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Deliver a Consistent Customer Experience

Providing consistent, seamless and secure payment options across multiple shopping channels can be a daunting task for merchants – and one that is complicated further by the growing number of payment options available to consumers.

ACI’s UP Merchant Payments solution offers merchants a secure omni-channel payment capability with the flexibility to support your in-store, online and mobile needs, and the scalability to power sales today and in the future.

Our flexible architecture supports the rapid adoption of emerging payment channels. And our cross-border and multi-currency capabilities enable consolidated payments processing for global retailers.

The UP Merchant Payments solution is vendor and acquirer agnostic, allowing you to work with the payments vendors and acquirers that best meet your business needs. We give you leverage to keep costs down and the continued flexibility of a payments solution provided in the cloud, allowing for growth as new technologies emerge.

The solution meets your payment risk management needs, supporting PCI compliance, payment data security and fraud detection and prevention for any channel.

The Role of Payments in the customer experience
Select the products that work best for you.
  1. Postilion for Merchants: An integrated payments processing and card management solution that captures and authorizes customer payments at the point of purchase, providing fast, convenient and cost-effective processing for electronic payments.
  2. eSocket.POS: An in-store solution that manages the interaction with payment devices at the check-out. Controlling the customer payment experience at the point of purchase, eSocket.POS manages these devices on behalf of the POS application, reducing the PCI scope of the POS network.
  3. ACI PAY.ON Payments Gateway: Global payments gateway solution featuring connectivity to more than 350 alternative payment methods and card acquirers in more than 160 countries.
  4. ACI ReD Shield: Advanced online fraud management solution designed to protect revenues, support growth and enhance customer experience. .

For online merchants, see our UP eCommerce Payments solution, giving you the power of the PAY.ON gateway and ReD Shield fraud prevention through a single integration.

Merchant Retail

Supporting Customer Experience with Omni-Channel Payment Options

Payments and Customer Experience Retail executives reveal the challenges they face in enabling new payment preferences, ensuring payments security and combining payments systems to deliver a consistent customer experience.


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payments playbook
Supporting Customer Experience with Omni-Channel Payment Options

Watch the video for frictionless omni-channel retail customer journeys that are fast, simple and secure.

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