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Displaying 91 - 100 of 130 Payments Risk Management blog posts

  • Quiz Time: What do EMV, Payments Fraud and the Top 40 Have in Common?

    Thursday, October 10, 2013

    Pause for thought…….quiz time. Can you remember who topped the UK charts on the 14th February 2006? Now, can you also remember what was the main business driver behind the UK’s move to the EMV standard of “chip and pin,” which also coincidentally was the same official launch date (14th February 2006)?

  • Wire Fraud: New Threats & Old

    Friday, August 23, 2013

    Several articles have surfaced online this past week related to payment fraud activity tied to distributed denial of service (DDOS) and wire fraud.  While the goal of DDoS attacks has primarily rested on taking down banking websites and causing customer access issues and inconvenience, a more sinister byproduct is being introduced to this method of disruption.

  • How is Mobile Driving Banking, Payments or Retail Services?

    Saturday, July 13, 2013

    Over the past few weeks we’ve shared insights from the ACI Exchange Americas Conference in Boston.  Topics including EMV, fraud, and innovation are at the forefront of the banks, processors and retailers minds.  A common thread in each of these is how mobile will shape, propel or hinder business adoption of banking or retail services.

  • Two Important Lessons from the ACI Exchange Customer Event: Fraud and Mobile

    Tuesday, June 25, 2013

    Surveys are intended to get a read on popular opinion, trends, and consumer or industry perspective based on local, regional or global feedback.  If you place stock in the data, you get a heightened view or perspective from a group of individuals.

  • UP Turns Heads at ACI Exchange EMEA

    Monday, April 29, 2013

    A diverse crowd of ACI customers gathered for the ACI Exchange, EMEA Customer Conference last week in the seaside city of Barcelona. The information-packed annual event provided a full agenda of keynote speakers, customer presentations, partner and vendor meetings, workshops and product demos.

  • The Buzz from BAI: Fraud, Mobile and Innovation in Payments

    Friday, March 15, 2013

    I spent a good portion of my week at the BAI Payments Connect 2013 conference which was held at the Phoenix Convention Center in Arizona.  This year the agenda included tracks on Consumer Payments Insights, The Future of Payments Fraud, Payments Innovation and Check Imaging.

  • Paying Tribute to Innovation

    Thursday, December 20, 2012

    Does the name Norman Joseph Woodland mean anything to you? It might not, but on a daily basis you most likely utilize something he invented more than 60 years ago.

  • It’s the most wonderful (and cautious) time of the year

    Wednesday, November 21, 2012

    According to the National Retail Federation, the holiday shopping season can represent between 20–40% of annual sales*. In 2011, holiday sales accounted for 19.5% of total retail industry sales. For this year for the first time,, NRF’s digital division, has announced an online holiday sales forecast - projecting online sales this holiday season to increase by 12%. Every year the flurry of in-person and online purchasing activity is not only monitored by the retail and payments industry, but is also closely watched  by the growing numbers of criminals seeking out ways to de-fraud vulnerable account holders of their hard earned (and saved) cash.

  • Your Best Ally in the Fraud Fight? Customers!

    Thursday, November 08, 2012

    One finding from the recent 2012 ACI Fraud Survey was clear:  82% of card holders want to be notified by their financial institution in the event that suspicious activity is detected on their account.  Another way to look at this is that 4 out of 5 card holders want to be part of the fraud prevention process.

  • Mitigate Fraud by Engaging Your Customers

    Wednesday, October 31, 2012

    The recent ACI Global Fraud Survey reveals a number of important takeaways for financial institutions.  One of the many key data points in this study is the 21 % post-fraud attrition figure.  To be specific, more than one-in-five card holders will either switch to another bank or stop using their card altogether after experiencing fraud.  This indicates a kind of post traumatic stress affect, if you will.