Blog

Mobile payment transaction with contactless card and smartphone at a cafe.

Merchants

Top five tips for implementing alternative payment methods

High voltage power lines with illuminated cables against a dark sky.

Billers

Visa’s service-fee update for utilities: What changes and what doesn’t

Secure payment processing network with interconnected nodes and dollar signs.

Merchants

The sales that never post: Christian Schönhuth on recovering margin at checkout

Woman using mobile payment app on smartphone for secure transactions.

Banking

Beyond reimbursement: ACI’s Jackie Barwell on stopping APP scams while the money is still in flight

Apple Pay contactless payment being made at a vending machine.

Merchants

When gas prices rise, how can fuel retailers protect traffic and loyalty

Learn how fuel merchants can adapt to rising prices with clearer value, smarter loyalty strategies, and payment experiences that keep customers coming back.

AI and digital payment technology chip for secure transactions.

Merchants

Agentic commerce and the trust problem at checkout: ACI’s Adriana Iordan on what breaks when software starts buying

Agentic commerce is reshaping checkout—but trust, fraud, and liability models aren’t ready. Learn what breaks and what merchants must solve next.

Digital payment security technology with futuristic interface and data protection visuals.

Banking

Why Age of Information (AoI)  is no longer a reliable indicator of trust

Learn how network visibility exposes hidden fraud risk inside digital identities and enables continuous, context-driven trust decisions

Payment kiosk for parking or toll payments with card reader and keypad.

Merchants

Why payments matter at every touchpoint across the fuel site

Discover the full payments landscape of fuel retail and why orchestration across touchpoints is essential for loyalty, security, and operational efficiency.

Abstract digital explosion representing innovative payment technology by ACI Worldwide.

Merchants

PSD3/PSR: What changes for PSPs and how to get operationally ready

Learn what’s changing under PSD3 & PSR for PSPs and how to prepare for stronger fraud prevention, greater transparency, and evolving support expectations.

Agentic Commerce

Merchants

Agentic commerce explained: How AI agents are redefining online shopping

On this page eCommerce is entering a new phase: one where shopping journeys are no longer defined by clicks, tabs, and comparisons. Instead, AI agents are beginning to shop on behalf of consumers: researching products, comparing options, assembling carts, and even completing purchases within pre‑approved boundaries.

AI-powered financial technology infrastructure for secure payments and banking solutions.

Leadership in an era of transformation

Navigate the future of payments with insights on today’s barriers, leadership strategies, and ecosystem shifts.

AI-driven financial technology cube with digital data visualization.

Banking

AI in action: The reality of AI adoption in fraud and financial crime

Explore the real state of AI adoption in fraud prevention and the gap between ambition and execution, based on insights from 154 global industry leaders.

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Merchants

Fraud trends: How merchants can stay ahead of AI‑Driven threats

See the 2026 fraud landscape and how AI‑powered orchestration helps merchants stop attacks, reduce losses, and protect trust across the entire customer lifecycle.

Apple Pay contactless payment being made at a vending machine.

Merchants

Fuel & convenience trends for 2026: What retailers need to know

Discover the trends reshaping fuel & convenience retail: From POS modernization to loyalty, and omnichannel. Learn how modern payments drive engagement, security, and growth.

ACI Worldwide logo with digital swirling light effects and futuristic design.

Merchants

VAMP made practical for (PSPs): Why portfolio‑level tooling is now essential

Learn why Visa’s VAMP shifts risk to PSP portfolios and why real‑time, portfolio‑level fraud and dispute monitoring is crucial to protect approvals.

Woman using a mobile device at a fuel payment kiosk, digital payment technology.

Merchants

Unlocking growth and resilience: The future of fuel payments

Discover how fraud drains margins in banking and why small detection improvements drive outsized financial impact.

AI-powered online shopping cart in a digital futuristic environment.

Merchants

Exposing the hidden revenue leak in your payments stack in 2026

Stop losing revenue to silent payment failures. Use payments optimization to increase approvals, reduce false declines, and recover revenue you should be earning.