Artificial Intelligence (AI)

Merchants

Why merchant acquirers must embrace AI to stay competitive 

Businessman using tablet analyzing sales data and economic growth graph chart. Business strategy.

Banking

Sibos 2025: Showcasing ideas, not declaring change

Couple paying bills

Billers

Why insurance carriers shouldn’t be afraid to surcharge

Billers

Bill pay isn’t what it used to be, and that’s a good thing

A Christmas balls hanging forming a word SALE

Merchants

Prep for peak season success with 3Ss: Stability, scalability, and security

The 2025 holiday shopping season requires merchants to prepare now for the golden quarter.

Merchants

The future of payments: Unlocking the power of payments orchestration

On this page Payments orchestration optimizes multiple payment processing providers and methods using a single, unified platform. Think of it as the conductor of an orchestra, ensuring each instrument plays its part harmoniously. This approach not only simplifies payment processing but also enhances overall efficiency and effectiveness.

hands of a man sitting at a desk hold a credit card with one and is pointing to a screen of an open laptop with the other

Merchants

Visa to begin declining subscriptions enabled by Apple/Google Pay

If you are among the 2 billion people worldwide who use Apple Pay or Google Pay, you may have set up your payment credentials for subscriptions or recurring payments on a merchant’s eCommerce site. When these credentials are configured for payments, they are device tokens (DPANs).

Merchants

The blended merchant account: A game changer for banks and merchants

On this page The payments landscape is undergoing a fundamental shift. For decades, card payments have dominated merchant acquiring, offering convenience and global acceptance. But the rapid rise of account-to-account (A2A) payments from Brazil’s Pix and India’s UPI to new initiatives like Wero in Europe, is changing the game.

6 strategic moves every retail merchant must make

Merchants

The 6 strategic moves every retail merchant must make

Today’s payment decisions have lasting impacts on more than profitability.

Merchants

One token to bind them all

On this page Payment tokens are utilized by processors, gateways, acquirers, networks, and mobile devices. How can merchants effectively manage them all? This article explains why merchants need a token strategy. If you need a primer or refresher on the topic, please read Network Tokenization: The Complete Guide for Merchants.

Prime time for real-time

Global payment trends
As the world adopts real-time payments, how does your market stand to benefit?

Payment Service Provider

Merchants

Maximizing the potential of eCommerce plugins

Why fast-tracking payments for eCommerce platforms a gamechanger for payment service providers and merchants

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Merchants

How Click to Pay turns seamless payments into a competitive advantage

The evolution of eCommerce has been a story of balancing simplicity and security. As consumers increasingly demand fast, frictionless payment options, merchants must keep pace or risk cart abandonment and missed sales opportunities.

Merchants

Pay with my hand? No way!

While I was watching the news, a story came on about a new technology coming to the local Whole Foods where you could pay with your palm.

Merchants

Need a refreshing spike in summer sales? Follow Amazon’s lead

Traditionally, the summer is a slower time for retail, with sales in the U.S. typically centered around key holidays like Memorial Day, the Fourth of July and Labor Day. In the summer of 2015, Amazon changed everything when it introduced Amazon Prime Day, its own all-purpose summer shopping holiday exclusively for Amazon Prime members. This helped the marketplace giant in two ways: it increased sales during a lull, and it provided an additional incentive to become an Amazon Prime member.

Merchants

Navigating merchant payments with industry experts

Payments orchestration is a game-changing strategy that centralizes payment flows across multiple providers and systems, but not all solutions are built the same. As the global economy becomes increasingly digital, organizations face a significant shift in payment processing and management.

Mobile Payment Fraud Verification

Merchants

Powering the world’s payments ecosystem with a best-in-class payments orchestration platform

Analyst firm Datos Insights recently released their Datos Matrix: Payment Orchestration Vendor Evaluation comparing payments orchestration vendors and named ACI’s merchant payments orchestration platform “Best in Class.” The main scoring categories Datos used to analyze payment vendors were provider stability, client strength, client service, product features, and functionality.