Uncategorized

Seven days, seven essential tips for fraud week

Banking

The need to democratize AI

Merchants

Unboxing holiday trends: ACI’s insights on payments and fraud for the golden quarter

Banking

A call for urgency: The payment industry’s compounding complexity conundrum

Banking

Five things we learned from four different ATM industry events

The ATM industry is navigating an era of disruption and transformation. Caught between the pressures of society’s changing relationship with cash and the business imperatives of cost optimization and security compliance, it is a sector packed with innovation in terms of technology and business processes.

Merchants

How acquirers can raise their game to be more, do more, and deliver more

The merchant acquiring landscape is evolving rapidly. How merchants handle payments is no longer seen as a purely operational issue – it’s now recognized as a strategy to drive revenue.

Merchants

Why white label is a powerful strategy for merchant acquirers: 6 insider secrets to get it right

For many merchant acquirers, a white label approach to payments orchestration is a smart strategy to keep capabilities and platforms ahead of the curve to meet aggressive expansion goals.

Merchants

The Strategic Pivot: Why Smart Merchant Acquirers Are Turning to Payment Orchestration

As competition intensifies and merchants move to multi-acquirer models, traditional acquirers must up their game with end-to-end solutions that offer greater choice, reach, and capability.

Banking

Unified payments processing is the solution to banks’ crushing compliance burden

Surging digital payment volumes and related compliance demands are heaping pressure on banks to scale their processing capacity and optimize operations.

Someone tapping on their smartphone, there is a digital graphic added on top showing the various things you can do on a smartphone such as shopping, music, etc.

Banking

Banks are overwhelmed by payments data. Does unified processing offer a lifeline?

The volume of payments data available to banks today has surged almost to the point of overwhelm: it has created as many operational challenges as it has growth opportunities.

Prime time for real-time

Global payment trends
As the world adopts real-time payments, how does your market stand to benefit?

Banking

More widely available instant payments are coming to Europe: How Banks and PSPs can prepare for IPR

European payments are moving toward significant transformation as the European Parliament and the Council of the European Union (EU) adopted the Instant Payments Regulation (IPR) in February 2024, entering into effect on April 8, 2024.

Banking

Los sistemas de pago impulsan la expansión de los pagos inmediatos en Latinoamérica 

Aunque los pagos inmediatos son una realidad desde hace muchos años, no se puede negar que la transformación que supone el “tiempo real” ha despegado en Latinoamérica a un ritmo vertiginoso. No obstante, la tasa de adopción varía enormemente de un país a otro.

Banking

SEPA one-leg out SCT Inst (OCT Inst) : a great opportunity for new international services

Payment Service Providers in Europe should start looking at the significant possibilities offered by the newest EPC rulebook on One-Leg Out SCT Inst, to develop new business propositions by providing effective international transaction processing to their retail and corporate customer base.

Two women shake hands while others stand in line behind one of them

Banking

Historias de éxito de los principales sistemas de pagos inmediatos del mundo

En busca de las ventajas económicas de unos pagos más rápidos y eficaces, la mayoría de los mercados más importantes ya cuentan con sistemas de pagos inmediatos o los están desarrollando, por lo que la atención se está centrando en impulsar su adopción.

Two women shake hands while others stand in line behind one of them

Banking

Revealed: The Stories Behind the Success of World’s Leading Real-Time Payments Schemes

In search of the economic benefits of faster and more efficient payments, most major markets either already have real-time payment schemes in place or in development, and attention is turning to driving adoption.

Banking

How New Zealand’s Banks Can Prepare for Upcoming Account-to-Account Real-Time Payments

Next-generation payment schemes, underpinned by the real-time transfer of funds, have become commonplace around the world. Most major markets are now either live with national account-to-account (A2A) instant payment capabilities or have them in development. And research from ACI and GlobalData forecasts that real-time payments will account for 27.8% of all electronic payments globally by 2027.