ACI OMNI-COMMERCE
Secure Omni-Channel Payment Processing
ACI’s payments platform provides the flexibility to support in-store, online and mobile needs with the scalability to power sales today and in the future
Payments Security
Ensure advanced payments security with smart tokenization (including omni-tokens) and P2P encryption
Protect Against Fraud
Protect customers and penetrate new markets safely with robust, multilayered fraud prevention capabilities
A Global Payments Network
Accept all payment types and access a global network of alternative payment methods through a single eCommerce payments gateway connection
Seamless Payments Across Multiple Merchant Shopping Channels
Serve your customers globally using their preferred payment methods anytime, any place
Deliver payment services across digital channels and in-store from the same payments platform
Support true multi-channel customer journeys with a consistent, seamless payments experience
Gain a single view of your customers across channels and enable personalized service and closer relationships
Bring digital payment experiences in-store with pay-by-mobile capabilities
Comply with nexo standards for fast, interoperable and borderless payments acceptance
Secure Your Ideal Payments Processing Platform
Choose a deployment model including in your private data center, public cloud or as a fully managed merchant payments service
Support the growth and deliver mission-critical payment solutions with a stable and scalable platform, with fully redundant data center facilities
Select your preferred acquirers, terminal vendors and more for a full omni-channel solution — also offered as a packaged, pre-certified solution for easy implementation and fast onboarding
Reduce the burden and costs of compliance
Stay Flexible and in Control Through Multi-Acquiring
Achieve acquirer independence to increase conversions and add flexibility, resilience and cost savings.
- Access local and cross-border acquirers through a simple integration to an independent eCommerce gateway
- Route transactions to the acquirers best suited to your business, location and transaction type
- Retry declined transactions without making further demands on your customers
Industry Expertise
Enable omni-commerce payments
Accept Anywhere
ACI Worldwide delivers payments software that enables banks, merchants and billers to send and receive money in real time.
Risk Analysts
Dedicated support from a global team of experienced fraud and risk analysts, working closely with merchants to develop and manage tailored, real-time risk strategies
Tokenization
Protect your customer data and reduce PCI-compliance obligations with single- and multi-use tokens
In-Store Merchant Payments
Modern payments solution to support in-store digital innovation to meet growing demand for emerging payment methods
P2P Encryption
Point-to-Point Encryption protects payment data with instantly encrypted card and customer information from the terminal through to the payments switch
Multi-Acquiring
Gain greater flexibility and control over your acquiring relationships with ACI’s merchant payment offerings
Payment Analytics for Merchants
Omni-channel payment analytics with customer dashboards, reporting and more to help merchants maximize profits with actionable data insights
QR Code Payments
Discover the benefits of fully integrated QR code payments for quick service, fast casual and full-service restaurants
ACI PayAfter
Increase conversions with BNPL: Credit acceptance rates of up to 85%, access to larger credit lines and a 0-40% greater spend with BNPL versus credit cards
*According to the 2021 MRC Global Fraud Survey
Related Resources
Resources
Merchants
A Primer on Tokens, Tokenization, Payment Tokens and Merchant Tokens
Merchants around the world are navigating the world of tokens and tokenization, payment tokens and merchant tokens. When used properly, tokenization for retail merchants serves a dual use; it can be used to protect sensitive card data, and it can serve as an enabler for omni-commerce.
Resources
Merchants
Omni-Commerce Is Heating Up the Merchant Token Revolution
Merchants around the world have embraced the wisdom of keeping sensitive customer data (such as card numbers) out of their own environments, with tokens emerging as the tool of choice to bridge the gap. Merchant functions — including reservations, returns, reporting, rewards, research, reconciliation and more — have typically required access to sensitive data, but a series of high-profile breaches has highlighted the need to store card numbers in tightly secured safe harbors.
Resources
Merchants
Monetizing Payments Data: How Merchants Can Leverage the Power of Analytics
In the world of commerce, everything is driven by data. The information that merchants collect and analyze determines the marketing channels they use, what products they stock and which customers they focus on.