The Complete Guide to Merchant Payments Orchestration
Why Financial Institutions Must Meet Consumer Expectations Through Modernization
The Rise of 3Rs: Resilient Consumers, Retailing Convenience and Rise of Wallets
Ready or Not? Real-Time Payments Are Coming, and Consumers Can’t Wait
Why Real-Time Payments Should Be Top of Merchants’ Wish Lists for 2023
Merchants need all the help they can get to optimize their income, liquidity and reach. Rising inflation, the cost-of-living crisis, and supply and cashflow issues are slowing down retail growth and shrinking margins, and as competition intensifies, they have to work even harder and invest more to win each sale. They need new solutions that help them differentiate, maximize profit potential and act as a catalyst for economic growth.
Accelerating Commerce With Payment Links
When it comes to contactless ways to pay, customer expectations are shifting, and merchants are adapting to a digital world in which the payment experience is faster and more convenient than ever.
The European Commission’s Instant Payments Regulation: what is going to change in Instant Payments?
On the 26th of October 2022, the European Commission published the proposal for a Regulation on Instant Payments (IPs).
Payments in Merchant Mobile Apps – Embed or Dead?
You cannot have mCommerce without payments What’s the point of having a mobile app if it doesn’t have payments? Redirecting consumers to make payments in a resized online form is challenging to do on a small mobile phone, especially if you are, like most people, multitasking in some way.
Decrypting Crypto: Staying Safe With Crypto Payments
As cryptocurrency payments in the merchant sector become more established, and merchants consider offering crypto as a way to pay, they will also be asking themselves if transactions are secure enough for everyday payments.
Can Grocers Survive Uberization?
Rapid grocery delivery services are proving popular with “I want it now” digital consumers.
Making Your Mobile App More Engaging
The mobile app market is predicted to generate up to USD $950 billion by 2023. Merchants must have a mobile app to take full advantage of this growth, but so does everyone else.
Meet the True Enabler of Omni-Commerce
In a previous blog post, we talked about how you can share merchant tokens without worrying about PCI compliance. We closed that discussion with the promise to detail the many reasons you would share merchant tokens.
Decrypting Crypto: Nakamoto’s Bitcoin Vision and What it Means Today for Merchants
The first online cryptocurrency transaction was recorded on May 22, 2010 – 10,000 Bitcoin for two pizzas. Worth $41 dollars at that time, those “coins” are now worth tens of millions of dollars. Since then, cryptocurrencies and digital currencies have come a long way.
Can Payments Orchestration Help Business Sing? Here Are 10 Questions That Merchants Must Ask Themselves
Payments orchestration is the process of working with — or orchestrating — multiple payment providers, acquirers and banks to optimize customer experience and conversion, enhance cost savings, ensure regulatory compliance, improve fraud prevention processes and enable global coverage.
Can Sensitive Cardholder Data Be Shared Without Worrying About PCI Compliance?
In a previous blog post, Can Cardholder Data be Stored Without Involving PCI Scope?, we discussed how the Payment Card Industry Data Security Standard (PCI DSS) says it is possible to store a unique token that represents a cardholder’s Primary Account Number (PAN).
Can Cardholder Data be Stored Without Involving PCI Scope?
Is it possible to store cardholder data without PCI scope? The short answer is no, but that doesn’t mean you cannot store a reference to it. Let me explain.