An Enterprise Payments Solution for Acquiring and Authorizing Transactions Across all Digital Payments Channels
UP Retail Payments bridges the features and functionalities of current systems with next-generation technologies to deliver a preeminent digital payments experience.
This complete and customizable end-to-end enterprise payments solution supports Open API strategies by leveraging ACI's extensive API library and provides a path for handling real-time payments.
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Serving the Entire Retail Payments Ecosystem
End-to-end Payments Management
End-to-end management of payment instruments, banking channels and transaction processing for both cards and new digital payment types.
• Issue and manage cards and token-based digital payments
• Enable consumer payment processing for online transactions
• Converge cards and real-time payments to support digital innovation
• Guarantee real-time reliability and availability for any payment type
• Clear and settle with all major international payment card schemes
• Manage ATMs and digital banking channels, including emerging open banking trends
• Enable comprehensive real-time fraud detection
• Lower total cost of ownership for current and future payment needs, card or non-card, and real-time transactions
In-Store and eCommerce Payments
End-to-end payments acceptance and processing across in-store and eCommerce environments, regardless of the consumer payments acquiring, and offers greater control of the merchant accounting and settlement lifecycle.
• Enable payments acceptance across channels, including in-store, mobile POS, eCommerce and mobile commerce
• Differentiate your payments acceptance services with real-time and alternative payment types
• Transform payments, switching to a full value-add services environment
• Expand your merchant portfolio and improve productivity through flexible merchant management capabilities
• Clear and settle with all major international card and alternative payment schemes in a manner that maximizes profits
• Detect suspicious cardholder transactions and reduce revenue loss from merchant fraud in a 24/7 reality
• Deliver real-time, multi-tiered protection that's tailored to the needs of your eCommerce merchants
Prepare for Real-Time Open Banking
Take consumer payment processing and acquiring beyond cards and deliver real-time payments experiences for customers while protecting against fraud.
• Enable real-time payments and fraud prevention in advance of a network being ready, placing you a step ahead of the competition
• Extend the value of your payment processing with real-time and open banking capabilities
• Deploy real-time balance capabilities to better serve customers without disrupting legacy systems
• Leverage our experience powering real-time schemes worldwide
Banks Win with ACI
Extend Your Existing ACI Solution Capabilities
Real-Time Payments for the Banking Ecosystem
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