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Consumer expectations are changing dramatically. Anytime, anywhere commerce is expected and, as a result, multi-channel retailing is blending revenue from stores with eCommerce and mobile and social shopping. 

At the same time, consumers are more aware of fraud and security concerns, raising expectations on detection and prevention. And data compromises have ensured that end-to-end encryption and security is top of mind.  


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The UP Merchant Payments solution:

Provides merchants with a secure omni-channel payments solution which enables them to take control of their payments business by providing independence from control by third-party providers.

Supports all merchant consumer card present (CP) and card-not-present (CNP) payment channels:

  • Brick and mortar / in-store
  • Mobile POS (mPOS),
  • eCommerce and mCommerce
  • Call center/ Phone ordering
  • Bill payment and presentment
  • Alternative and emerging payments

Provides required layered sets of security solutions to protect consumer payments information throughout the payments lifecycle including:

  • Point-to-point encryption (P2PE)
  • Tokenization
  • EMV
  • Network segmentation
  • Fraud prevention and detection

Provides global connectivity to card associations, payments card networks, acquirers, third-party networks, alternative payment providers and value-added services.

Delivers an integrated set of “value-added” solutions that extend and complement the consumer’s payment and buying experience:

  • Loyalty program management, offer management (electronic coupons), check authorization, fraud detection, refunds risk management 

Facilitates multiple deployment options including, licensed software (on-prem) or hosted (ACI hosted and SaaS-based solutions) for minimizing the burden of PCI compliance.



A Family Business Grows into a Sporting Giant

Like other U.S. retailers, Scheels faced a challenge to maintain safe, convenient and cost-effective payment solutions as new security threats evolve, new payment forms become available and EMV migration moves throughout the marketplace

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