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  • GFKL-risk-management

    Risky Business? Open Invoice Payments In Germany

    Monday, November 07, 2016

    PayProtect is used by merchants and payment service providers to manage the risk around 'purchase on account' – a payment method that is a must when operating in the large German eCommerce marketplace. Jens Kühle, MD of GPP, a company of the GFKL-Lowell Group, sat down with us to explain the specifics of eCommerce risk management in the German market.


  • Cross-border payments: The next big frontier

    Cross-Border Payments: The Next Big Frontier

    Friday, November 04, 2016

    It is no secret that the majority of European banks and financial institutions are currently faced with making big and strategic decisions: The pan-European instant payment initiative is due to go live in 2017, new regulations such as PSD2 will come into effect soon and the digitalisation of the sector is well under way, with customers demanding new services and payments methods. 

  • Defining Openness in eCommerce Payments

    Defining 'Openness' in the Context of eCommerce Payments

    Thursday, November 03, 2016

    Open payments is a relatively new idea that lacks an agreed-upon definition within the payments industry. The “Openness” trend emerged from outside the industry, but disruptors and forward-thinking established players have brought it to the fore in payments.


  • China Singles Day

    China Singles Day: Does 11.11 Have Legs?

    Monday, October 31, 2016

    Black Friday and Cyber Monday are just around the corner, and while sales are likely to exceed the records set in 2014, what is certain is that the biggest single day of the year for eCommerce will once again be China Singles Day. Alibaba reported USD $14.3 billion in online sales on 11.11 in 2015, a 60% increase on the same day in 2014. In fact, the previous year’s total of USD $9.3 billion was eclipsed within 14 hours of trading, so Alibaba beat its own record without so much as breaking a sweat.



  • Ranking Our Top 5 Candies And Their Payment Alter Egos

    Ranking Our Top 5 Candies And Their Payment Alter Egos

    Monday, October 31, 2016

    Mark, I can imagine that in your neighborhood during Halloween, kids don’t get mini candy bars when they trick and/or treat…they get keys to Teslas. So what are you dressing up as for tonight? I’m donning my Willy Wonka costume in honor of the late great Gene Wilder. And that actually got me thinking about his filmography. So many classics, leading to so many debates about rankings. I think my top 3 Wilder films are Blazing Saddles, Young Frankenstein and Start the Revolution Without Me. And speaking of rankings (and rantings), in advance of our respective sugar highs, it might be prudent to pontificate a lil’ bit (not to be confused with Bit-O-Honey, among the worst of candies for one’s teeth). I’d rank Raisinets higher than Bit-O-Honey (and I hate raisins). 

  • Payments Buzzwords (yet even more)

    Payments Buzzwords (yet even more)

    Friday, October 28, 2016

    Phew, I’m exhausted from this whirlwind week of industry sessions galore at Money20/20. As we approach the weekend, I’m ready to kick back and…wait a minute, I think it’s time for a third (and perhaps final…or not) edition of 2017 Payments Buzzwords.

  • 2017’s Payment Buzzwords in October…Part Deux

    2017’s Payment Buzzwords in October…Part Deux

    Tuesday, October 25, 2016

    Money2020 day two (err three) brings with it a few things: much-needed alarm clocks, double espressos instead of medium coffees, and an updated buzzword bingo card. Yesterday was a jam packed, wall to wall payments holiday and the party continues today with another great agenda. But I digress, to the buzzwords…. 

  • Payment Geeks (umm, I mean Professionals) Unite!

    Payment Geeks (umm, I mean Professionals) Unite!

    Monday, October 24, 2016

    The beacon in the desert has been lit and the anticipation is palpable—for the next 3+ days, more than 10,000 of us will debate, discuss and help shape the future of our industry. From the amazing main stage lineup to the top of the line track sessions to the overflowing show floor, this week will surely not disappoint. So as we await the start of this year’s Money20/20, I wanted to share three areas I literally am on the edge of my seat for:

  • How will insurers modernize bill payment systems?

    How Will Insurers Modernize Bill Payment Systems?

    Thursday, October 20, 2016

    When looking for a date in college I had to ask 13 girls before one said yes. The consumer experience at insurance companies isn’t much better. 80 percent of shoppers abandon during checkout. Of those who do sign up, 34 percent intend to leave their insurer next year.

  • mobile-payments-strategy-thumbnail

    Thriving in Mobile — What Merchants Need to Consider

    Tuesday, October 18, 2016

    Mobile is currently the priority for many businesses, which is not surprising given that nothing else today is driving more commerce growth. Although principles gleaned from traditional eCommerce extend to mobile commerce, merchants must adapt the customer experience and operating model in order to thrive. And that includes adapting their approach to payments.