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Maintain Control While Outsourcing Payments Processing

ACI's bill payments application program interface (API) allows you to outsource your bill pay processing while maintaining control of the user interface.

Access ACI Speedpay’s engine for payments authorization, processing and remittance. Real-time or batch processing options are available and fully integrated with your front-end application to minimize costs and risks while maintaining a consistent, branded consumer experience. 


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billpay engine api

bill engine api

You can use APIs to accept payments, manage user enrollment, send reimbursements, search for data and more. Explore how you can accept card and ACH payments made one at a time or on a recurring schedule with ACI’s proven APIs.

User experiences that integrated with ACI Speedpay APIs

  • IBM Watson Chat-bot
  • Mobile app
  • Text message
  • Website
  • Interactive voice response
  • Call center

Learn how APIs support:     One-Time Payments     |     Recurring Payments

ACI bill payment API is one of many different services in ACI Speedpay — a comprehensive, integrated platform proven to raise customer satisfaction 25%.

ACI does more than power electronic payments — we empower your business success.

Gateway Quote background

“We saw strong receivables balance growth last year. We have been able to enter riskier markets thanks to our improved collections processes. With Shaw and ACI integration, our call center staff can take payments quicker and easier.”

Kristin Karwat, CEO, Gateway Financial Solutions

Learn how Horizon increased members 400% with a new payments system. See the case study