digital circuits

Banking

July 28, 2021

Progressive Platform Modernization — Eight Steps to Success

People Walking in Shopping Center

Banking

July 27, 2021

The European Commission’s Proposal for a New Consumer Credit Directive: Will This Create a Harmonized European Consumer Credit Market?

Sunset scene of cityscape with blue sky and clouds.

Banking

July 26, 2021

What’s Next for Real-Time and Digital Payment Experiences?

Young woman sitting on the sofa in the living room, managing online banking with mobile app on smartphone. Transferring money, paying bills, checking balance.

Banking

July 23, 2021

Top Three Considerations for the Acceleration of the Digital Economy in LATAM

Sunset scene of cityscape with blue sky and clouds.

Banking

July 26, 2021

What’s Next for Real-Time and Digital Payment Experiences?

The payments industry is constantly looking at ways to streamline retail payments, reduce costs, increase security and improve the customer experience. But these efforts inevitably introduce more players into the ecosystem, or lower cost and risk on one side (i.e.

Long exposure of a freeway at night

Banking

July 22, 2021

A Aceleração da Economia Digital: Riscos, Desafios e Como Superá-los

Em nosso recente webinar da série Making Payments, especialistas da Mastercard, Microsoft e ADIQ compartilharam seus insights sobre como foram capazes de superar os desafios de inovação mais urgentes no Brasil e como outras organizações podem se preparar para o futuro dos pagamentos digitais.

Long exposure of a freeway at night

Banking

July 22, 2021

Acceleration of the Digital Economy in Brazil: Risks, Challenges and Solutions

In our recent Making Payments webinar, experts from Mastercard, Microsoft and ADIQ shared their insights on how they were able to overcome the most pressing innovation challenges within Brazil, and how other organizations can prepare for the future of digital payments.

Banking

July 8, 2021

Southeast Asia: Primed for Real-Time Payments to Enter the Mainstream

There has been an exponential increase in demand for digital services across Southeast Asia (SEA), with the COVID-19 pandemic changing the way we live, work and shop.

Abstract computer hardware

Banking

July 7, 2021

Agentes de Pagamento em Alerta Enquanto Reguladores Impulsionam uma Digitalização Mais Rápida

Entre a pandemia da COVID-19, ambientes regulatórios acelerados e novos participantes disruptivos no mercado, os negócios de pagamento na América Latina devem estar preparados para a incerteza máxima.

Skyscrapers in financial district

Banking

June 21, 2021

The Increasing Digitalization of B2B Payments

Craig Ramsey has his finger on the pulse of how new payment types are transforming the business of banking. Recently, I recently spoke to Craig, ACI’s head of real-time payments – banking, to get his insights on how these trends will impact B2B payments specifically.

Prime Time for Real-Time

Global Payment Trends
As the world adopts real-time payments, how does your market stand to benefit?

Banking

June 15, 2021

Transformations and Trends Reshaping Payments in the Pacific

Over the past year, the long-term trend away from cash — and toward digital payments — has really ramped up in Australia and New Zealand. Similar to other global markets with well-established infrastructures, there was a rapid pivot by merchants and consumers to online shopping. In Australia, they quickly adopted “Tap & Go” payments at the urging of the government. The consequences of the COVID-19 pandemic and its impact on payment behaviors and modernization roadmaps are sure to be far reaching, though each country is at very different stages of development in terms of real-time payments.

Cars in motion

Banking

June 2, 2021

Accelerating Payments Modernization for High- and Low-Value Payments

From government initiatives to the global pandemic, the demands for modernization have accelerated rapidly in 2021. Financial institutions (FIs) around the world are faced with the challenge of quickly meeting these immediate demands while also preparing for the future.

Colorful bridge

Banking

May 20, 2021

¿Son los pagos inmediatos tu nueva línea de negocio?

Algo me dice que, siendo ACI Worldwide un líder de industria en pagos inmediatos, ese título llamó tu atención…pero, es cierto: en sentido estricto, los pagos inmediatos no son tu nueva línea de negocios, sino que son, en realidad, los rieles sobre los que se está construyendo el futuro de…

Banking

May 12, 2021

It’s Time for U.S. Payments Players to Build on Real-Time’s Breakthrough Year

We’ve become accustomed, in recent years, to talking of real-time payments in the U.S. in terms of its untapped mega-market potential. But, like so much else, it seems that the trend-shattering events of the previous year-and-a-bit have intervened to turn even that well-worn story on its head.

Cars on a city highway at night

Banking

April 21, 2021

The European Commission’s Consultations on Instant Payments in the EU: What Are the Questions and Why You Should Reply

On 24 March 2021, the European Commission (EC) published its Consultation Strategy on Instant Payments in the EU. This initiative is a follow-up to the EC’s Retail Payments Strategy (RPS), which I covered in another post, and it wishes to promote the availability of competitive homegrown and pan–European payment solutions.

Skyline in Indonesia

Banking

March 31, 2021

Making Waves in Indonesia’s Payments Space [ALTO Q&A]

The Indonesian market is one to watch in the payments space. While paper-based transactions still reign supreme in the country, digital and real-time payments are now top-of-mind issues for regulators and businesses.