Skip to content

Overcoming the unrelenting threat of fraud in today’s payments world means employing protection that’s not just real time but anytime.  

ACI ReD Shield—a key component of ACI’s UP Payments Risk management solution—delivers real-time, multi-tiered protection that’s tailored to the needs of eCommerce merchants, payment service providers (PSPs) and Independent Sales Organizations (ISOs). This intelligent solution is delivered as a managed service through an expert team of risk analysts, and provides instant decisions (accept/challenge/deny) on eCommerce and mCommerce transactions. All to help you protect revenues, drive growth and enhance your customer experience.  

Read the info sheet Contact us
A Window Into Customer Transactions

The solution’s interactive self-service business intelligence portal, ACI ReDi, provides a near real-time and historic window into transaction data. Customers can now monitor their fraud detection, prevention and payment activities on a continual basis. Access the portal via the internet-anytime, anywhere- and you can see:

  • High-level dashboards and charts
  • Intuitive navigation and drilldowns
  • Layers of information, all the way down to individual transactions
  • Together, ReD Shield and ReDi give merchants the ability to detect and prevent fraud in real time — as well as ongoing visibility to critical transactional data, to let merchants and PSPs continually monitor and manage their fraud strategies — anytime, all the time.
Professional Expertise with Global Risk Analysts

The solution is managed by expert risk analysts and tailored to meet the needs of individual merchants. ACI and ReD Shield are trusted by some of the world’s biggest brands. As part of the ReD Shield service, each customer has a dedicated account manager and a comprehensive customer support program.

ACI provides the tools, the people, the processes and the data.

PAYMENTS RISK MANAGEMENT IN THE CLOUD

As the benefits of migrating to the cloud continue to increase, the need for powerful fraud protection has never been higher. ACI’s fraud management capabilities deliver unyielding protection, with innovative tools that include:

  • State-of-the-art adaptive machine learning: Our unique architectural approach facilitates real-time reacting and adapting to new fraud signals, driving fast decision-making and responses to emerging fraud threats.
  • Shared intelligence approach to leverage cross-industry knowledge and data: Fraud intelligence gathered through ACI’s extensive and global card-not-present and card-present fraud prevention network allow our global risk analysts and consultants to deliver standard and bespoke fraud strategies augmenting prospect/customer fraud teams.
  • Unrivaled real-time payments fraud screening: Working with merchants, issuers, acquirers, processors, and card networks, we’ve designed real-time detection and prevention techniques for comprehensive risk management that have been beating fraudsters for decades.
  • Deep understanding of payment engines: ACI has been leading the way in electronic and digital payments for more than 40 years, developing award-winning offerings for integrated payments and fraud processing for existing and emerging payments mechanisms such as immediate payments, mobile, person-to-person and more!
Ongoing ACI commitment

ACI Worldwide fully supports Live Processor version 5.4.5, 5.5 and 5.6 as part of its heritage products, for existing users.



ACI ReD Shield

ACI ReD Shield enables merchants to:

Detect and prevent online fraud

Maximize sales revenues

Reduce chargebacks

Reduce manual reviews

Minimize false positives

Support business expansion into new markets, sales channels and payment types

Detect and manage domestic and cross-border payment fraud across all payment types

And more...


Case Studies

  • Aegean logo
  • Crew logo
  • Finish line logo
  • Retailer Success

Flying ahead of online fraud with ACI ReD Shield

Aegean Airlines, the largest carrier in Greece and a Star Alliance member, connects Greece with 87 international destinations in 32 countries, as well as flying to 33 domestic airports.

Read the full Case Study View all case studies

Crew Clothing dramatically reduces fraud deny rates with ACI ReD Shield

Crew clothing, a luxury casual clothing brand, has grown significantly and now operates 78 UK stores and a thriving online operation, as well as successful mCommerce and call center sales channels in the U.K. and EU.


READ THE FULL CASE STUDY View all case studies

Beating fraud to the Finish Line

Finish Line, premium high street and online retailer of athletic shoes, apparel and accessories, enlisted the help of ACI and its ACI ReD Shield® real-time fraud prevention service to counter fraud attacks and reduce costly chargebacks.

Read the full case study View all case studies

Streetwear Retailer Combats Excessive Chargebacks to Deliver Double-Digit Revenue Growth

A fast growing streetwear retailer was faced with up to 3% chargebacks on fraudulent or potentially fraudulent card payments, which could significantly harm their reputation with loyal and trendsetting customers.

Read the full case study View all case studies