Speed and Data: The Real Value in Real-Time Payments

Speed and Data. These are the foundational elements to create real value in real-time payments. But why are speed and data so important?

High Incidence of Payments Data Theft is Driving Investment in Payments Technology

One in five organizations has experienced payments data theft over the last 12 months per new benchmark data, “2018 Global Payments Insight Survey: Bill Pay Services,” from Ovum.

Why it's Never Too Late for Women to Join STEM Professions

With ACI’s fourth Coding for Girls Camp coming up on April 21^st, ACI’s Sampy Gajre, senior recruiter and an eternal advocate for women in tech professions, talked to us about the challenges and opportunities for women in STEM (science, technology, engineering, mathematics) professions. She shared with us what organizations and communities can do to help encourage more women to join the field, and why it’s never too late to follow your passion.

The Next Stage of Real-Time Payments Evolution is Here

Fragmentation resulting from multiple Pan-European Immediate Payments schemes is a challenge, but solutions exist  

Maintain Vs. Invest: What the Digital Era Ushers in for Banks

Taking place this week in Brussels, the European Credit Research Institute (ECRI) will host a high-level debate on how policymakers can build on the process of digitalisation of banks to raise competitiveness in light of increased competition from fintech start-ups and tech giants.

The Climate, Weather and Payments – What the Winds Tell Us?

I am sitting in my home watching snow fall, it’s April and I just spent the weekend prepping my yard for the upcoming summer season. To say the weather patterns are odd is an understatement. The global climate is warming as we know. And though you don’t see it on a day to day basis, it seems to hit more regularly than in the past, with freakish events, colds snaps, warm spells and snow storms in April. And on this occasion, it had me thinking about our current environment in payments. We are seeing a fundamental change to our ecosystem with technology advancements like Open APIs, big data, AI and foundational changes like Immediate Payment initiatives and regulatory pushes.

Ursinus College: The Future of Campus Commerce is in the Cloud

Sixty-eight percent of schools are moving eCommerce to the cloudⁱ.  As Ellucian Live begins to descend upon San Diego this week, ACI’s Gene Scriven took a moment to chat with Ellen Curcio, Director of Student Accounts at Ursinus College, about the future of campus commerce.

Be sure to catch Ellen and Gene, as well as ACI partner and host Ellucian at the event on Wednesday, April 11, for a panel discussion on “The Future of eCommerce in the Cloud.”

Driving IoT Progress at Mobile World Congress

I felt fortunate to be among the 107,000 delegates from 205 countries attending this year’s Mobile World Congress, held earlier this month in surprisingly chilly Barcelona.

Showcasing everything from connected cars, to virtual reality, 3D printing to amazing app ideas—the exhibition and conference content at MWC gave visitors a chance to discuss the future of mobile and explore the world’s most cutting-edge, mobile-enabled products and services.

4 Reasons Why You Must Future Proof Your Technology

What does future proofing your technology mean? In my view, it means preparing your bank to deliver the best customer experience possible--today and tomorrow. Research from Greenwich Associates indicates that the customer experience and ease of doing business are key drivers of loyalty. Extracting value from your technology investments so you can provide a superior customer experience is not only important because of the impact on service, but also on loyalty.

I want to focus on 4 reasons why future proofing your technology is important. These insights are a sneak preview into some of the findings from our upcoming whitepaper produced with Ovum, the annual Global Payment Insight Series.

Fraud Awareness Month Canada – Return of the Lost and Stolen (and Authenticating Wearables in Canada)

A couple years ago, I penned a blog post to commend the Canadians on what made their culture so resilient to fraud that it developed the lowest fraud rates in the Northern Hemisphere. It got a bit of circulation and created significant positive feedback. This time, I would like to bring awareness back to Canada about a potential threat as it relates to the increasingly popular Tap payment channel.