James Wester

Research Director, IDC Financial Insights. at ACI Worldwide

James Wester is Research Director for IDC Financial Insights responsible for the global payments practice. James’ core research coverage includes the evolution of payment networks and technology, developing fraud and security risks, and legal and regulatory issues. Based on his background covering the mobile payment space, James’ research also includes a particular emphasis on mobile and alternative payment methods and the threats and opportunities now facing the entire payment ecosystem from evolving mobile technologies.

Articles by James Wester

Banking

Expert Insight: Looking below the surface of payments disruption

Recently, social network Facebook announced that P2P payments can be made through its Messenger service. Square has expanded its Square Cash service to businesses and introduced the "Cashtag" as a means for sending P2P payments. Both are interesting efforts by companies looking to leverage social networks as tools for financial services. They also illustrate something very important about what is going on in payments right now.

Prime Time for Real-Time

Global Payment Trends
As the world adopts real-time payments, how does your market stand to benefit?