Expert Report
Unwrap holiday checkout trends
Dedicated to helping you succeed during the holiday season
See what’s inside
- H1 2024 vs. H1 2023 transactional data
- Key intelligent payments and fraud orchestration strategies you can use now
- Regional outlooks
- 3 topline predictions
- 5 big seasonal trends
- And much more…
Consumers are on the hunt for a good deal this holiday season — Are you getting their attention?
The holiday season is a critical time for merchants, with the golden quarter offering unparalleled opportunities for sales growth. Our 2024 Holiday Report, based on real-life global transaction data, provides valuable insights into transaction growth, payment preferences, and fraud rates.
ACI’s holiday report offers a unique analysis and expert insights that reveal areas of transactional growth, fraud threats, sector performance and four consumer behaviors impacting payment trends.
Key Predictions*
13%
increase in Q3 2024 preholiday sales vs. Q3 2023
209%
increase in digital wallet use vs. H1 2023
237%
increase in Buy Now, Pay Later (BNPL) H1 2024 vs. H1 2023
>1800%
average cost of synthetic identity fraud
Reap higher seasonal rewards
ACI helps merchants increase seasonal sales and prevent real-time fraud with trusted solutions.
ACI Fraud Management
An AI-enabled solution orchestrating 10,000+ data points, identifying a transaction’s real identity and exceeding market averages to ensure merchants sell more, lose less and maximize margins
Digital Identity Services
Monitor and identify consumers’ behavior to eliminate behavioral anomalies, verify device identity and optimize conversion rates at checkout
ACI Payments Orchestration Platform
Enable customer journeys across commerce channels, accept payments, prevent fraud and optimize your payments journey with ACI’s true payments orchestration platform
Lifting the lid off consumer expectations
Get everything you need to keep payments shining this season — all wrapped up
and ready to go.
*ACI payments intelligence data