Modernize Your Payments Infrastructure in the Cloud

Backed by flexible deployment options and more than two decades of cloud expertise, ACI can speed your transformation and help you derive the full benefits of the cloud

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Choose Your Ideal Deployment

Licensed Model
License ACI software and run it in your private cloud or in the public cloud of your choice.

SaaS Model
Deploy ACI software in our private cloud or in the public cloud.  

Hybrid Model
Use a combination of licensed and SaaS approaches based on your unique needs.

Cloud Solutions Built for Your Business

Banks and Intermediaries 

Take advantage of today’s opportunities — real-time payments growth, ISO 20022 migration, open banking and more — with ACI’s cloud-ready payment solutions. Gain the full benefits of the cloud, including:

Reduced Total Cost of Ownership including FTE, through full support of ACI’s leading technology and industry experts.

Lower Cost Per Transaction through economies of scale and operational efficiencies.

Complete compliance and outsourced maintenance and operations.

Progressive Payments Modernization in line with your business strategy.

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Making a contactless payment at a restaurant
Making a contactless payment at a restaurant


ACI offers comprehensive solutions for merchants and payment providers, supporting both card-present and card-not-present payments and providing industry-leading fraud prevention and detection capabilities through our data centers.

Accelerated innovation through continuous implementation and development

Dynamic elasticity to meet peak volumes and cost savings

Enhanced collaboration between IT, DevOps, and third-party fintechs and partners

Proven performance that ensures high availability, scalability and security

Transforming Your Payments in the Cloud

Billing Organizations 

ACI Speedpay gives insurers, healthcare providers, governments, utilities, colleges and subscription providers a 24x7x365, state-of-the-art processing environment that:

Ensures compliance with PCI, CFPB, HIPAA and numerous other compliance standards

Reduces the costs of ongoing compliance and day-to-day operations

Delivers an integrated platform for rapid innovation

Provides flexibility in offering and managing a broad range of payment channels

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Line of servers with a cloud floating by them

Take Your Payments to the Cloud with ACI

Focus Your Resources on Your Core Business

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