Blog

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Merchants

Payments optimization in 2026: 6 stats every retailer should know

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Banking

Standing still is the real risk in cards. Q&A with cards & payments expert, Dean Wallace

Merchants

Top five tips for implementing local payment methods

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Billers

Visa’s service-fee update for utilities: What changes and what doesn’t

Woman using mobile payment app on smartphone for secure transactions.

Banking

Beyond reimbursement: ACI’s Jackie Barwell on stopping APP scams while the money is still in flight

Fraud prevention is shifting. Learn how liability changes and real-time data sharing help banks stop scams before money moves.

AI-powered digital payment processing technology with data streams and futuristic interface.

Banking

Pay-by-bank, tokenization, and the UK national payments vision: Paul Horlock, Santander UK

Santander’s Paul Horlock on UK payments strategy, pay‑by‑bank, and why programmable money—not rails—will define the next phase of growth.

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Banking

Agentic commerce, AI, and where payments really makes its money: Geoffrey Barraclough

Explore what drives payments revenue today and why AI and agentic commerce aren’t yet delivering at scale.

Financial data analytics and digital payment technology by ACI Worldwide.

Banking

Catching scams while the call is still live: JT’s Damian Di Carlo on the telco signal banks are missing

Payments miss key fraud signals. Discover how real-time telecom data helps detect and stop scams in progress.

Advanced payment processing and fraud detection systems at ACI Worldwide's financial operations cent.

Banking

Operational resilience in payments: Governance first, automation second

How ACI Worldwide builds resilience across a global payments infrastructure by leading with controls, proving value early, and earning operational trust before scaling.

Bank of England

Banking

The UK’s renewed RTGS service is live, and why now is the time to rethink your CHAPS access

For senior banking professionals, the renewal is more than an operational milestone. It is a strategic inflection point.

AI-powered financial technology infrastructure for secure payments and banking solutions.

Leadership in an era of transformation

Navigate the future of payments with insights on today’s barriers, leadership strategies, and ecosystem shifts.

ACI Worldwide digital payment solutions with dynamic data streams and secure transaction processing.

Banking

Unified corporate payments: How banks can win corporate clients with seamless service

On this page Corporate banking is undergoing digital transformation as clients demand faster, simpler, and more integrated services. One critical area of opportunity is corporate payments. Traditionally, companies have navigated a maze of payment types: domestic ACH, international wires via SWIFT, regional systems like SEPA, emerging real-time payments, and more.

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Banking

How cloud-based solutions enhance dispute resolution in eCommerce

On this page eCommerce continues to grow rapidly worldwide. Over the past year, regions such as Latin America and the Middle East/Africa have recorded increases of 16% and 13%, respectively, surpassing more established markets like North America (10%) and Asia-Pacific (8%), according to Atlantico.

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Banking

The rapid growth of real-time payments: A catalyst for financial inclusion

Real-time payments are enabling instant fund transfers, driving economic growth, and promoting financial inclusion globally.

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Banking

SEPA Instant Payments: What’s New in Rulebook 2025 and Why It Matters

The European Payments Council (EPC) has unveiled the 2025 version of the SEPA Instant Credit Transfer (SCT Inst) Rulebook, was set to go live on October 5, 2025.

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Banking

Challenges and Complexities of ISO 20022 for Banks

On This Page The global payments industry is huge and expanding, projected to exceed $3 trillion by 2026. Banks stand to benefit significantly, as payments represent about 40% of global banking revenues and play a crucial role in customer acquisition and retention.

Person using a laptop for secure payment processing and financial transactions.

Banking

A review of 6 SWIFT Financial Messaging Solution Providers

At Payment Components, we have been advising financial institutions, banks, and software companies for years, with regards to their SWIFT financial messaging solution provider needs.