Women Must Choose to Rise Up Despite Past, Current and Future Circumstances

Money20/20, Europe’s biggest payments and fintech event, was recently held in Amsterdam and featured Rise Up Money20/20, a global program designed to address the gender imbalance in leadership positions within the financial services and fintech industries. A cohort of 30 female professionals was selected to take part in an exclusive curated agenda, complete with a series of bespoke content sessions, one-to-one mentoring and unique networking opportunities.

Beyond Borders: Navigating the Challenges of eCommerce Expansion

eCommerce continues to flourish, with impressive growth figures year after year. In 2018, global online sales reached almost $3 trillion, and are expected to hit $4 trillion by the end of 2020.

Despite eCommerce taking an increasing slice of the retail pie (which could now be as high as 15 percent according to recent figures), it is increasingly challenging, with competition and cost pressures creating significant issues for merchants of all sizes.

How Italian Banks and Processors Can Capitalize on Digital Transformation

The European payments landscape is in an era of significant change thanks to PSD2 and other macro factors, but there is more than one way to deliver real-time and open payments to meet PSD2 requirements and its technical standards. Banks and processors must manage this alongside their own set of domestic challenges and opportunities.

Overcoming Cyber Threats to Payments Security

Recently, Gene Scriven, chief information security officer at ACI, spoke at NACHA Payments 2019 on the ever-changing landscape of cybersecurity. Here are a few highlights from his session, including the impacts of cybersecurity breaches, today’s emerging threats and the new strategies to keep your organization safe.

Removing Gender Bias and Enabling Women to Succeed in Leadership Roles

The recent UK Women in Payments (WIP) Symposium 2019 took place in London, recognizing unique leaders who help uplift women in the payments industry. Among those recognized was ACI’s Melissa McKendry, vice president, Retail Banking Implementation Services, who was honored by WIP as the 2019 Advocate for Women. 

Why Banks Must Democratize Machine Learning for Fraud Prevention and Payments Intelligence

Banks are already actively on the path to digital transformation, considering new technologies, new customer experiences and new business models. A critical piece of this digital transformation centers on better understanding the wealth of data within the banks’ systems and mining it for improved customer insight. In the New Payments Ecosystem, data is as valuable to the bank and its customers as the deposits held in their accounts, and it should be protected, and leveraged for the benefit of the customer.

Regulating for Real-Time: The Role of Government in Payments Modernization

Dr. Leo Lipis and Craig Ramsey, Head of Real-Time Payments for ACI Worldwide, continue their discussion on real-time payments and the findings of the new white paper, Get More from Real-Time. 

Payments and Fraud: The Paradox Twins

Digital commerce through web and mobile is where merchants predominantly experience shopper growth today.  This has become a hugely important domain for their focus.  It offers a means for international growth, new market penetration and a way to engage with shopper-hungry Millennials in their culture.  Merchants frequently adopt a Digital-First, eCommerce-First or Mobile-First strategy to ensure full corporate buy-in to this strategy.

Open Payments Systems for Merchants: Don't Close Down Your Options

Remember “Open Systems”?

It was a big industry nom du jour in the 80s and 90s.  Every IT system had to be open and therefore flexible and future-proof.  Nobody can argue with the logic behind this; making systems easy to integrate with other systems, ensuring vendors could cooperate with one another; creating agility to improve time to market and drive down costs.

Issuing and Acquiring in a Real-Time and Open Payments Ecosystem – The Global Picture

Dr Leo Lipis and Craig Ramsey, Head of Real-Time Payments for ACI Worldwide, continue their discussion on real-time payments, stemming from the findings of the new white paper, Get More from Real-Time. See part one.