Zelle is a United States–based digital payments network and a great way to send money to friends and family, even if they bank somewhere different than you do. Zelle is already integrated with many banking apps and has partnered with ACI to help facilitate P2P payments with ease.
ACI Worldwide and Zelle have partnered to enhance real-time payment capabilities for financial institutions. This collaboration integrates ACI’s solutions with Zelle’s person-to-person (P2P) payments network, enabling banks to offer their customers fast, secure, and convenient real-time payment options. The partnership aims to accelerate the adoption of real-time payments, reduce risk, and create new revenue streams for financial institutions.
The integration of ACI solutions with Zelle’s network provides comprehensive support for real-time payments, including validation, verification, fraud and compliance, authorization, liquidity, and exception handling. This ensures that financial institutions can offer a robust and reliable real-time payment service. Additionally, Zelle’s easy-to-use consumer experience, available through both mobile banking apps and a standalone Zelle app, ensures that consumers can easily connect to Zelle with the security of their financial institutions. This consistent and familiar payment experience across different banks helps drive the adoption and usage of real-time payments.
Furthermore, the partnership allows banks to quickly deploy real-time payments, reducing the time to market and operational risks. ACI’s support for Zelle helps financial institutions streamline their payment processes, optimize transaction costs, and enhance overall efficiency. ACI’s connectivity to real-time payment networks from a single hub also brings a broader reach to the market, empowering financial institutions to offer real-time payments to a wider customer base and fostering the widespread adoption of digital payments.
Zelle® is transforming how money moves, with more than five billion digital payments sent since its launch in 2017. The Zelle Network® connects more than 2,100 bank and credit union brands of all sizes, enabling consumers and businesses to send digital payments to people and businesses they know and trust with an eligible bank account in the U.S. Money is available directly in bank accounts generally within minutes when the recipient is already enrolled with Zelle®.
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