Craig Ramsey

Head of Real-Time Payments, Product Management at ACI Worldwide

Craig has over 25 years' experience working with banks throughout EMEA with their corporate payments and banking needs. He has been with ACI for over 12 of those years, providing specialist consulting to wholesale banking customers. Through the initiatives of the Euro, SWIFTNet, CLS, TARGET, TARGET2, SEPA, and UK Faster Payments (amongst others), Craig has helped customers leverage the power of the ACI solutions to ensure that the business needs are met. Craig is currently Head of Real-Time Payments, Product Management. Working with customers, prospects and industry players alike, he helps to ensure that ACI's products are industry-leading and are always ready to help our customers.    

Articles by Craig Ramsey

city street at night


A Real-Time Payments Retrospective

Real-time payments growth is accelerating globally — growth that is documented in detail in the 2022 Prime Time for Real-Time report, which covers 53 markets around the world.

A night time view of the illuminated Meydan Bridge just outside Dubai city


What You Need to Know About the Launch of Real-Time Payments in the United Arab Emirates

A sizable proportion of payments activity in the United Arab Emirates (UAE) is cash-based, but the market continues to shift toward modern, digital payment methods.

New York City skyline


Real-Time in Real Life: The State of Real-Time Payments in the U.S.

A wave of digital change affecting both real-time payments and consumer behavior has swept across the world since the onset of the pandemic, but this wave was well underway before COVID-19 hit.


What Does the Future Digital Payments Ecosystem Look Like?

Across the world, markets are gearing up to change the way they pay. Convenience and speed are key and a huge benefit to customers. To enable the real-time movement of money and support the on-demand economy, there is a need for payments system modernization and this need for real-time modernization is increasing from all corners.

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Real-Time in Real Life: The Evolution of Real-Time Payments in the U.S.

The growth and maturation of real-time payments throughout the world has predictably led to a rapid rise in challenges to solve, opportunities to exploit and questions to answer.


It’s Time for U.S. Payments Players to Build on Real-Time’s Breakthrough Year

We’ve become accustomed, in recent years, to talking of real-time payments in the U.S. in terms of its untapped mega-market potential. But, like so much else, it seems that the trend-shattering events of the previous year-and-a-bit have intervened to turn even that well-worn story on its head.

Prime Time for Real-Time

Global Payment Trends
As the world adopts real-time payments, how does your market stand to benefit?


How to Deliver on the Promise of End-to-End, Global Real-Time Payments [Q&A]

Traditionally, Sibos has been focused on high-value cross-border payments, but – as with so much of 2020 – times are changing. High- and low-value cross-border payments are converging, and the rich-data standards that are emerging for real-time payments will further accelerate this trend.


Central Infrastructure for Real-Time Payments: Overcoming the Final Hurdle [Mastercard Q&A]

The modernization of cross-border payments has brought transparency, certainty and speed to international business. However, the long-term success of new innovations, such as SWIFT gpi and Universal Confirmations, hinge upon real-time, end-to-end, data-rich transaction flows.


Request for Payment and Other Real-Time Payments Trends That Will Shape 2020

In 2020, the conversation around real-time payments will increasingly be about what banks can do with real-time, as they move beyond setting up to support real-time payments schemes. New use cases will emerge – but there are a few main trends that are likely to shape the direction of real-time in the year ahead.


Digital Overlay Services Unlock the Value of Real-Time Payments

The global payments industry continues to drive toward true real-time, with the potential opportunity for corporate banking often cited as the most lucrative.


The Middle Eastern payments revolution: Getting Real-Time Ready

The Middle East is developing quickly and considerably. The population has surpassed 410 million and a number of nations, such as Saudi Arabia and the United Arab Emirates (UAE), represent some of the world's most innovative economies. The region has become synonymous with the rise of large infrastructure developments and technological innovation, while tourism continues to grow - 1.4 billion people visited in 2018 alone.


Regulating for Real-Time: The Role of Government in Payments Modernization

Dr. Leo Lipis and Craig Ramsey, Head of Real-Time Payments for ACI Worldwide, continue their discussion on real-time payments and the findings of the new white paper, Get More from Real-Time.