Blog

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Billers

Automate the routine. Humanize the moments that matter.

Darcy Locke, Senior Vice President of Sales, ACI Speedpay, smiling against a blue-green abstract背景.

Billers

When money is tight, control wins: Why debit is reshaping bill pay

Customer making contactless payment with a card at a retail store.

Merchants

Connected payments: The key to seamless cross-channel experiences

AI-powered digital payment processing technology with data streams and futuristic interface.

Banking

Payments should feel like Amazon shipping. Here’s why they don’t.

Man looking stressed while using smartphone at home.

Merchants

When demand spikes, retailers can’t afford payment failures

22% of fashion shoppers switch retailers after a failed payment. See what’s driving checkout friction ahead of peak season, and how retailers can prepare.

Smartphone screen displays AI shopping assistant in a retail store setting.

Merchants

Agentic commerce in fashion: Shoppers want AI to save them money, not spend it

Research with 3,000 US and UK shoppers shows fashion buyers want AI to find deals, not buy for them. See what merchants should build first to get agent-ready.

Woman with purple hoodie and headphones, wearing sunglasses, against colorful abstract background.

Merchants

9 key insights from 3,000 fashion shoppers on payments, channel blending, and AI

See what 3,000 fashion and sportswear shoppers reveal about payments, checkout friction, and AI, and what it means for retailer conversion and loyalty.

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Merchants

8 omnichannel payment shifts reshaping fashion retail in 2026

New research into 3,000 US and UK shoppers shows omnichannel fashion journeys are now the default. Here's what that means for payments, apps and conversion.

Person using smartphone to make a contactless payment at a point of sale terminal.

Merchants

When seconds cost millions: Building true payments resilience for enterprise merchants

Learn how multi-acquiring, contactless stand-in, and fallback payment strategies help merchants reduce downtime and protect revenue.

Businesswoman using smartphone with digital financial graphs overlay.

Merchants

Payments optimization in 2026: 6 stats every retailer should know

Learn how to implement APMs without hurting conversion. Discover data‑driven tips to reduce friction, manage risk, and optimize checkout performance.

AI-powered financial technology infrastructure for secure payments and banking solutions.

Leadership in an era of transformation

Navigate the future of payments with insights on today’s barriers, leadership strategies, and ecosystem shifts.

Person using mobile device and laptop for payment management.

Merchants

Top five tips for implementing local payment methods

Learn how to implement APMs without hurting conversion. Discover data‑driven tips to reduce friction, manage risk, and optimize checkout performance.

Secure payment processing network with interconnected nodes and dollar signs.

Merchants

The sales that never post: Christian Schönhuth on recovering margin at checkout

Declines, false positives, and friction erode checkout revenue. Learn how merchants can improve conversion and recover lost value.

Apple Pay contactless payment being made at a vending machine.

Merchants

When gas prices rise, how can fuel retailers protect traffic and loyalty

Learn how fuel merchants can adapt to rising prices with clearer value, smarter loyalty strategies, and payment experiences that keep customers coming back.

AI and digital payment technology chip for secure transactions.

Merchants

Agentic commerce and the trust problem at checkout: ACI’s Adriana Iordan on what breaks when software starts buying

Agentic commerce is reshaping checkout—but trust, fraud, and liability models aren’t ready. Learn what breaks and what merchants must solve next.

Digital payment security technology with futuristic interface and data protection visuals.

Banking

Why Age of Information (AoI)  is no longer a reliable indicator of trust

Learn how network visibility exposes hidden fraud risk inside digital identities and enables continuous, context-driven trust decisions

Payment kiosk for parking or toll payments with card reader and keypad.

Merchants

Why payments matter at every touchpoint across the fuel site

Discover the full payments landscape of fuel retail and why orchestration across touchpoints is essential for loyalty, security, and operational efficiency.