utility bill pay dashboard

Billers

November 22, 2022

3 Ways To Optimize Meter-to-Cash With Smarter Bill Pay Practices

Man at computer

Banking

November 18, 2022

More data means fewer places to hide for scammers

Banking

November 16, 2022

Discussion: The true scale of the APP scam challenge facing banks

Banking

November 15, 2022

Setting the Scenario, What Is Request to Pay?

Banking

November 15, 2022

Setting the Scenario, What Is Request to Pay?

Real-time payments are becoming the new normal, and digital transformation is the next step in revolutionizing banking. A key product in this arsenal is Request to Pay, an instant payment that enables a simple, instant and seamless payments experience for both the payer and receiver, unlocking promising benefits for merchants, banks, acquirers and billers.

Banking

November 11, 2022

The European Commission’s Instant Payments Regulation: what is going to change in Instant Payments?

On the 26th of October 2022, the European Commission published the proposal for a Regulation on Instant Payments (IPs).

Racing track finish line

Banking

July 25, 2022

How Scale, Simplicity and Flexibility Transforms Payments-as-a-Service

Sam Jawad, ACI’s Executive Vice President and Head of Banks & Intermediaries, explains how managed services for payments have evolved over the past two decades, and how banks can take advantage of the ongoing evolution in cloud architectures.

Above the clouds

Banking

April 19, 2022

Going Above and Beyond: Maximizing Payments in the Cloud With SaaS

Payments in the cloud. It’s a conversation at the top of the agenda for a growing number of financial institutions.

Banking

January 20, 2022

How is the World of Payments Changing and How Can EU Rules and Regulations Respond to These Changes? Insights from Commissioner McGuinness’ Speech

On the 16th of November 2021, Ms. Mairead McGuinness, Commissioner for Financial Services, Financial Stability and Capital Markets Union, gave a speech in Brussels covering the changes taking place in the world of payments, how these might develop and how EU rules and regulations could respond to such changes.

digital circuits

Banking

July 28, 2021

Progressive Platform Modernization — Eight Steps to Success

The need to modernize legacy systems has never been more keenly felt, but the risk of big bang migrations has never been higher.

Prime Time for Real-Time

Global Payment Trends
As the world adopts real-time payments, how does your market stand to benefit?

Long exposure of a freeway at night

Banking

July 22, 2021

A Aceleração da Economia Digital: Riscos, Desafios e Como Superá-los

Em nosso recente webinar da série Making Payments, especialistas da Mastercard, Microsoft e ADIQ compartilharam seus insights sobre como foram capazes de superar os desafios de inovação mais urgentes no Brasil e como outras organizações podem se preparar para o futuro dos pagamentos digitais.

Long exposure of a freeway at night

Banking

July 22, 2021

Acceleration of the Digital Economy in Brazil: Risks, Challenges and Solutions

In our recent Making Payments webinar, experts from Mastercard, Microsoft and ADIQ shared their insights on how they were able to overcome the most pressing innovation challenges within Brazil, and how other organizations can prepare for the future of digital payments.

Sydney Skyline at Night

Banking

June 7, 2021

Global Versus Local: How Pacific Acquirers Can Compete with Global Giants

Acquirers throughout Australia and New Zealand are facing margin pressures and new entrants into the market. Global acquirers have now set their sights on the Pacific, making it an imperative for acquirers within the region to transform or risk getting left behind.

Banking

September 9, 2020

How Southeast Asia’s Banks Can Remain Competitive and Profitable in a Real-Time World

Cross-border payments across Southeast Asia are shifting as market dynamics, increased competition and increasingly demanding customers drive rapid change. As payment systems are modernized and the market evolves, banks and governments must stay on top of these trends.

Banking

September 2, 2020

The Benefits of Open Banking for LATAM

Thanks to customer demand and regulations on how customer data can be gathered and used, open banking has seen rapid growth throughout the world. The EU and U.K. have been leading forces in the implementation of open banking, while countries such as Canada, New Zealand, Hong Kong and Japan have been quick adopters.

Banking

April 9, 2020

Global Fraud Landscape Evolving Quicker Than Ever – What Banks Need to Know

In the fraud prevention and cybercrime world, we often talk about fraudsters as the ultimate opportunists – looking for any weakness in a system that can be exploited. In recent years, as technological systems have advanced, fraudsters have increasingly turned to ”social engineering” to achieve their goals. Basically, hacking the person rather than hacking the system, as humans become the weakest link in the chain.