dollar’s erosion is gradual—but the next inflection point will be decided by payments infrastructure, digital rails, and institutional trust.

Standing still is the real risk in cards. Q&A with cards & payments expert, Dean Wallace

Learn where the real pressure on cards in banking is coming from, the hidden costs of legacy platforms, and why modernization has moved from IT priority to CEO agenda.

Beyond reimbursement: ACI’s Jackie Barwell on stopping APP scams while the money is still in flight

Fraud prevention is shifting. Learn how liability changes and real-time data sharing help banks stop scams before money moves.

Real-time payments outrun the rules: Craig Ramsey on pay-by-bank and orchestration

Real-time payments are scaling faster than rules. Learn how orchestration, pay-by-bank, and regulation gaps are reshaping bank strategy.

Pay-by-bank, tokenization, and the UK national payments vision: Paul Horlock, Santander UK

Santander’s Paul Horlock on UK payments strategy, pay‑by‑bank, and why programmable money—not rails—will define the next phase of growth.

Is your card platform holding back growth? Legacy vs. modern explained

Learn how card platform choices impact cost, speed to market, and revenue, and why modernization is now a critical driver of growth.

Bet on what’s new or fix what scales? John Dawson on payments innovation, AI, and trust

Payments are moving faster—but trust must keep up. Learn what leaders must solve around AI accountability, fraud, and payments innovation.

Agentic commerce, AI, and where payments really makes its money: Geoffrey Barraclough

Explore what drives payments revenue today and why AI and agentic commerce aren’t yet delivering at scale.

Why Age of Information (AoI)  is no longer a reliable indicator of trust

Learn how network visibility exposes hidden fraud risk inside digital identities and enables continuous, context-driven trust decisions