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  • Coding for Girls

    The Next Generation of Women in Tech

    Friday, April 28, 2017

    ACI recently hosted its second Coding for Girls camp in Omaha, with 30 middle school girls taking part. A group of ACI volunteers and executives hosted the free event (complete with a pizza lunch) at the Peter Kiewit Institute at the University of Nebraska at Omaha. The camp gave the girls a hands-on introduction to HTML, CSS and Java, helping to spark interest in tech and coding at a young age. We sat down with Sampy Gajre, senior recruiter, ACI Worldwide, who leads the Coding for Girls program, to talk about the importance of learning about tech at a young age, ACI’s plans to expand the initiative to other cities—and how she is helping to recruit the next generation of female tech leaders.  

  • Liquidity Management and Instant Payments: Why banks must act now

    Liquidity Management and Instant Payments: Why Banks Must Act Now

    Tuesday, April 25, 2017

    With the pan-European Instant Payments Scheme due to go live in November this year, real-time payments are about to become a reality for many businesses and consumers in Europe. Our own research shows that the demand for faster and innovative banking services among consumers and business is high.

  • Rails for real-time payments

    Rapid Rails for Real-Time Payments

    Monday, April 24, 2017

    As the NACHA PAYMENTS conference arrives in Austin, Texas this week, we spoke with Steve Ledford, Senior Vice President, Product and Strategy at The Clearing House (TCH) about the key issues conference participants will be talking about: same day ACH, real-time payments and Request for Pay transactions, among other topics.

  • Machine Learning

    Rise Of The Machine (Learning) and Fraud Prevention

    Friday, April 21, 2017

    Machine learning, as a sub-discipline within computer science, is primarily concerned with the discovery of patterns in data through algorithms that can learn from and make predictions on that data. These algorithms operate by building a model based on example inputs, which can then make data-driven predictions or decisions. So what, exactly, does this have to do with beating fraud in the real world?

  • The Constant of Change and the Future of Commercial Banking

    The Constant of Change and the Future of Commercial Banking

    Thursday, April 20, 2017

    Let’s clarify this before I lose anyone; the self-proclaimed “pioneer of wisdom,” noted Greek philosopher Heraclitus, is credited with the saying Panta rhei, "everything flows." More commonly, you have probably heard this as “the only constant is change,” but either way, this teaching has withstood the test of time, as it is not only applicable, but feels like a worldly truth when I find myself talking about today’s transaction banking landscape. A robust time of change is upon us; one that has brought us to the precipice of a new era in banking. Understanding the driving forces behind this change as well as embracing new business models will be a key to success, or even to survival.

  • Is There A Blockchain In Your Future?

    Is There A Blockchain In Your Future?

    Tuesday, April 18, 2017

    Marc Andressen, noted Internet entrepreneur and venture capitalist who co-authored the first web browser, called blockchain the most important invention since the Internet. An executive at BNP Paribas compared the technology to the steam or combustion engine in its potential to transform the world of finance and beyond. The Economist dubbed it “The Trust Machine.” 

  • Real-Time Payments and The Evolution of Debit

    Real-Time Payments and The Evolution of Debit

    Monday, April 17, 2017

    As the NACHA PAYMENTS conference kicks off next week, we connected with Sarah Grotta, Director of Debit Advisory Service with the Mercator Advisory Group about a variety of timely issues that have the payments industry buzzing. Sarah shared her thoughts on real-time payments and Same Day ACH, credit-push transactions—and when consumers will finally adopt digital wallets.

  • Are You Falling Behind in the Race to Real-Time?

    Are You Falling Behind in the Race to Real-Time? How to Build Your Business Case for Immediate Payments

    Thursday, April 13, 2017

    We’re beginning to see a divide in the payments industry, not just between incumbents and new players, but a sub-divide between banks themselves. Some traditional financial institutions have been able to adopt agile processes, whilst others are yet to start their journey toward a more nimble future. So why are some of these banks continuing in their old mode, like giant ships, slow to change direction? Could it be that the iceberg that sinks the move to real-time is only about technology ‘above the surface,’ and organisational issues lurk below the water line?

  • Why Omni-Channel Shoppers Are Worth It

    Why Omni-Channel Shoppers Are Worth It

    Wednesday, April 12, 2017

    Today’s consumers are tech savvy and highly connected, demanding convenience, speed and choice across channels, payment methods and fulfilment options. And, with a growing proportion of shoppers readily switching between online, mobile and physical touchpoints at various points in the purchasing journey, merchants are now dealing with a constantly evolving and unpredictable retail landscape. This requires fresh strategies and technologies that allow them to adapt to the expectations of omni-channel customers.

  • The Wonderful Ways to Pay Your Taxes

    The Wonderful Ways to Pay Your Taxes

    Tuesday, April 11, 2017

    April (or rather mid-April), that time of year when many Americans frantically assemble their W2’s and countless other tax-related forms. With the tax deadline looming, we conducted outreach to a select group of consumers to learn more about their tax paying habits.