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ACI Bill Payment Application Program Interface (API) enables outsourced bill payment processing while you maintain control of the user interface.

With ACI’s Bill Payment API, you can access ACI’s industry-leading engine for payment authorization, processing and remittance. Real-time or batch processing options are available and fully integrated with your front-end application to minimize costs and risks while maintaining a consistent, branded consumer experience.

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Bill Payment Engine API

You can use APIs to accept payments, manage user enrollment, send re-imbursements, search for data and more. Explore how you can accept card and ACH payments made one at a time or on a recurring schedule with ACI’s proven APIs.

ACI Bill Payment API is one of many different services in the UP Bill Payments solution — a comprehensive, integrated platform proven to raise customer satisfaction 25%.

ACI does more than power electronic payments — we empower your business success.

Key Benefits

Retain control

Enables outsourced bill payment processing while you retain control over customer data

Reduce PCI scope

Implements ACI tokenization of debit and credit card numbers, removing that data from PCI compliance considerations

Mitigate risk

Ensures total privacy and security, since you send ACI only the customer data needed to process a payment

Increase flexibility

Leverages robust set of bill payment APIs you can plug into your existing user interfaces

Enhance payment insight

Access real-time, on-demand reporting, tracking and management via ACI’s web-based client console
Learn how Horizon increased members 400% with a new payment system. See the case study