Cityscape Against Clear Sky And Light Trails At Night

Banking

October 27, 2021

Four Reasons Banks and Financial Institutions Should Fight Fraud in Real Time

light trails at night

Banking

October 22, 2021

Real-Time in Real Life: The Evolution of Real-Time Payments in the U.S.

Data Security

Merchants

October 18, 2021

Data Is Evolving – Are Your Fraud Prevention Services Keeping Pace?

Cybercrime

Banking

October 6, 2021

Where Payments Move Freely, Fraud Moves Fast: How to Clamp Down on Real-Time Fraud

Data Security

Merchants

October 18, 2021

Data Is Evolving – Are Your Fraud Prevention Services Keeping Pace?

It’s a constant struggle – as consumer behavior evolves, so do fraud tactics, as fraudsters seek vulnerabilities exposed by rapid change. And there’s no disputing that the pandemic has changed consumer behavior and accelerated the adoption of digital payment methods.

real-time motion traffic choice cross roads

Banking

September 29, 2021

Instant Payments: What Developments Would the European Commission Like to See?

On September 2, the European Commission (EC) published a document concerning the current and foreseeable benefits of instant payments. The EC document explains that instant payments can be used for transfers between individuals Person-to-Person (P2P) or Consumer-to-Consumer (C2C), and between individuals and businesses (B2C and C2B).

Cyber crime, A hacker using a virus to attack software

Merchants

September 8, 2021

Getting Medieval: A (Modern) Multilayered Approach to Payments Security

PCI compliance is a detailed and grueling process for a reason; fraudsters will exploit any weakness they can uncover. History has shown that even major merchants that consumers would assume are fully protected can get breached.

Man holding a credit card and using smartphone for online shopping.

Merchants

September 2, 2021

Payments Orchestration: Music to the Ears of Merchants?

Payments orchestration is a hot topic in eCommerce and involves working with multiple payment providers to optimize customer conversion, enhance cost savings and improve fraud prevention processes.

Cropped shot of a woman's hand using smartphone for shopping

Merchants

July 7, 2021

Buy Now Pay Later Growth: PayPal Pay Later

In our ongoing blog series covering Buy Now Pay Later (BNPL), we’ve begun exploring the explosive growth of such payment methods while wondering if BNPL is really worth the hype. We then spotlighted Klarna, one of the major BNPL providers. We’ll now examine another leading BNPL provider, PayPal.

Data and Analytics

Merchants

June 23, 2021

Monetizing Payments Data: How Merchants Can Leverage the Power of Analytics

In the world of commerce, everything is driven by data. The information that merchants collect and analyze determines the marketing channels they use, what products they stock and which customers they focus on.

Prime Time for Real-Time

Global Payment Trends
As the world adopts real-time payments, how does your market stand to benefit?

QR Code payments grocery checkout

Merchants

June 18, 2021

QR Codes Strike Back!

In the early 2010s, quick response (QR) codes were widely viewed as a challenger to NFC-based payments. While that held true in various Asian markets, QR codes remained largely absent from the U.S. and other western markets.

Security shield in matrix

Merchants

May 28, 2021

Manual Order Review: When Can Outsourcing Strengthen Your Last Line of Defense?

Manual order review (MOR) has often been referred to as the last line of defense to securing good revenue, but how does it fit into a merchant’s business? Striking the proper balance between automated fraud prevention tool(s) to allow legitimate orders to flow through, while identifying questionable ones, is a…

Looking directly up at the skyline of the financial district in central London - stock image

Banking

May 27, 2021

How the European Commission’s Review of the Settlement Finality Directive is Linked to the Development of Open Finance in Europe

On 12 February 2021, the European Commission launched a public consultation on the review of the Settlement Finality Directive (SFD), which closed earlier this month.

Man making online payment with his credit card

Merchants

February 16, 2021

Merchants and PSPs See Multiple Benefits to Multi-Acquiring

The old saying “less is more” is certainly true of many things in merchant payments. Less complexity, lower costs, less admin and infrastructure to manage—these all deliver tangible benefits to merchants and payment service providers (PSPs).

Merchants

January 7, 2021

Merchants Don’t Need a Payments Gateway, They Need a Payments Hub

The term “payments gateway” over-simplifies what it takes to process a payment. The terminology comes from the early days of online payment processing, but has now entered the vernacular for all aspects of merchant payments, including online, mobile and in-store.

Merchants

November 18, 2020

Do Merchants Have the Right Tools to Tune Their Engines for the Innovation Race?

2020 has been a year of many, many changes, across nearly all walks of life and business. One beacon of light is that these circumstances have pressed the digital acceleration button, in some cases advancing digital uptake and innovation by years, within a matter of a few months.