Blog
Visa’s service-fee update for utilities: What changes and what doesn’t
The sales that never post: Christian Schönhuth on recovering margin at checkout
Beyond reimbursement: ACI’s Jackie Barwell on stopping APP scams while the money is still in flight
Debit is having a moment: Why consumers prefer it and why billers win when they support it
Real-time payments outrun the rules: Craig Ramsey on pay-by-bank and orchestration
Real-time payments are scaling faster than rules. Learn how orchestration, pay-by-bank, and regulation gaps are reshaping bank strategy.
Pay-by-bank, tokenization, and the UK national payments vision: Paul Horlock, Santander UK
Santander’s Paul Horlock on UK payments strategy, pay‑by‑bank, and why programmable money—not rails—will define the next phase of growth.
Is your card platform holding back growth? Legacy vs. modern explained
Learn how card platform choices impact cost, speed to market, and revenue, and why modernization is now a critical driver of growth.
Bet on what’s new or fix what scales? John Dawson on payments innovation, AI, and trust
Payments are moving faster—but trust must keep up. Learn what leaders must solve around AI accountability, fraud, and payments innovation.
Agentic commerce, AI, and where payments really makes its money: Geoffrey Barraclough
Explore what drives payments revenue today and why AI and agentic commerce aren’t yet delivering at scale.
Why Age of Information (AoI) Â is no longer a reliable indicator of trust
Learn how network visibility exposes hidden fraud risk inside digital identities and enables continuous, context-driven trust decisions
Leadership in an era of transformation
Navigate the future of payments with insights on today’s barriers, leadership strategies, and ecosystem shifts.
Catching scams while the call is still live: JT’s Damian Di Carlo on the telco signal banks are missing
Payments miss key fraud signals. Discover how real-time telecom data helps detect and stop scams in progress.
The end of the batch era
Dr Leda Glyptis explains why payments transformation fails on governance, habits, and operating models—not technology—in a real‑time, irreversible world.
Cards vs pay-by-bank: ACI’s Dean Wallace on why habit and convenience, not disruption, decides who dominates the checkout
Cards still dominate checkout despite pay-by-bank growth. Learn why habit, convenience, and acceptance shape payment choice.
Barry Eichengreen on Money Beyond Borders, the Dollar’s Future, and the Rise of Stablecoins
The dollar’s erosion is gradual—but the next inflection point will be decided by payments infrastructure, digital rails, and institutional trust.
Why advisory and consulting firms should get to know ACI Connetic
ACI Connetic changes how banks approach payments modernization. Here’s why advisory firms should get ahead of it.
AI in action: The reality of AI adoption in fraud and financial crime
Explore the real state of AI adoption in fraud prevention and the gap between ambition and execution, based on insights from 154 global industry leaders.