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A Cloud-Based Payment Gateway for Global eCommerce

Part of the UP eCommerce Payments solution, the PAY.ON Payments Gateway supports both local and cross-border payments quickly and securely across all channels and geographies. It combines the most extensive global network with 350+ card acquirers and alternative payment methods, across more than 160 countries.

It delivers a feature-rich suite of payment processing, integral risk checks, mobile solutions, integration and onboarding, as well as advanced business intelligence tools.

Read the Info Sheet See the Solution
Global Coverage: Search for Acquirers and Alternative Payment Methods
Product Features
PAYMENT PROCESSING
  • PCI-compliant tokenization
  • Chargeback and chargeback reversal
  • Managed recurring billing
  • Smart local transaction routing
  • Multi-currency authorization and settlement
  • One-click checkout  
MOBILE SOLUTIONS
  • Mobile.Connect
  • In-app payments
  • Mobile SDK
INTEGRATION AND ONBOARDING
  • Single one time integration through an Open RESTful AP
  • Several robust integration methods: embeddable JavaScript payment form, server-to-server, plugins, and more
  • Online interactive documentation
  • Administration API and reporting API
  • E-terminal
  • Webhooks

 Data Sheet  |  ACI Mobile Commerce SDK   |  International Expansion

Product Features
INTEGRAL RISK CHECKS
  • Velocity checks
  • Plausibility checks
  • GEO IP location checks
  • Black and white listing
  • 3-D Secure
GLOBAL COVERAGE
  • 350+ acquirers and alternative payment methods
  • 160+ countries
  • All currencies and 25+ languages
  • Connector on Demand
BUSINESS INTELLIGENCE
  • Real-time transaction reporting
  • White label portal
  • Monitoring and analysis
  • Automated merchant onboarding
  • Chargeback management
  • Settlement reporting
Available as a White-label or Gateway Expansion

The UP eCommerce Payments solution combines the ACI PAY.ON Payments Gateway and ACI ReD Shield Fraud Management, thus dramatically simplifying payment integration into any eCommerce website.

View solution details by audience:

PSPs    |    ISOs    |    Acquirers    |    ISVs and VARs    |    Merchants

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More than 1,000 of the largest financial institutions and intermediaries, as well as thousands of global merchants, rely on ACI to execute $14 trillion each day in payments and securities.

Corporate Fact Sheet