AI, bots, and the battle for trust: What merchants must rethink about fraud

AI and bots are transforming fraud, pushing merchants to update prevention strategies and improve internal coordination.

Reflecting on Payments Unleashed 2025: A message from our CEO

Payments Unleashed 2025 was a milestone in ACI Worldwide's 50-year history, celebrating our legacy and setting the stage for future payments innovation.

Unlocking the power of PAR 

Leveraging payment account reference numbers to overcome common merchant challenges.

Why merchant acquirers must embrace AI to stay competitive 

Acquirers must move beyond incremental improvement, as the fraud and financial crime landscape continues to accelerate.

Prep for peak season success with 3Ss: Stability, scalability, and security

The 2025 holiday shopping season requires merchants to prepare now for the golden quarter.

What you need to know about Visa’s new acquirer monitoring program (VAMP)

Visa’s newly launched Acquirer Monitoring Program (VAMP) is a significant shift in how fraud and dispute risks are measured and managed across the payments ecosystem.

The future of payments: Unlocking the power of payments orchestration

On this page Payments orchestration optimizes multiple payment processing providers and methods using a single, unified platform. Think of it as the conductor of an orchestra, ensuring each instrument plays its part harmoniously. This approach not only simplifies payment processing but also enhances overall efficiency and effectiveness.

Navigating the future of payments: Tackling fraud, risk, and compliance

In today's rapidly evolving payments landscape, financial institutions and businesses face unprecedented challenges in fraud prevention, risk management, and regulatory compliance

Tackling friendly fraud with AI precision

On this page Friendly fraud, which occurs when legitimate customers dispute transactions post-purchase, is a growing issue for businesses. Often mistaken for true fraud, these disputes cost retailers $100 billion annually.

How to use AI to stay ahead of fraud during peak seasons

High-volume transaction periods are critical to revenue but open the door to criminals. See how artificial intelligence slams that door shut to provide protection when you need it the most.

Rethinking fraud prevention with adaptive anomaly detection

Traditional fraud prevention can't keep up with advanced scammers. Anomaly detection provides the essential protection required in today’s digital-first world.

Visa to begin declining subscriptions enabled by Apple/Google Pay

If you are among the 2 billion people worldwide who use Apple Pay or Google Pay, you may have set up your payment credentials for subscriptions or recurring payments on a merchant’s eCommerce site. When these credentials are configured for payments, they are device tokens (DPANs).