Deploy secure real-time payment rails, launch new payment methods and schemes with back-office management using a single, innovative infrastructure solution
Trusted by 10 central infrastructures across the globe
ACI’s digital central infrastructure: one partner, one solution
Transform payment ecosystems using a proven, tailored, real-time payment solution with onsite professional consultations.
Promote financial inclusion and unlock revenue streams with new payment use cases
Maximize the benefits of real-time payments with ISO 20022 messaging and an API-friendly solution
Reduce complexities and monetize the real-time payments revolution
Increase speed to market with an integrated digital overlay solution and back-office capabilities
A single solution for the entire payments ecosystem
ACI provides an edge to central banks and financial institutions by bringing together real-time rails with integrated overlay services including back-office management in a single solution that increases speed to market.
Improve liquidity management and cash flows with an all-in-one inclusive solution
Introduce innovative payment use cases like QR codes, Request to Pay and more
Research from ACI and GlobalData forecasts that real-time payments will account for 27.8% of all electronic payments globally by 2027*. Here are the top considerations on how to best take advantage of the new opportunities ushered in by next-generation payments.
Whether it is mandated by government, driven by businesses or citizen demands, the real-time revolution is here. Update to global standards and facilitate scheme interoperability to benefit from real-time payments adoption.
Enable country-side processing of instant payments
Maintain the liquidity position for each participant
Process both financial and non-financial ISO 20022 messages
Generate settlement and reconciliation reports for participants
Connect to a rich suite of APIs to realize new payment use cases
Increase interoperability with global real-time schemes
Accelerate real-time payments adoption
Benefit the entire payments ecosystem with ACI’s digital central infrastructure and keep pace as the market demands for new and innovative payment cases increase.
Stay competitive and strengthen the country’s global economic position
Foster innovation and remain tech-relevant
Combat money laundering in real time
Meet customer demands and reduce barriers to business
How central infrastructures provide a foundation for real-time growth
While fintechs grab the headlines with innovative digital replacements for cash, there’s no escaping the fact that it is a country’s central infrastructure that does much of the heavy lifting
Achieve acquirer and sub-acquirer technical certification 100 days from contract to quickly enable new revenue streams and reduce ongoing implementation costs
Effortlessly stay ahead of real-time fraud with a fully managed, automated fraud scoring service driven by ACI’s patented incremental learning capabilities deployed in the Microsoft Azure public cloud
Enhance fraud detection and financial crime prevention with AI-driven, self-learning algorithms that ensure compliance with PCI DSS v4.0, AML, KYC, and sanction screening.
Enabling banks, processors, national infrastructures and fintechs to rapidly respond to shifting trends, mandates and new competition across all lines of business and payment types
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