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Three Critical Factors for Successful Central Infrastructures in a Real-Time World
Tuesday, January 19, 2021 Federico Vilanova to Low Value Real Time Payments, High Value Real Time PaymentsFinancial institutions are now working harder than ever to modernize their payment systems and infrastructures to meet new market demands—and consumers who want immediate experiences.
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An Executive’s Guide to the Top Five Fraud KPIs
Wednesday, January 13, 2021 Terry Rourke to Fraud ManagementKey performance indicators (KPIs) are a commonly used term across many industries. For KPIs to be a valuable way to measure success, they need to be properly defined, capable of being adjusted and connected to one another. When it comes to use of KPIs in fraud management, this is particularly important. With this in mind, let’s take a closer look at the different fraud KPIs, along with how they should ideally interact.
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Real-Time Payments: A Mix of Simple, Smart and Secure Will Be Crucial for Further Adoption
Monday, January 11, 2021 Katrin Boettger to Low Value Real Time PaymentsIn our global payments report, we predicted that 2020 would be Prime Time for Real-Time. And that was before the COVID-19 pandemic accelerated the adoption of real-time and digital payments around the world, which quickly became a necessity in keeping citizens safe and businesses afloat. During the recent ACI Edge Virtual event for banks and intermediaries, we discussed the challenges of real-time adoption with some of the industry’s leading experts. I caught up after the event with Lisa Neary, head of payments at Co-op Bank UK, Ian Gausden, head of real-time payments at Mastercard, Vincent Brennan, head of group payments and business continuity management at Bank of Ireland and Enrico Albertelli, head of payments and digital banking solutions at Nexi.
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Merchants Don’t Need a Payments Gateway, They Need a Payments Hub
Thursday, January 07, 2021 Andrew Marshman to Omni CommerceThe term “payments gateway” over-simplifies what it takes to process a payment. The terminology comes from the early days of online payment processing, but has now entered the vernacular for all aspects of merchant payments, including online, mobile and in-store.
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How to Recession-Proof Your Retail Business in 2021
Wednesday, December 30, 2020 Andrew Quartermaine to Omni Commerce2020 has been a challenging year for retailers; many were — understandably — unprepared to deal with the pandemic. With millions of people in the U.K. in lockdown, consumers and businesses have had to change the way they work and live, and the way they shop and pay.
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What Will the World of Post-Pandemic Payments Look Like? [Dave Birch Q&A]
Tuesday, December 22, 2020 Christopher Taine to Payments and Industry Trends, Consumer PaymentsDave Birch is a leading global authority on payments and digital identity, who is no stranger to predicting what the future of financial services has in store. After delivering the keynote presentation at our recent ACI Edge Virtual: Banks & Intermediaries, we gathered some insights from Dave on what the world of payments could look like, post pandemic.
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12 Ways Americans Changed How They Pay in 2020
Monday, December 21, 2020 Steve Mountz to Bill PayACI experts recently shared their predictions and industry expectations for billing and payments in 2021 and beyond. As we close out 2020, let us look back at just how much billing and payments have changed this year:
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Adding Fuel to the Fraud Fire
Wednesday, December 16, 2020 Bob Koscheski to Omni CommercePayments fraud is a widespread and difficult issue in the fuel segment. Fuel dispensers are a common target for certain types of fraud – and fuel merchants often lack visibility into the level and impact of that fraud.
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EBAday 2020: Reaping the Full Potential of Real-Time Payments
Monday, December 14, 2020 Katrin Boettger to Low Value Real Time PaymentsReal-time payments are growing rapidly worldwide. In fact, according to ACI’s Prime Time for Real-Time report, more than half a trillion real-time payments transactions will be processed over the next five years. ACI’s Dean Wallace, director solution leadership, Real-Time and Digital, recently took part in an EBAday panel to discuss what businesses need from banks to reap the full potential of real-time payments, how fintechs can assist and how collaboration can be advanced on a global scale. I caught up with Dean to discuss the latest insights.
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The Role of Regulation, Collaboration and Competition in Pushing Forward Payments Modernization
Thursday, December 10, 2020 Rachael Tomaney to High Value Real Time Payments, Low Value Real Time PaymentsWhile geographic regions have taken their own approaches to payments modernization, they all face some common challenges – a principal one being adoption of real-time payments, which is central to successful payments modernization projects. I spoke to some of the top minds tackling real-time payments adoption in key markets, including the U.S., Canada and the U.K.
