Blog

Beyond reimbursement: ACI’s Jackie Barwell on stopping APP scams while the money is still in flight
Fraud prevention is shifting. Learn how liability changes and real-time data sharing help banks stop scams before money moves.

Pay-by-bank, tokenization, and the UK national payments vision: Paul Horlock, Santander UK
Santander’s Paul Horlock on UK payments strategy, pay‑by‑bank, and why programmable money—not rails—will define the next phase of growth.

Agentic commerce, AI, and where payments really makes its money: Geoffrey Barraclough
Explore what drives payments revenue today and why AI and agentic commerce aren’t yet delivering at scale.

Catching scams while the call is still live: JT’s Damian Di Carlo on the telco signal banks are missing
Payments miss key fraud signals. Discover how real-time telecom data helps detect and stop scams in progress.

Operational resilience in payments: Governance first, automation second
How ACI Worldwide builds resilience across a global payments infrastructure by leading with controls, proving value early, and earning operational trust before scaling.

The UK’s renewed RTGS service is live, and why now is the time to rethink your CHAPS access
For senior banking professionals, the renewal is more than an operational milestone. It is a strategic inflection point.
Leadership in an era of transformation
Navigate the future of payments with insights on today’s barriers, leadership strategies, and ecosystem shifts.

Unified corporate payments: How banks can win corporate clients with seamless service
On this page Corporate banking is undergoing digital transformation as clients demand faster, simpler, and more integrated services. One critical area of opportunity is corporate payments. Traditionally, companies have navigated a maze of payment types: domestic ACH, international wires via SWIFT, regional systems like SEPA, emerging real-time payments, and more.

How cloud-based solutions enhance dispute resolution in eCommerce
On this page eCommerce continues to grow rapidly worldwide. Over the past year, regions such as Latin America and the Middle East/Africa have recorded increases of 16% and 13%, respectively, surpassing more established markets like North America (10%) and Asia-Pacific (8%), according to Atlantico.

The rapid growth of real-time payments: A catalyst for financial inclusion
Real-time payments are enabling instant fund transfers, driving economic growth, and promoting financial inclusion globally.

SEPA Instant Payments: What’s New in Rulebook 2025 and Why It Matters
The European Payments Council (EPC) has unveiled the 2025 version of the SEPA Instant Credit Transfer (SCT Inst) Rulebook, was set to go live on October 5, 2025.

Challenges and Complexities of ISO 20022 for Banks
On This Page The global payments industry is huge and expanding, projected to exceed $3 trillion by 2026. Banks stand to benefit significantly, as payments represent about 40% of global banking revenues and play a crucial role in customer acquisition and retention.

A review of 6 SWIFT Financial Messaging Solution Providers
At Payment Components, we have been advising financial institutions, banks, and software companies for years, with regards to their SWIFT financial messaging solution provider needs.



