- Solutions
- Banking
- Enterprise Payments PlatformRapidly respond to shifting trends, regulatory requirements and new competition with a flexibly deployed payments platform.
- AcquiringDigital acceptance, merchant management
- IssuingDigital payments and accounts issuing
- Fraud ManagementReal-time enterprise fraud management
- ATMsSelf-service, omnichannel digital experience
- High Value Real-Time PaymentsMulti-bank, multi-currency processing
- Low Value Real-Time PaymentsComplete real-time payments processing
- Digital Central InfrastructureCutting edge real-time payment infrastructures
- Merchant Payments
- ACI Payments Orchestration PlatformEnable customer journeys across commerce channels, accept payments, prevent fraud and optimize your payments journey
- In-StoreDynamic, modern in-store payments
- eCommerceOnline and mobile payments
- Alternative Payment MethodsGive more ways to pay
- Value-Added ServicesEngagement, optimization and reporting
- Fraud ManagementEnd-to-end fraud orchestration
- Risk, Security and ComplianceAchieve and maintain compliance
- Industries We Serve
- Billing and Bill Payments
- ACI SpeedpayDrive customer satisfaction with the widest range of bill pay options in the industry.
- Bill Payment APIs and SDKsOutsource bill payment processing
- Digital DisbursementsSimple, satisfying payment options
- Alternative Payment MethodsGive more ways to pay
- Loan ServicingPreferred loan payment options
- Treasury ManagementStreamline and integrate your back office
- Automated Debt CollectionImprove your collections process
- Digital WalletsManage digital cards and payments
- PCI Compliance and SecurityAchieve and maintain PCI compliance
- Industries We Serve
- Fraud Management and Payments Intelligence
- Fraud ManagementFraud solutions to minimize risk and prevent fraud
- Fraud Management for BankingEnterprise-wide fraud prevention
- Anti-Money LaunderingStay ahead of money-laundering schemes
- Robotic Process AutomationAutomate payment processing operations
- Fraud Management in the CloudProtect your business from the cloud
- Fraud Management for MerchantsProtect payments from end to end
- ChargebacksPrevent chargebacks before they happen
- SCA ComplianceAchieve and maintain SCA compliance
- Digital Identity SolutionsConfirm identities with behavioral analytics
CompanyCustomers
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How a Modern Payments Experience Can Help Credit Unions Gain and Retain Younger Members
Financial crime hits new heights – how merchants can fight back
Tackling Sophisticated Fraud: Innovations and Approaches for a Secure Digital Future
The 2024 Global Payments and Fintech Trends
5 Ways Optimizing Reconciliation Boosts Merchants’ Financial Health
Every merchant must reconcile transactions, but not every reconciliation tool is the same. Outdated back-end platforms can result in merchants missing out on multiple performance gains, while an automated, orchestrated approach can put their business out in front.
Are you Coordinating or Orchestrating Payments?
Online payments are very complex, with multiple channels, payment types, processors, service providers, unique fraud and regulations that vary in every country. In-store complexities are even greater, with payment stacks often growing organically or through acquisitions instead of strategically.
The Complete Guide to Merchant Payments Orchestration
Payments orchestration platforms typically provide businesses with a single place to monitor and manage multiple payment systems, payment providers and multiple payment methods, allowing merchants to offer customers a wider range of payment options, while simplifying the payment process on the back end.
The Rise of 3Rs: Resilient Consumers, Retailing Convenience and Rise of Wallets
The first quarter of the year has been exciting for merchants, globally. While ACI’s recap for the 2022 holiday season indicated strong consumer optimism, despite economic headwinds, consumers remained headstrong through the first quarter of 2023. Higher consumer confidence could be seen in the 18 percent increase in transaction volumes, compounded by a 24 percent growth in transaction values.
Unlock Benefits of Shared Intelligence to Fight Back Against Fraud in 2023
Banks and merchants must find ways to fill gaps in each other’s transaction intelligence to reverse trends around ever-growing fraud, and global payment partners hold the key.
Accelerating Commerce With Payment Links
When it comes to contactless ways to pay, customer expectations are shifting, and merchants are adapting to a digital world in which the payment experience is faster and more convenient than ever.
Decrypting Crypto: Staying Safe With Crypto Payments
As cryptocurrency payments in the merchant sector become more established, and merchants consider offering crypto as a way to pay, they will also be asking themselves if transactions are secure enough for everyday payments.
New Experiences Driven by QR Codes
The use of QR codes for payments has made a giant leap forward over the past couple of years.
Making Your Mobile App More Engaging
The mobile app market is predicted to generate up to USD $950 billion by 2023. Merchants must have a mobile app to take full advantage of this growth, but so does everyone else.
Meet the True Enabler of Omni-Commerce
In a previous blog post, we talked about how you can share merchant tokens without worrying about PCI compliance. We closed that discussion with the promise to detail the many reasons you would share merchant tokens.
Decrypting Crypto: Nakamoto’s Bitcoin Vision and What it Means Today for Merchants
The first online cryptocurrency transaction was recorded on May 22, 2010 – 10,000 Bitcoin for two pizzas. Worth $41 dollars at that time, those “coins” are now worth tens of millions of dollars. Since then, cryptocurrencies and digital currencies have come a long way.
Incremental Learning: The Real-Time Hero Taking on Fraud
In the fast-moving world of merchant fraud, we can no longer rely on the past to predict the future. The speed and scale of change is such that traditional machine learning (ML) methods, which analyze historical fraud trends, can’t keep up.