Craig Ramsey
Principal Product Manager, Transaction Banking
Craig Ramsey
Craig has over 25 years experience working with banks throughout EMEA with their corporate payments and banking needs. Craig has been with ACI for over 12 of those years, providing specialist consulting to wholesale banking customers. Through the initiatives of the Euro, SWIFTNet, CLS, TARGET, TARGET2, SEPA, UK Faster Payments, to name a few, Craig has helped customers leverage the power of the ACI solutions to ensure that the business needs are met.
Craig is the Transaction Banking Solutions Lead for ACI in EMEA. Working with customers, prospects and industry players alike, he helps to ensure that ACI's products are industry-leading and are always ready to help our customers.
More articles by Craig Ramsey
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Three Ways to Build Your Business Case for Real-Time Payments
Tuesday, October 10, 2017 Craig Ramsey to Transaction Banking, Payments and Industry TrendsIn the UK, faster payments are well established, and we have seen new innovations as well as new businesses being built since May 2008. In Singapore, which went live in 2014 with its Fast and Secure Transfers (FAST) scheme, we are starting to see similar innovations. And we can expect similar seismic shifts in payments innovation for years to come, as Instant Payment schemes in Europe and Real-Time Payments in the US go live, ubiquity increases and real-time payments become the new normal.
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Three Reasons Why Corporate Banks Must Invest in New Security Measures
Friday, September 29, 2017 Craig Ramsey to Payments and Industry Trends, Transaction BankingThe New Payments Ecosystem brings great opportunities, if banks can mitigate the new risks and threats that arise. Real-time and open payments enable a wealth of new revenue streams; however, the potential for growth must be balanced against maintaining payments security. They cannot break the bank.
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How to Protect the Foundations of Transaction Banking Against Disruption in The New Payments Ecosystem
Tuesday, September 12, 2017 Craig Ramsey to Retail Payments, Payments and Industry TrendsScalable, Available, Reliable – #SleepAtNightability for Corporate Banking
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SEPA Instant Payments: The Importance of Real-Time Hubs in a Global Market
Friday, September 16, 2016 Craig Ramsey to Payments and Industry Trends, Transaction Banking, Immediate PaymentsAn epiphany is happening across Europe—and across the global markets. I’m not talking about the realization of Brexit (and that we’re all going to need to make it work). But rather, the realization that payment hubs that were brought in to manage SEPA batch credit transfers and direct debits are not going to be capable in the real-time world of SEPA Instant Payments.
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Cross-Border Payments: ready, set, go…
Thursday, September 08, 2016 Craig Ramsey to Payments and Industry Trends, Immediate Payments, Transaction BankingThe cross-border payments market is probably the most important industry in the world. Trillions of dollars are exchanged every day to cover the settlement of everything from multi-billion-dollar company investments, through to the value of the perishable cargo on the ship that’s stuck in port, all the way down to that rather nice holiday rental I’ve got my eye on for next summer. International payments are essential to everyone, in every country in the world.
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Aggregation Services Will Save Money
Monday, July 18, 2016 Craig Ramsey to Payments and Industry TrendsPayments used to be so simple. You went to your bank, gave them your money and sometime later it would arrive at the beneficiary, albeit not necessarily always intact in value. But the world has changed rapidly over the past decade as new payment providers have been offering services to targeted markets and customers. Their services have been more relevant to the end user than the generic products that many banks have continued to offer.
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Analytics, fraud prevention, immediate payments…improved customer experience
Tuesday, October 13, 2015 Craig Ramsey to Transaction BankingCraig Ramsey, Director of Product Management at ACI, explains how real-time analytics required for fraud prevention through immediate payments can also be leveraged to drive better products and revenue.
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When immediate payments go bad
Friday, October 09, 2015 Craig Ramsey to Transaction Banking“I want it now.” Sounds like a petulant teenager, doesn’t it? But actually, it’s the sound of consumers and corporations around the world demanding immediate payments solutions.
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Immediate payments is worth the risk
Thursday, October 08, 2015 Craig Ramsey to Transaction BankingThe problem with fraud prevention is just when you think you’ve got it under control, those pesky criminals change their scams. And that’s all well and good if you’ve got systems capable of adapting to their new and creative tactics. But what if you don’t know what to protect against? What if your customers don’t even know what it is they could be getting scammed for?
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ISO20022: EBADay focus on Immediate Payments comes up short
Monday, May 18, 2015 Craig Ramsey to Transaction BankingRather predictably, this year’s EBADay conference in Amsterdam was dominated by conversation of Immediate Payments. The great and the good from the industry came to discuss how we can all improve our customer relationships by simply implementing a pan-European Immediate Payments scheme. And the even better news is that if we implement it on ISO 20022, we should be able to bring it to market in ultra-quick time. So in homage to my favourite comedy show right now, that’s all good then.