Key intelligent payments and fraud orchestration strategies you can use now
Regional outlooks
3 topline predictions
5 big seasonal trends
And much more…
Consumers are on the hunt for a good deal this holiday season — Are you getting their attention?
The holiday season is a critical time for merchants, with the golden quarter offering unparalleled opportunities for sales growth. Our 2024 Holiday Report, based on real-life global transaction data, provides valuable insights into transaction growth, payment preferences, and fraud rates.
ACI’s holiday report offers a unique analysis and expert insights that reveal areas of transactional growth, fraud threats, sector performance and four consumer behaviors impacting payment trends.
Key Predictions*
13%
increase in Q3 2024 preholiday sales vs. Q3 2023
209%
increase in digital wallet use vs. H1 2023
237%
increase in Buy Now, Pay Later (BNPL) H1 2024 vs. H1 2023
>1800%
average cost of synthetic identity fraud
Reap higher seasonal rewards
ACI helps merchants increase seasonal sales and prevent real-time fraud with trusted solutions.
ACI Fraud Management
An AI-enabled solution orchestrating 10,000+ data points, identifying a transaction’s real identity and exceeding market averages to ensure merchants sell more, lose less and maximize margins
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