Banking

ISO 20022 – Expanding like no tomorrow

Banking

Navigating the Future: ACI’s ATM Transaction Processing Trends

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Banking

APP Frauds & Mandatory Reimbursement: What It Means for You

Paying bill on mobile phone

Billers

How a Modern Payments Experience Can Help Credit Unions Gain and Retain Younger Members

Merchants

Financial crime hits new heights – how merchants can fight back

According to Datos Fraud Experts, who just published their top 10 risks for 2024, fraudsters’ use of artificial intelligence (AI)-generated attacks tops the list as the number one risk. Datos' research shows that 81% of fraud executives are concerned that fraudsters using generative AI will exceed current fraud defenses. And TransUnion confirms this, sharing 60% of auto finance fraud losses are due to synthetic identity fraud. 2024 is the year for organizations to leverage AI tools and shore up fraud defenses.

Merchants

5 Ways Optimizing Reconciliation Boosts Merchants’  Financial Health

Every merchant must reconcile transactions, but not every reconciliation tool is the same. Outdated back-end platforms can result in merchants missing out on multiple performance gains, while an automated, orchestrated approach can put their business out in front.

Merchants

7 Ways Payments Orchestration is a Game Changer

As payments continues to play a starring role in competitive sales strategies, merchants are increasingly turning to payments orchestration to help them build better end-to-end customer experiences and meet increasingly demanding operational KPIs.

A digital graphic of the globe, there are connecting lines to various different locations showing the digital sharing of information.

Merchants

The Complete Guide to Merchant Payments Orchestration

Payments orchestration platforms typically provide businesses with a single place to monitor and manage multiple payment systems, payment providers and multiple payment methods, allowing merchants to offer customers a wider range of payment options, while simplifying the payment process on the back end.

Merchants

The Rise of 3Rs: Resilient Consumers, Retailing Convenience and Rise of Wallets

The first quarter of the year has been exciting for merchants, globally. While ACI’s recap for the 2022 holiday season indicated strong consumer optimism, despite economic headwinds, consumers remained headstrong through the first quarter of 2023. Higher consumer confidence could be seen in the 18 percent increase in transaction volumes, compounded by a 24 percent growth in transaction values.

Merchants

Ready or Not? Real-Time Payments Are Coming, and Consumers Can’t Wait

Merchants must recognize and respond to customer needs for checkout diversity to keep their sales experiences hyper-relevant to stay competitive.

Prime Time for Real-Time

Global Payment Trends
As the world adopts real-time payments, how does your market stand to benefit?

Merchants

Unlock Benefits of Shared Intelligence to Fight Back Against Fraud in 2023

Banks and merchants must find ways to fill gaps in each other’s transaction intelligence to reverse trends around ever-growing fraud, and global payment partners hold the key.

Merchants

Decrypting Crypto: Staying Safe With Crypto Payments

As cryptocurrency payments in the merchant sector become more established, and merchants consider offering crypto as a way to pay, they will also be asking themselves if transactions are secure enough for everyday payments.

Merchants

New Experiences Driven by QR Codes

The use of QR codes for payments has made a giant leap forward over the past couple of years.

PCI scope for card payments

Merchants

Can Cardholder Data be Stored Without Involving PCI Scope?

Is it possible to store cardholder data without PCI scope? The short answer is no, but that doesn’t mean you cannot store a reference to it. Let me explain.

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Merchants

Why Incremental Learning Is a Gamechanger for Payments Fraud

Any innovation that helps merchants outfox fraudsters can’t come soon enough. An innovative, industry-first approach to machine learning, incremental learning represents a step change in fraud prevention. It identifies patterns earlier and more accurately, automating decisions and actions to keep merchants better protected than ever.

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Merchants

The Complete Guide to Payments Tokenization

Payments tokenization secures payment card data and personal information, simplifies PCI compliance and enables on-click payments. Learn more about tokens here.