ACI Bill Payment API: Payment Authorization, Processing & Remittance

ACI Bill Payment Engine Application Program Interface (API) enables outsourced bill payment processing while you maintain control of the user interface.

With ACI’s Bill Payment API, you can access ACI’s industry-leading engine for payment authorization, processing and remittance. Real-time or batch processing options are available and fully integrated with the your front-end application to minimize costs and risks while maintaining a consistent, branded customer experience.

ACI Bill Payment Engine API is part of the broadest set of integrated payment capabilities and one of the many different payment services driven by the ACI Bill Payment Engine, a sophisticated, outsourced processing platform that manages the complexities of electronic bill presentment and payment (EBPP) processing.

ACI offers the most comprehensive EBPP services to handle multiple payment types and methods on a 24x7 basis via your channel of choice.

Key benefits

Retain control

Enables outsourced bill payment processing while you retain control over customer data

Reduce PCI scope

Implements ACI tokenization of debit and credit card numbers, removing that data from PCI compliance considerations

Mitigate risk

Ensures total privacy and security, since you send ACI only the customer data needed to process a payment

Increase flexibility

Leverages robust set of bill payment APIs you can plug into your existing user interfaces

Enhance payment insight

Access real-time, on-demand reporting, tracking and management via ACI’s web-based client console