Ray Lockwood

Strategic Solution Consulting Director at ACI Worldwide

Ray has been with ACI for more than 20 years working in a variety of technical and business roles. Today as Strategic Solution Consulting Director he works with tier 1 financial institutions around the world helping them modernize and grow their consumer payments business. Prior to joining ACI Ray worked for NatWest Bank in London.

Articles by Ray Lockwood

Women verifying security settings on mobile phone and laptop


PCI DSS 4.0 Compliance – A Catalyst for Progressive Consumer Payments Modernization

2021 marks the beginning of the implementation of the new PCI DSS standards, with the final version of PCI DSS v4.0 currently planned for completion in Q4 2021.

Prime Time for Real-Time

Global Payment Trends
As the world adopts real-time payments, how does your market stand to benefit?