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  • Loan Servicing - 10 Things You Need to Know

    10 Things You Need to Know About Loan Servicing

    Wednesday, July 01, 2015

    “We are in hyper growth,” a senior lending executive told me. “Now we are building up the ability to service these loans.” However, tomorrow’s profitable loan growth will not come from today’s strategies. Loan servicing executives plan big changes according to our recent survey.

  • Can Smaller Banks Have it All

    Can Smaller Banks Have it All?

    Thursday, June 25, 2015

    Credit unions, smaller banks and community financial institutions feel the pressure to stay competitive with the big banks. 

  • World Class Payments Project

    The ‘World Class Payments Project’…great news for banks

    Wednesday, June 24, 2015

    What is the new ‘World Class Payments’ project? To put it simply, it’s great news for banks, but more on that a little later.

  • Don't call me, I'll call you blog

    Don’t Call Me, I’ll Call You

    Friday, June 19, 2015

    School is out for the summer for most, and families and friends are planning vacations to popular destinations. One of the myriad tasks people are doing in preparation for their trips is calling their banks’ credit card companies to let them know they’ll be visiting and making purchases in cities, states, or countries. What consumers don’t realize is that with today’s advanced fraud detection systems in place, this could actually do more harm than good.

  • When Everything Goes Dynamic

    When Everything Goes Dynamic: EMV, Tokens and CV2

    Thursday, June 18, 2015

    Have you noticed the discussions in the payment card space revolving around some very similar technology concepts? It appears a handful of cryptic technologies are driving the conversation, seeking to solve a problem that is both complex and simple. What they have in common, as this author has some capacity to speak on, is fraud.

  • Oculus Rift

    Oculus rift for the middle seat business traveler

    Monday, June 15, 2015

    Last week, I was stuck in the middle seat in the last row on a flight from London to Boston and as much as I tried sucking up to anyone at the airline who would listen, my attempts failed to move my seat (such is life on a completely booked flight). Nestled between a snorer and perpetual leg shaker in a seat unable to recline, I tried to do some work, but the passenger in front of me was fully reclined, out cold (perhaps too much drink?). But enough about my travel travails. It’s time for another exciting edition of ‘Rantings with Ranta,’ our intrepid digital banking guru who’s also had some unpleasant flight-related experiences.

  • Apple Pay and Zapp make Mobile Payments in the UK a reality

    Apple Pay and Zapp make Mobile Payments in the UK a reality - who will win?

    Monday, June 08, 2015

    So, as of June 8th 2015, 18:45 BST, Apple Pay is coming to the U.K. And so it should! 

  • Disruption in the Payments Ecosystem

    Disruption in the Payments Ecosystem

    Wednesday, May 27, 2015

    In payments, as in most every industry, the status quo is being challenged on multiple fronts across the globe. History shows us that many of humankind’s greatest periods of innovation often occur rapidly, propelling us into the future—but also leaving us scrambling to sort out what it all means in the short-term. 

  • Millennials, Mobile, (Cash) Money and More!

    Millennials, Mobile, (Cash) Money and More!

    Tuesday, May 19, 2015

    In the next installment of our Millennial Musings series, our intrepid millennials delve further into mobile, tell us how much (or how little) cash they carry and shed some light on personal finance.

  • Focus on Immediate Payments

    ISO20022: EBADay focus on Immediate Payments comes up short

    Monday, May 18, 2015

    Rather predictably, this year’s EBADay conference in Amsterdam was dominated by conversation of Immediate Payments. The great and the good from the industry came to discuss how we can all improve our customer relationships by simply implementing a pan-European Immediate Payments scheme.  And the even better news is that if we implement it on ISO 20022, we should be able to bring it to market in ultra-quick time. So in homage to my favourite comedy show right now, that’s all good then.

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