Displaying 1 - 10 of 122 Transaction Banking blog posts

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  How Italian Banks and Processors Can Capitalize on Digital Transformation

  Thursday, June 06, 2019 Daniele Astarita to Transaction Banking, Payments and Industry Trends

  The European payments landscape is in an era of significant change thanks to PSD2 and other macro factors, but there is more than one way to deliver real-time and open payments to meet PSD2 requirements and its technical standards. Banks and processors must manage this alongside their own set of domestic challenges and opportunities.

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  SWIFT gpi: Leveraging Cross-Border Payments for the Real-Time World

  Wednesday, April 03, 2019 Craig Ramsey to Immediate Payments, Transaction Banking

  SWIFT gpi represents the evolution of business done over the SWIFT network, bringing correspondent banking into the digital era.

  I’ve covered this topic before, but with gpi now reaching the two-year milestone, it’s a good chance to reassess the progress that has been made – and what is needed to drive further adoption.

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  Instant Payments in Italy – And Beyond: Lessons from Il Salone Dei Pagamenti

  Wednesday, December 12, 2018 Giorgio Tidu to Transaction Banking, Retail Payments, Immediate Payments

  ACI was invited back to Il Salone dei Pagamenti – Italy’s premier payments event organized by the Italian Banking Association (ABI) – to participate in a panel, “SEPA Inst – the Future.” As expected, the session was packed with stats and advice for a more efficient roll out of instant payments – in Italy and beyond.

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  Dedicated Followers of Fintech: Why Transaction Banking Never Goes Out of Fashion

  Tuesday, October 23, 2018 Lu Zurawski to Transaction Banking

  Taking part in a panel at a recent corporate treasury conference, I was introduced as a ‘consumer payments expert’ – not an obvious qualification for sharing stage-time with serious corporate liquidity and cash management folk, but as the talk track was on mobile wallets and Open Banking, I had some reasonably safe and relevant content on which to fall back.

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  Sibos Preview: The Five Trends Transforming Real-Time Payments

  Monday, October 15, 2018 Craig Ramsey to Transaction Banking, Payments and Industry Trends, Retail Payments

  Real-time is now a reality, with more than 30 schemes live around the world. And real-time is in the spotlight as banks and financial service providers make their way to Sydney for Sibos 2018. What better time to look ahead at the key trends that are going to shape the ongoing development of real-time payments.

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  API Management: The Reason Digital Open Banking Can Fly

  Monday, October 01, 2018 Geoff Tunbridge to Retail Payments, Transaction Banking

  When it comes to thinking about the different roles that an API Manager can play for an organization, I personally think that an airport provides the perfect analogy. The customer is the passenger, the third-party organizations using a bank’s APIs are the airlines and the airport itself is the bank. I also think this analogy helps to visualize the variety of API management capabilities – including the role of an API gateway.

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  Can Corporate Banking be as Easy as Ordering Pizza?

  Monday, September 24, 2018 Paul McMeekin to Transaction Banking

  ACI recently hosted Greenwich Associates on a webinar to discuss corporate banking. While not a topic that would usually make attendees salivate, the discussion turned toward ordering pizza (maybe, because it was close to lunchtime) and Greenwich highlighted how corporate banking should be as easy as ordering pizza.

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  Modernizing Cross-Border Transfers with SWIFT gpi

  Wednesday, July 25, 2018 Craig Ramsey to Transaction Banking

  The customer experience for domestic payments – retail and corporate – has recently undergone a complete transformation. There’s still plenty more that could be achieved, but the advent of real-time payments in combination with open APIs has seen the launch of Request for Payment services and direct eCommerce instant payments in the UK and Europe. And it’s not just the PSD2 push in Europe that’s driving change – in the U.S., Zelle is moving beyond standalone P2P payments to become an integrated part of the retail banking app experience, as well as being included in new kinds of corporate disbursements.

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  Instant + Open Payments = A Winning Combination

  Wednesday, June 27, 2018 Craig Ramsey to Immediate Payments, Transaction Banking

  I recently joined a panel discussion at EBAday 2018, alongside representatives from across the payments ecosystem, and the clear consensus was that real-time payments will be the new normal. This was evidenced by some of the interactive polls carried out.

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  Maintain Vs. Invest: What the Digital Era Ushers in for Banks

  Thursday, April 12, 2018 Paul Thomalla to Transaction Banking, Payments and Industry Trends, eCommerce

  Taking place this week in Brussels, the European Credit Research Institute (ECRI) will host a high-level debate on how policymakers can build on the process of digitalisation of banks to raise competitiveness in light of increased competition from fintech start-ups and tech giants.