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Javier Pino

Javier Pino

Principal Product Manager

Javier Pino

A payments technology expert with more than twenty years of industry experience, Javier has worked at ACI in various solutions roles since 2005. Previously, he worked at Visa International in Latin America, as VP for smart card products and as a member of ISO WG5 and CEN-TC224 committees for standardization. Javier currently manages ACI Issuing, driving the strategy and roadmap for the solution.

More articles by Javier Pino

  • Confronting Disruptive Pressures in Issuing

    Confronting Disruptive Pressures in Issuing [Customer Q&A]

    Tuesday, November 17, 2020

    We are at the dawn of an industry overhaul. The banking industry is facing disruptive pressures on multiple fronts, but particularly in payments. More competition, increasing regulation, and growing consumer expectations, payment types and channels. Plus, for issuers, there is the additional challenge of remaining relevant and at the center of the customer relationship, which has never been more complex.