Light trails of passing cars.

Banking

September 27, 2021

ISO 20022 for Europe: How to Speak the New Language of High-Value and Real-Time Payments

Subscribing on a smartphone

Banking

September 24, 2021

Fraud Prevention on Subscription Plan: What Makes It an Attractive Model for Banks? [Q&A]

Aerial view of city

Banking

September 15, 2021

Why Real-Time Payments and Why Now?

Mobile bill payment barcode scan concepts

Billers

September 9, 2021

Understanding Alternative (Bill) Payment Methods

Man holding a credit card and using smartphone for online shopping.

Merchants

September 2, 2021

Payments Orchestration: Music to the Ears of Merchants?

Payments orchestration is a hot topic in eCommerce and involves working with multiple payment providers to optimize customer conversion, enhance cost savings and improve fraud prevention processes.

Data Security

Merchants

August 24, 2021

Data Is Evolving – Are Your Fraud Prevention Services Keeping Pace?

It’s a constant struggle – as consumer behavior evolves, so do fraud tactics, as fraudsters seek vulnerabilities exposed by rapid change. And there’s no disputing that the pandemic has changed consumer behavior and accelerated the adoption of digital payment methods.

Cropped shot of a woman's hand using smartphone for shopping

Merchants

July 7, 2021

Buy Now Pay Later Growth: PayPal Pay Later

In our ongoing blog series covering Buy Now Pay Later (BNPL), we’ve begun exploring the explosive growth of such payment methods while wondering if BNPL is really worth the hype. We then spotlighted Klarna, one of the major BNPL providers. We’ll now examine another leading BNPL provider, PayPal.

Merchants

June 24, 2021

Amazon Prime Day: We All Love a Good Bargain… So Do Fraudsters

Each year, Amazon’s Prime Day event proves to be even more successful than the last in terms of sales volume. And this year was no exception.

Businesswoman using a smartphone to buy something online

Merchants

June 8, 2021

The Buy Now Pay Later Boom: Spotlight on Klarna

In the first blog post of our new series on “Buy Now Pay Later” (BNPL), we looked at the phenomenal growth of this payment method and the value it can deliver to merchants.

Security shield in matrix

Merchants

May 28, 2021

Manual Order Review: When Can Outsourcing Strengthen Your Last Line of Defense?

Manual order review (MOR) has often been referred to as the last line of defense to securing good revenue, but how does it fit into a merchant’s business? Striking the proper balance between automated fraud prevention tool(s) to allow legitimate orders to flow through, while identifying questionable ones, is a…

Prime Time for Real-Time

Global Payment Trends
As the world adopts real-time payments, how does your market stand to benefit?

Women reviewing finances on mobile phone

Merchants

May 12, 2021

BNPL: Is It Worth the Hype?

Currently one of the fastest growing payment methods globally, “Buy Now, Pay Later” (BNPL) is gaining momentum among younger shoppers as well as their older cohorts, with particularly strong growth in segments such as fashion.

Man pumping gas into car at gas station

Merchants

April 8, 2021

EMV at the Pump: Is It Really That Secure?

Last weekend I went spring skiing, well spring snowboarding — but you know what I mean. It was sunny, with temperatures in the 50s — an epic day of carving mashed potatoes to close my snowboarding season.

Mobile Payment Fraud Verification

Merchants

March 30, 2021

Could Increased Fraud Make the Mobile Payments Boom a Revenue Bust for Merchants?

Mobile payments are fast becoming mainstream, with ACI merchant customers seeing 30 percent of all eCommerce transactions in 2020 being made on mobile devices. In the United States, adoption is higher, with 42 percent of eCommerce transactions in 2020 on mobile – that’s a year-on-year growth rate of 55 percent.

Man making online purchase

Merchants

March 23, 2021

What Merchants Should Do To Ensure They Don’t Miss the SCA Deadline

Just as we emerge from one of the most turbulent years most businesses have ever experienced, the enforcement of strong customer authentication (SCA) under the PSD2 directive has hit for merchants across the EU, with the U.K. set to follow in September 2021.

Customer making mobile payments using NFC at in-store POS device

Merchants

March 18, 2021

Building Resilience and Flexibility Through Multi-Acquiring

At one time, merchants saw payments simply as the cost of doing business. Today, however, payments are seen as a strategic battleground—one that can drive revenue and loyalty when done right.

Customer making in-store payment using tap card

Merchants

March 11, 2021

Touchless Payments: A Major Opportunity for Grocers

The grocery shopping experience has changed significantly in recent years. What was once a simple, traditional trip to the store has now evolved into a variety of consumer journeys spanning multiple delivery channels.