- Solutions
- Banking
-
- ACI ConneticUnified cloud payments platform
- AcquiringDigital acceptance, merchant management
- IssuingDigital payments and accounts issuing
- Fraud managementReal-time enterprise fraud management
- RTGS / Wires and cross-borderMulti-bank, multi-currency processing
- Real-time, instant paymentsComplete real-time payments processing
- ATMsSelf-service, omnichannel digital experience
- Central infrastructureInnovative real-time payment infrastructure
- NEW Redefining the payments hub: Solving today’s banking payment challenges
-
- Merchant payments
- ACI Payments Orchestration PlatformEnable customer journeys across commerce channels, accept payments, prevent fraud and optimize your payments journey
- In-storeDynamic, modern in-store payments
- eCommerceOnline and mobile payments
- Alternative payment methodsGive more ways to pay
- Value-added servicesEngagement, optimization and reporting
- Fraud managementEnd-to-end fraud orchestration
- Risk, security, and complianceAchieve and maintain compliance
- NEW Datos names ACI Worldwide best-in-class in payments orchestration
- Industries we serve
- Billing and bill payments
- ACI SpeedpayDrive customer satisfaction with the widest range of bill pay options in the industry.
- Bill payment APIs and SDKsOutsource bill payment processing
- Fraud managementAI-based fraud orchestration technology
- Alternative payment methodsGive more ways to pay
- Loan servicingPreferred loan payment options
- Treasury managementStreamline and integrate your back office
- Automated debt collectionImprove your collections process
- Digital walletsManage digital cards and payments
- PCI compliance and securityAchieve and maintain PCI compliance
- Industries We Serve
- Fraud management and payments intelligence
- Fraud managementFraud solutions to minimize risk and prevent fraud
- Fraud management for bankingEnterprise-wide fraud prevention
- Anti-money launderingStay ahead of money-laundering schemes
- Robotic process automationAutomate payment processing operations
- Fraud management in the cloudProtecting your business in the cloud
- Fraud management for merchantsProtect payments from end to end
- ChargebacksPrevent chargebacks before they happen
- SCA complianceAchieve and maintain SCA compliance
- Digital identity solutionsConfirm identities with behavioral analytics
- NEW Scamscope fraud report: APP scam trends from around the globe
CompanyCustomersPartners
Home
ACI Worldwide and IBM: Powering the next generation of enterprise payments
Meeting borrowers in a time of financial fragility
Reflecting on Payments Unleashed 2025: A message from our CEO
Unlocking the power of PAR
Why merchant acquirers must embrace AI to stay competitive
Acquirers must move beyond incremental improvement, as the fraud and financial crime landscape continues to accelerate.
Prep for peak season success with 3Ss: Stability, scalability, and security
The 2025 holiday shopping season requires merchants to prepare now for the golden quarter.
What you need to know about Visa’s new acquirer monitoring program (VAMP)
Visa’s newly launched Acquirer Monitoring Program (VAMP) is a significant shift in how fraud and dispute risks are measured and managed across the payments ecosystem.
The future of payments: Unlocking the power of payments orchestration
On this page Payments orchestration optimizes multiple payment processing providers and methods using a single, unified platform. Think of it as the conductor of an orchestra, ensuring each instrument plays its part harmoniously. This approach not only simplifies payment processing but also enhances overall efficiency and effectiveness.
Navigating the future of payments: Tackling fraud, risk, and compliance
In today's rapidly evolving payments landscape, financial institutions and businesses face unprecedented challenges in fraud prevention, risk management, and regulatory compliance
Tackling friendly fraud with AI precision
On this page Friendly fraud, which occurs when legitimate customers dispute transactions post-purchase, is a growing issue for businesses. Often mistaken for true fraud, these disputes cost retailers $100 billion annually.
Redefining the payments hub for a digital-first future
Discover how ACI Connetic is transforming payment infrastructures to meet the demands of modern banking
How to use AI to stay ahead of fraud during peak seasons
High-volume transaction periods are critical to revenue but open the door to criminals. See how artificial intelligence slams that door shut to provide protection when you need it the most.
Rethinking fraud prevention with adaptive anomaly detection
Traditional fraud prevention can't keep up with advanced scammers. Anomaly detection provides the essential protection required in today’s digital-first world.
Visa to begin declining subscriptions enabled by Apple/Google Pay
If you are among the 2 billion people worldwide who use Apple Pay or Google Pay, you may have set up your payment credentials for subscriptions or recurring payments on a merchant’s eCommerce site. When these credentials are configured for payments, they are device tokens (DPANs).
The blended merchant account: A game changer for banks and merchants
On this page The payments landscape is undergoing a fundamental shift. For decades, card payments have dominated merchant acquiring, offering convenience and global acceptance. But the rapid rise of account-to-account (A2A) payments from Brazil’s Pix and India’s UPI to new initiatives like Wero in Europe, is changing the game.
The 6 strategic moves every retail merchant must make
Today’s payment decisions have lasting impacts on more than profitability.
One token to bind them all
On this page Payment tokens are utilized by processors, gateways, acquirers, networks, and mobile devices. How can merchants effectively manage them all? This article explains why merchants need a token strategy. If you need a primer or refresher on the topic, please read Network Tokenization: The Complete Guide for Merchants.