5 Ways Optimizing Reconciliation Boosts Merchants’  Financial Health

Every merchant must reconcile transactions, but not every reconciliation tool is the same. Outdated back-end platforms can result in merchants missing out on multiple performance gains, while an automated, orchestrated approach can put their business out in front.

Long Live Digital Payments!

Good news for U.S. merchants of all kinds – money will be easier to spend than ever before through different means to digitize payments. Over the last 50 years, consumer spending habits have surged through the use of credit and debit cards and, more recently, the introduction of real-time payments and other alternative payment forms such as PayPal, Zelle and Venmo. U.S. market projections (see chart below) indicate that consumers will continue to adopt and expand usage of all non-check and non-cash payment types over the next five years.

Are you Coordinating or Orchestrating Payments?

Online payments are very complex, with multiple channels, payment types, processors, service providers, unique fraud and regulations that vary in every country. In-store complexities are even greater, with payment stacks often growing organically or through acquisitions instead of strategically.

7 Ways Payments Orchestration is a Game Changer

As payments continues to play a starring role in competitive sales strategies, merchants are increasingly turning to payments orchestration to help them build better end-to-end customer experiences and meet increasingly demanding operational KPIs.

6 Signs Reconciliation Inefficiencies Are Burdening Your Business

In the battle to win sales in a market that’s increasingly shaped by intense competition, rapid change and economic disruptors, the customer experience is now king. With much of a merchant’s focus on front end functionality, back-end processes like payments and account reconciliation are often inadvertently relegated to the back seat.

Payment Gateways vs. Payments Orchestration: What’s the difference, and why it matters

Payment gateways and payments orchestration both help merchants to process payments, but they operate differently and offer their own distinct advantages. Here, we explore their unique selling propositions, key benefits and considerations to help you choose the right solution for your business.

Fight Fakes Without Friction

Why digital identity validation and verification is now a ‘must have’ for merchant fraud orchestration, and key FAQs when considering a provider

Are European Merchants Ready To Take Payments Real-Time?

Europe has yet to exploit the full potential of instant payments, but this is set to change. The Eurosystem and the European Commission (EC) are combining forces to remove barriers and make instant payments available to all, opening up new benefits for merchants across the continent.

The Complete Guide to Merchant Payments Orchestration

Payments orchestration platforms typically provide businesses with a single place to monitor and manage multiple payment systems, payment providers and multiple payment methods, allowing merchants to offer customers a wider range of payment options, while simplifying the payment process on the back end.

The Rise of 3Rs: Resilient Consumers, Retailing Convenience and Rise of Wallets

The first quarter of the year has been exciting for merchants, globally. While ACI’s recap for the 2022 holiday season indicated strong consumer optimism, despite economic headwinds, consumers remained headstrong through the first quarter of 2023. Higher consumer confidence could be seen in the 18 percent increase in transaction volumes, compounded by a 24 percent growth in transaction values.

Ready or Not? Real-Time Payments Are Coming, and Consumers Can’t Wait

Merchants must recognize and respond to customer needs for checkout diversity to keep their sales experiences hyper-relevant to stay competitive.

A Global Overview on the Rise of Digital Wallets

The adoption of digital wallets, or eWallets, has brought about a revolutionary transformation in the global payments industry. These sophisticated payment methods offer consumers the ability to securely store and employ their credit and debit card information, along with various other modes of payment, electronically.