Request for Payment and Other Real-Time Payments Trends That Will Shape 2020

In 2020, the conversation around real-time payments will increasingly be about what banks can do with real-time, as they move beyond setting up to support real-time payments schemes. New use cases will emerge – but there are a few main trends that are likely to shape the direction of real-time in the year ahead.

What the Combination of Speedpay and ACI Capabilities Means for Today's Bill Payments

Speedpay joined the ACI Worldwide family in 2019, bringing together two bill payment leaders and creating a union based on industry growth through research and development, the highest quality of customer service and expertise, and ground-breaking innovative technology.

Nordic’s P27 Powers Ahead with Cross-Border Payments

P27 continues its accelerated journey to cross-border payments in the Nordic region, with an ambitious project scope and timeline. For banks, processors et al, this poses questions of prioritization. Payments players must identify their most pressing business needs, and what can be achieved with their current stack.

2020: The Year of (Near) Cashless Transactions?

Happy belated New Year and raise your hand if you make and/or follow New Year’s resolutions. I used to and then realized they were exercises in futility. But, over this past holiday, I thought I’d give the resolution game one more shot. This one was more a realistic goal than it was a resolution, but who can really tell the difference anyway!?! I decided to go cashless over the holidays, which can still be somewhat challenging for many in the US (though my friends in other countries are probably ridiculing me right now). I was traveling (to NYC and Florida) and wanted to pack as little as possible (in both my luggage and my wallet). I’m all about loyalty card points these days, hence the 2 back-to-back trips.

How India is Tackling the Challenges of Digital Payments Growth

India’s massive transformation from a cash-based society to a cashless society is underscored by the rise in fintech adoption and the growth of the Unified Payments Interface (UPI) platform, which is now processing more than one billion transactions each month.

Three Merchant Payment Trends to Watch in 2020

In 2019, merchants everywhere were challenged by pressure from new entrants, the continued breakdown of traditional industry boundaries and growing customer preference for a digitally-led or digitally-influenced purchasing experience.

Learn How to Claim a Greater Slice of the Mobile Payments Pie

U.S. Wireless Players: $14.3B is at stake – are you in?

Mobile commerce is thriving as consumers seek out convenient, quick and secure shopping experiences. And transaction growth on mobile devices is outpacing traditional desktop and in-store channels, aided by click and collect and one-click purchasing trends. For U.S. telcos, the message is clear: proactively add value to the payments process, or risk missing out on increasing your portion of the growing mobile payments market.

9 Holiday Preparedness Tips to Stay Protected from Fraud in 2019

The hustle and bustle of the holiday season often makes it difficult to prioritize consumer safety, especially when it comes to eCommerce and mobile devices. But with the growing threat of identity theft and other security concerns, it’s more important than ever to stay on top of consumer protection. After all, brand reputation and trust can take years to build, but all can be lost in a matter of minutes.

Auto Finance Summit 2019: Taking Aim at Fraud and Keeping Up with Technology

ACI Worldwide bill pay experts were recently at the 19th annual Auto Finance Summit in Las Vegas for three days of networking and education with industry leaders in auto lending and leasing. When we weren’t at our booth demoing the ACI Speedpay solution, we were catching up with our peers and attending informative panels and sessions. Here are our top-three takeaways from the show:

How to Survive Black Friday and Cyber Monday… and Provide a Great Consumer Experience

As Black Friday and Cyber Monday approach, shoppers and merchants alike await amazing deals and a welcome boost in sales, respectively. I took a moment to speak with two of ACI’s merchant payments and fraud experts, Andrew Marshman (merchant payments lead, Europe) and Erika Dietrich (VP, Global Fraud Prevention Risk Services) about what merchants need to know as they head forth into one of the biggest shopping seasons of the year.