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Displaying 71 - 80 of 134 payments_and_industry_trends blog posts

  • Coffee, Waffles and Payments - Notes from a Waffle House

    Coffee, Waffles and Payments - Notes from a Waffle House

    Thursday, January 26, 2017

    Yes, a Waffle House—that destination of deliciousness; that institution of intestinal fortitude; that hangover cure; that culinary staple of…well…waffles. And speaking of deliciousness, it’s about time for a Ranting, our first Rantings of 2017 in fact. This week/month/session, we’re Ranting from a Waffle House in downtown Atlanta. And as my intrepid cohort and I indulge in our respective covered and smothered dishes and I wipe syrup from my keyboard (apologies to my great IT folks), let’s embark on some payment meanderings.

  • The Small Business Trends Banks Can’t Ignore: Part 2

    The Small Business Trends Banks Can’t Ignore: Part 2: Navigating through the “Fog”

    Friday, January 20, 2017

    In our first blog post we discussed the trends that are shaping the small business banking evolution well underway. This post will focus on what we all can be doing to address those trends and how to better position ourselves to continue to evolve as the pace of change continues its acceleration and threatens to leave many banks in its dust.

  • The Small Business Trends Banks Cant Ignore Part 1

    The Small Business Trends Banks Can’t Ignore: Part 1

    Friday, January 13, 2017

    In the past 10 years, the world has fundamentally changed all around us—from the introduction of the iPhone which celebrates its 10th birthday this year to autonomous vehicles on our roads…and much more—the last decade has seen change not rivaled since perhaps the early onset of the industrial revolution. With that as our backdrop, it stands only to reason that banking would not remain untouched from the outside world’s trends for long, and with the explosion of Fintech, it’s no surprise that what we see all around us is rapid change. 

  • IoT, Blockchain, Predictive Analytics and Voice First: 2017 Payments Predictions

    IoT, Blockchain, Predictive Analytics and Voice First: 2017 Payments Predictions

    Friday, January 06, 2017

    Well, my predictions last year of blockchain, millennials and SaaS will dominate payments was partly true. I missed millennials, I overstated the impact millennials, particularly millennial business owners, would have on the payments. The desires and needs of millennials (e.g. faster processing, mobile first, contextual offers) are built into the roadmaps of providers. Blockchain and SaaS dominated many headlines and will continue to do so. My predictions to stay relevant this year – IoT, Blockchain (with a twist), Predictive Analytics and Voice First.

  • 750x500 What 2017s CES show says about the future of payments

    What 2017's CES Show Says About the Future of Payments

    Wednesday, January 04, 2017

    AND we’re off! I hope the fruit cake has run its course, the holiday hangover has lifted and your respective New Years have started off on the right foot. With 2016 now fully in the rear view (and for many, that’s a good thing), we can shift our focus forward…and just like every other year, we’re off and running with CES—for the newest and greatest and, in most instances, evolutionary gains in consumer technology. While not directly a payments event, this is one of my favorites to follow as it gives a very solid hint at where consumers are headed, which in turn tells us where our focus as payment solution providers will be heading in the next 3 to 5 years, be it Smart Cars, Smart TVs, wearables, new smart phones, or the newest tech that goes smart squared—what we see at this show is what consumers will be buying in the months and years to come. So what have we learned so far?

  • How subprime lenders can profit from CFPB rules in 2017

    How Subprime Lenders Can Profit from CFPB Rules in 2017

    Friday, December 16, 2016

    If you’re a subprime lender, you’re well aware that new rules from the Consumer Financial Protection Bureau (CFBP) are scheduled to go into effect in 2017. The new regulations focus on small dollar loans and could mean substantial fines for your consumer finance practices if not implemented.

  • Payments Tweets for 2017 The trends in 140 characters or less

    Payments Tweets for 2017 - The Trends in 140 Characters or Less

    Thursday, December 15, 2016

    The year that was 2016 will be remembered for a whole slew of reasons, many of which almost all of us are happy to see far in the rearview (RIP David Bowie). As the calendar turns and the ball drops sending us into 2017, it’s time to pull out those magic 8 balls and ask what the year has in store for us.  What better way to do that than via twitter prognostications. So without further ado, here we go, 5 trends in tweets for 2017!

  • Open API architecture

    Open API Architecture is Now a Prerequisite for Merchants

    Tuesday, December 13, 2016

    Next generation merchants, including global players such as Uber and Airbnb, have built their success on openly accessible APIs and technologies that are constantly evolving to meet market needs. Because they have built their products and services on openness, they also expect an open technical setup from their payment providers. This puts pressure on payment providers to deliver state-of-the-art payment technology.



  • Open APIs, PSD2, Blockchain and Marmite...The Deliciousness of Payments

    Open APIs, PSD2, Blockchain and Marmite...The Deliciousness of Payments

    Monday, December 12, 2016

    As we quickly approach the new year, I thought it prudent to sit down with my esteemed colleague (as well as cyclist, oenophile, Arsenal fan and Kraftwerk fan) Lu Zurawski, who’s been at the forefront of some major industry initiatives that will ripple into 2017 and beyond.

  • 5 Important Survey Takeaways For Mass Transit Agencies

    5 Important Survey Takeaways For Mass Transit Agencies

    Friday, December 09, 2016

    Can you guess the top three cities where mass transit riders are likely to pay electronically? According to the 2016 ACI Worldwide Mass Transit Payments Survey, the answer is New York, San Francisco and Chicago. Our recent survey of mass transit riders in the United States surprisingly shows that cash - not electronic payment types - is still the most used and most preferred method of payment for mass transit.