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The Two Sides of Payments Modernization in Asia: Real-Time and Financial Inclusion
Wednesday, October 14, 2020 Leslie Choo to Low Value Real Time Payments, Consumer PaymentsHome to nearly 60 percent of the world’s population, as well as some of the most dynamic and diverse markets, the Asia-Pacific (APAC) region plays a critical role in shaping the world economy. The diversity of the region is also evident in its payments landscape, with almost every country forging its own path towards payments modernization.
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The Fight for Fuel Customer Loyalty Is On
Thursday, October 08, 2020 Bob Koscheski to Consumer PaymentsIn 2019, price determined where 59 percent of consumers chose to purchase their fuel, and more than half opted to pay at the pump, preferring to simply pay for gas and go.
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Payments in a Post-Coronavirus World: How the Pandemic Is Influencing Tomorrow’s Industry in Latin America
Tuesday, October 06, 2020 Federico Vilanova to Payments and Industry TrendsWhile the novel coronavirus has (understandably) dominated the day-to-day focus of today’s payment players, the fact is, at some point we will either fully adapt or be living in a post-coronavirus world. How can our industry prepare? In a recent webinar hosted by Fintech Americas, we brought together experts from Redeban Multicolor, Red Link and PROSA to explore where they see the industry going – with a specific emphasis on Latin American markets – and what they’re doing to ensure future success.
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Central Infrastructure for Real-Time Payments: Overcoming the Final Hurdle [Mastercard Q&A]
Monday, October 05, 2020 Craig Ramsey to Low Value Real Time Payments, High Value Real Time PaymentsThe modernization of cross-border payments has brought transparency, certainty and speed to international business. However, the long-term success of new innovations, such as SWIFT gpi and Universal Confirmations, hinge upon real-time, end-to-end, data-rich transaction flows.
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Gaming Merchants Are Riding a Rollercoaster in 2020 with Rises in Revenue and Fraud
Thursday, September 24, 2020 Sharell Barshishat to Fraud ManagementWith the social lives of millions worldwide on hold due to the COVID-19 pandemic, many have turned to video gaming as a safe outlet to interact with others or to simply counter boredom.
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Cut Your Losses – It’s Time to Digitize Medical Loss Ratio Rebate Payments
Wednesday, September 23, 2020 David Young to Bill PayThe deadline to issue medical loss ratio (MLR) rebates for 2020 is next week, yet many health insurers are meeting the requirement by sending paper checks in the mail. Meanwhile, only seven percent of health care premium payments are paid by check, according to the 2020 ACI Speedpay Pulse survey on billing and payment preferences. Policyholders receiving these checks may not understand why they are receiving them – if they even open the envelope in the first place.
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Could COVID-19 Be India’s Cashless Catalyst?
Tuesday, September 22, 2020 Somya Patnaik to Low Value Real Time Payments, Omni CommerceIndia’s push towards a digital economy has accelerated over the years, with a supportive regulatory environment, home-grown technologies and innovation around digital infrastructure improving “last mile” connectivity to the remote towns and rural areas of the country. While the “Digital India” drive has been consistent, the COVID-19 pandemic has brought out the true value of digitization for businesses and consumers alike. It is a watershed moment and has fast-tracked the pace of digital adoption, particularly for payments, which now plays a critical role in economic recovery.
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Platform Driven Payments Can Drive Improved Profitability for Fuel and Convenience Store Merchants
Thursday, September 17, 2020 Bob Koscheski to Omni CommerceThose of us who drive often don’t think too much about refueling our cars unless or until our tanks are nearing empty. And as long as the price is acceptable and the transaction efficient, a quick, convenient fill up is all we need.
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The Nordics’ P27 Initiative: Payments in Uncharted Waters
Wednesday, September 16, 2020 Katrin Boettger to Low Value Real Time PaymentsThe advance of real-time payments around the world seems unstoppable, with 45 schemes currently live and a further 13 (at the time of writing) in the planning stages. In Europe, the Nordics’ P27 initiative – the world’s first integrated multi-country, multi-currency, real-time payments platform spanning Denmark, Finland, Sweden and Norway – promises to make headlines as it takes payments into uncharted waters.
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The Pandemic Has Accelerated the New Era of Acquiring
Tuesday, September 15, 2020 Carlos Pérez Rubio to Payments and Industry TrendsThe COVID-19 pandemic has accelerated many trends already taking shape in consumer purchasing behavior. Almost overnight, routine activities ranging from picking up groceries to buying gas unexpectedly became something that they had never been before – risky.
