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  • Alternative Payments Will Present New Business Opportunities In The Middle East

    Alternative Payments Will Present New Business Opportunities In The Middle East

    Thursday, August 11, 2016

    The second survey in our ongoing series took us to Dubai and the Cards and Payments Middle Eastern Conference in early June. Much like the blog from Australia, we had some fascinating results but for entirely different reasons. Whilst 64% of the Australian payment experts we interviewed were concerned about being disrupted by new technologies and entrants, only 38% in Dubai agreed with this sentiment. In fact, 39% disagreed with this and said their business was not going to be disrupted by new technologies or entrants. Hmmm... Let’s try and understand the reasons for this huge difference…

  • The connected world mobile commerce and fraud

    The connected world, mobile commerce and fraud

    Tuesday, August 09, 2016

    The following Portuguese language contribution comes from one of our many talented Latin America-based colleagues and fintech experts. Based in Sao Paolo, Hugo Costa, general manager of ACI Brazil, provides some great insight into the connected world, mobile commerce and fraud. 

  • 375x250 ACI Empowering Girls to Code

    ACI Empowering Girls to Code

    Monday, August 08, 2016

    This summer, ACI had the distinct pleasure of hosting a ‘Coding for Girls’ camp in Omaha, with plans now underway to host additional camps every quarter. It should come as no surprise that women are underrepresented in tech and view tech-related hobbies as a complex, male-driven endeavor. And as such, young women frequently avoid coding altogether, so our great team embarked on this program for girls--introducing them to coding in a fun and interactive way.

  • Higher ed eCommerce gurus on how to make students and staff happy

    Higher Ed eCommerce Gurus on How to Make Students and Staff Happy

    Thursday, August 04, 2016

    I love how honestly and openly schools tell each other what works and what doesn’t. Spalding University and Indiana Wesleyan University recently chatted about how they make students and staff happy. I wish you could have joined us for this eCommerce discussion for clients of Colleague® by Ellucian

    But you don’t have to miss out on the best quotes. Here are some of our handpicked highlights.

  • Five or so Payment Stories Five Rings Your Olympic Payment Preview

    Five or so payment stories, five rings = your Olympic payment preview (and a reminder not to stick your head in the water!)

    Thursday, August 04, 2016

    Cue the athletes, start the music, release the doves… it’s time to shimmy down to your skimpy excuse for a bathing suit and head to Copacabana beach to celebrate the 2016 Rio Games (just don’t stick your head in the water)! For those of you lucky enough to be going to the Games, good for you; for the rest of us, we’ll have to read, listen and watch from afar…letting our imaginations fill in the blanks from the all-night parties I am sure will be rocking (and for those party-goers, don’t stick your heads in the water). My Rantings cohort and I will be among those watching from afar, with Mark likely focused on Michael Phelps and the other swimmers and me focused more on tennis player Leander Paes who’s participating in his seventh (7th!!!) Games. With that, we sat down for a virtual chat on payments and Rio. 

  • Fintechs Seeking Bank Charters? Yes, really.

    Fintechs seeking bank charters? Yes, really.

    Wednesday, July 27, 2016

    The common understanding in the industry is that, as bank regulators gradually inch their way toward regulating financial technology companies that transact banking, lending, and payments, the fintech companies are retreating, trying to move as far from those regulators as possible, for as long as possible.  The industry narrative is that, when the regulatory heat eventually gets too high, the fintechs will change business models, or combine with other companies, or seek to be acquired by the very banks they now compete against.  

  • Alarming Brazilian Card Fraud Trends & Outlandish Risky Behavior

    Alarming Brazilian card fraud trends & outlandish risky behavior

    Tuesday, July 26, 2016

    In a recent report “Global Consumers: Losing Confidence In The Battle Against Fraud,” it was found that 30% of consumers have experienced card fraud in the past five years. Against a backdrop of 2,260 confirmed data breaches in 2015 and over 4 billion records stolen since in 2013, consumers are losing faith in the ability of providers to protect them.

  • South African Card Fraud Trends & Risky Consumer Behavior

    South African card fraud trends & risky consumer behavior

    Monday, July 25, 2016

    In conjunction with the PASA International Payments Conference this week, we decided to take a look at some recent consumer fraud data from the host nation, South Africa. The market is very similar to the global averages, in that a shockingly high number of consumers continue to experience card fraud. Despite the number of fraud attacks and breaches, consumers in South Africa continue to engage in risky behavior such as providing information in phishing attempts and writing down their PIN numbers.

  • July: the hottest shopping time of the year for consumers, retailers—and fraudsters

    Wednesday, July 20, 2016

    Summer is in full swing, and while many people equate this time of year with beach-hopping and BBQs, retailers—and those of us who keep them in business— are quickly making July one of the most exciting shopping months of the year. Irresistible online sales and promotions abound, and with that, so does the risk of fraud. In fact, eCommerce fraud attempt rates in July, 2016 (1.6%) are slightly higher than fraud rates in December, 2015 (1.2%), which is the busiest holiday shopping time of the year. 

  • 2016 (Mid) Year in Review

    2016 (Mid) Year in Payments Review

    Tuesday, July 19, 2016

    Ahhh summer - The Fourth of July (celebrating the original Brexit), Major League Baseball’s All-Star game (swap out the All-Star Game for UEFA Euro or Copa America for our friends off our shores) and the countdown to the lighting of the Olympic cauldron… the telltale signs that summer is in full swing and we have officially moved into the year’s third quarter. With all the pomp and circumstance of the continuous celebrations and backyard barbeques, I took some time to jot down my thoughts on the first half of 2016, and what I am excited to see unfold in the coming weeks and months as we march toward our fall conference schedule and the all-important holiday shopping season (22 weekends left until Christmas, hope you stocked up on Prime Day last week).