ALTERNATIVE PAYMENT METHODS AND DIGITAL WALLETS

Digitize bill presentment and payment

Give your customers the modern payment options they expect—from PayPal and Venmo to Apple Pay, Google Pay, pay by text, and ACI’s own Walletron digital wallet—all through ACI Speedpay.

MEET CONSUMER EXPECTATIONS HEAD-ON

Modernize billing with digital-first payments

Your customers want simple, digital ways to pay, and outdated processes can frustrate them and slow adoption. ACI Speedpay and ACI Walletron bring bill presentment and payments into the mobile era with built-in support for digital wallets and alternative payment methods (APMs), giving your customers more ways to pay and you more opportunities to strengthen engagement.

Drive engagement with mobile wallet billing and payments

Mobile wallets are rapidly becoming the go-to choice for Gen Z and Millennial bill payers. With ACI Walletron, you can meet your customers where they are—inside their preferred mobile wallets—and deliver seamless bill viewing and payment experiences that boost satisfaction and retention.

Enable bill presentment and payment directly within Apple Wallet and Google Wallet passes

Build stronger engagement and loyalty with mobile-first customers

Offer your customers expanded choice in how they view and pay their bills

Support the nearly half of smartphone owners already using mobile wallets for payments

How one Fortune 500 utility company took bill payment mobile

Deliver the digital payment choices consumers demand

Alternative payment methods are now mainstream, especially among younger bill payers. ACI Speedpay helps you keep pace by offering a wide range of APMs alongside traditional options, maximizing convenience and customer satisfaction.

Accept popular APMs including PayPal, Venmo, Apple Pay, Google Pay, and more

Reduce friction by supporting consumers’ preferred ways to pay

Appeal to the 70.4% of Gen Z and 58.9% of Millennials already paying with APMs

Differentiate your billing experience with a modern, digital-first payments mix

Get the latest digital wallet and APM insights from the ACI Speedpay Pulse report

GET MORE FROM YOUR Billing Platform

Expand your bill payment capabilities

Send and receive money in real time with ACI Worldwide’s bill payment software solutions

FAQs

What are alternative payment methods?

Alternative payment methods (APMs) are non-traditional ways for consumers to pay bills beyond credit cards, debit cards, and checks. Popular APMs include bank transfers; digital wallets; prepaid cards; QR code payments; digital currencies; and buy now, pay later.


Why should billers offer APMs for bill payment?

Offering APMs for bill payment meets growing demand from consumers (especially Gen Z and Millennials) for digital-first convenience. These payment types can increase customer satisfaction, increase conversions, expand global reach, reduce friction in the payment process, and help your business stay competitive.


What are digital wallets?

Digital wallets are secure apps on smartphones or other devices that store payment information, letting consumers make fast, contactless payments and even view bills directly within the wallet. ACI Speedpay supports leading digital and mobile wallets, including Apple Pay and Google Pay, along with our own Walletron digital wallet.