Man pumping gas into car at gas station

Merchants

April 8, 2021

EMV at the Pump: Is It Really That Secure?

Mobile Payment Fraud Verification

Merchants

March 30, 2021

Could Increased Fraud Make the Mobile Payments Boom a Revenue Bust for Merchants?

Women verifying security settings on mobile phone and laptop

Banking

March 26, 2021

PCI DSS 4.0 Compliance – A Catalyst for Progressive Consumer Payments Modernization

Man making online purchase

Merchants

March 23, 2021

What Merchants Should Do To Ensure They Don’t Miss the SCA Deadline

Fraud Management

Man pumping gas into car at gas station

Merchants

April 8, 2021

EMV at the Pump: Is It Really That Secure?

Last weekend I went spring skiing, well spring snowboarding — but you know what I mean. It was sunny, with temperatures in the 50s — an epic day of carving mashed potatoes to close my snowboarding season.

Mobile Payment Fraud Verification

Merchants

March 30, 2021

Could Increased Fraud Make the Mobile Payments Boom a Revenue Bust for Merchants?

Mobile payments are fast becoming mainstream, with ACI merchant customers seeing 30 percent of all eCommerce transactions in 2020 being made on mobile devices. In the United States, adoption is higher, with 42 percent of eCommerce transactions in 2020 on mobile – that’s a year-on-year growth rate of 55 percent.

Women verifying security settings on mobile phone and laptop

Banking

March 26, 2021

PCI DSS 4.0 Compliance – A Catalyst for Progressive Consumer Payments Modernization

2021 marks the beginning of the implementation of the new PCI DSS standards, with the final version of PCI DSS v4.0 currently planned for completion in Q4 2021.

Man making online purchase

Merchants

March 23, 2021

What Merchants Should Do To Ensure They Don’t Miss the SCA Deadline

Just as we emerge from one of the most turbulent years most businesses have ever experienced, the enforcement of strong customer authentication (SCA) under the PSD2 directive has hit for merchants across the EU, with the U.K. set to follow in September 2021.

Person typing at laptop

Merchants

March 2, 2021

Assessing the Acronyms: Without PSD2, Is 3DS for SCA Relevant for U.S. Merchants?

PSD2 has been the “talk of the town” in European payments for the last few years—and the final piece of the puzzle, strong customer authentication (SCA), has certainly been a source of spirited conversation across the payments ecosystem.

Banking

January 13, 2021

An Executive’s Guide to the Top Five Fraud KPIs

Key performance indicators (KPIs) are a commonly used term across many industries. For KPIs to be a valuable way to measure success, they need to be properly defined, capable of being adjusted and connected to one another. When it comes to use of KPIs in fraud management, this is particularly important. With this in mind, let’s take a closer look at the different fraud KPIs, along with how they should ideally interact.

Prime Time for Real-Time

Global Payment Trends
As the world adopts real-time payments, how does your market stand to benefit?

Banking

November 25, 2020

Tomorrow’s Customer Protection Today: Exploring the Future of Financial Fraud in the Pacific

What does the future of financial fraud hold for banks in Australia and New Zealand? We gathered together ACI fraud expert Mark Southby, as well as Ben Young, head of fraud for Westpac, and Tim Dalgleish, head of pre-sales and professional services for BioCatch, to seek an answer to this question.

Banking

November 12, 2020

Game-Changing Fraud Detection for South African Financial Institutions

With fraud on the rise throughout the world, fraud detection must get faster, stronger and above all, smarter. This challenge is compounded by the fact that digital payment volumes, channels and types are all growing. And while machine learning has proven to be an effective ally in combating fraud, today’s financial institutions must go a step further to protect themselves and their customers.

Banking

November 3, 2020

Reading the Signals Right: Why Network Intelligence Is the Future of Machine Learning for Payments Fraud Prevention

Today’s payments ecosystem is more open and complex than ever. New payment methods and financial products are quick to market, digital personas have become the new consumers and the speed of payments has increased significantly with accelerated digitalization. This means more opportunities for fraudsters. Financial institutions (FIs) must therefore assess risk in real time – and more efficiently than ever – but their heavily invested machine learning (ML) solutions may be challenged with a lack of history from which to learn.

Merchants

September 24, 2020

Gaming Merchants Are Riding a Rollercoaster in 2020 with Rises in Revenue and Fraud

With the social lives of millions worldwide on hold due to the COVID-19 pandemic, many have turned to video gaming as a safe outlet to interact with others or to simply counter boredom.

Banking

August 31, 2020

How Australian Financial Institutions Can Get the Most from Strong Customer Authentication

Whether viewed through the prism of 3D Secure 2.2 (3DS2), the AusPayNet CNP Fraud Mitigation Framework, or the Australian Government’s Consumer Data Right, strong customer authentication (SCA) is now — or about to be — mandatory for financial organizations across Australia. Here is a quick primer on how Australian financial institutions can make the most of SCA.

Merchants

August 12, 2020

Defense in Depth: Fighting Fraud in India with a Multi-Layered Approach

There’s a quip, albeit ironic, making the rounds as forwarded emails and messages – “Who’s driving digital transformation among enterprises: CEO or CIO? The correct answer is COVID-19.” Going beyond impacting global well-being, COVID-19 is pushing the corporate world to rapidly introduce new measures for business continuity. Diametrically opposite to continuity, the black swan event of the novel coronavirus is creating disruption in terms of exploitation and fraud perpetration – especially in the banking and financial sector.