3 Essential Considerations for New Zealand’s Real-Time Payments Journey

Modern consumers expect real-time experiences and services, as well as instant fulfillment from the companies providing them.

Use Cases and Ubiquity — The Driving Forces Behind Real-Time Payments Adoption

With real-time payments expected to account for a quarter of all electronic payments by 2026, the writing is on the wall: real-time payments aren’t just growing, they’re the future.

How Scale, Simplicity and Flexibility Transforms Payments-as-a-Service

Sam Jawad, ACI’s Executive Vice President and Head of Banks & Intermediaries, explains how managed services for payments have evolved over the past two decades, and how banks can take advantage of the ongoing evolution in cloud architectures.

Real-Time Payments Are Reshaping Economies Around the World

The title of our yearly report exploring the growth and impact of real-time payments – Prime Time for Real-Time – is more apt than ever.

Going Above and Beyond: Maximizing Payments in the Cloud With SaaS

Payments in the cloud. It’s a conversation at the top of the agenda for a growing number of financial institutions.

What You Need to Know About the Launch of Real-Time Payments in the United Arab Emirates

A sizable proportion of payments activity in the United Arab Emirates (UAE) is cash-based, but the market continues to shift toward modern, digital payment methods.

Real-Time in Real Life: The State of Real-Time Payments in the U.S.

A wave of digital change affecting both real-time payments and consumer behavior has swept across the world since the onset of the pandemic, but this wave was well underway before COVID-19 hit.

Driving Asia’s Real-Time Payments Boom

There is no doubt, COVID has led to a profound shift in Asia’s payments landscape, transforming long-accepted payment behaviours, almost overnight. As social distancing became a basic part of life, contactless payments, and their real-time nature, provided a simple and immediate solution for the multiple payment issues faced by consumers.

What Does the Future Digital Payments Ecosystem Look Like?

Across the world, markets are gearing up to change the way they pay. Convenience and speed are key and a huge benefit to customers. To enable the real-time movement of money and support the on-demand economy, there is a need for payments system modernization and this need for real-time modernization is increasing from all corners.

How is the World of Payments Changing and How Can EU Rules and Regulations Respond to These Changes? Insights from Commissioner McGuinness’ Speech

On the 16th of November 2021, Ms. Mairead McGuinness, Commissioner for Financial Services, Financial Stability and Capital Markets Union, gave a speech in Brussels covering the changes taking place in the world of payments, how these might develop and how EU rules and regulations could respond to such changes.

A Year of PIX in Brazil: What Does the Future of Real-Time Fraud Look Like?

In October 2020, the Central Bank of Brazil introduced PIX, a real-time payments system offering speed and ease of use. PIX was introduced to bring interoperable QR codes to digital wallets 24/7/365, meaning that person-to-person (P2P) payments can be made conveniently and instantly, and that merchants can accept payments without incurring extra acquiring charges. This has been transformational for payments in Brazil.

Real-Time in Real Life: The Evolution of Real-Time Payments in the U.S.

The growth and maturation of real-time payments throughout the world has predictably led to a rapid rise in challenges to solve, opportunities to exploit and questions to answer.