New Consumer Research Reveals Major New Cost Pressures in the Pipeline for Billers
5 Ways Optimizing Reconciliation Boosts Merchants’ Financial Health
Long Live Digital Payments!
Are you Coordinating or Orchestrating Payments?
7 Ways Payments Orchestration is a Game Changer
As payments continues to play a starring role in competitive sales strategies, merchants are increasingly turning to payments orchestration to help them build better end-to-end customer experiences and meet increasingly demanding operational KPIs.
The Complete Guide to Merchant Payments Orchestration
Payments orchestration platforms typically provide businesses with a single place to monitor and manage multiple payment systems, payment providers and multiple payment methods, allowing merchants to offer customers a wider range of payment options, while simplifying the payment process on the back end.
The Rise of 3Rs: Resilient Consumers, Retailing Convenience and Rise of Wallets
The first quarter of the year has been exciting for merchants, globally. While ACI’s recap for the 2022 holiday season indicated strong consumer optimism, despite economic headwinds, consumers remained headstrong through the first quarter of 2023. Higher consumer confidence could be seen in the 18 percent increase in transaction volumes, compounded by a 24 percent growth in transaction values.
Unlock Benefits of Shared Intelligence to Fight Back Against Fraud in 2023
Banks and merchants must find ways to fill gaps in each other’s transaction intelligence to reverse trends around ever-growing fraud, and global payment partners hold the key.
Accelerating Commerce With Payment Links
When it comes to contactless ways to pay, customer expectations are shifting, and merchants are adapting to a digital world in which the payment experience is faster and more convenient than ever.
New Experiences Driven by QR Codes
The use of QR codes for payments has made a giant leap forward over the past couple of years.
Prime Time for Real-Time
Global Payment Trends
As the world adopts real-time payments, how does your market stand to benefit?
Making Your Mobile App More Engaging
The mobile app market is predicted to generate up to USD $950 billion by 2023. Merchants must have a mobile app to take full advantage of this growth, but so does everyone else.
Driving Consumers In-Store: Turning Fuel and C-Store Challenges to an Advantage
Getting consumers into a physical establishment is important for most merchants – but it is absolutely critical for fuel and convenience stores (C-stores) where there is virtually no eCommerce potential. Additionally, within the fuel sector, this is where higher margin items can be found.
Meet the True Enabler of Omni-Commerce
In a previous blog post, we talked about how you can share merchant tokens without worrying about PCI compliance. We closed that discussion with the promise to detail the many reasons you would share merchant tokens.
Can Payments Orchestration Help Business Sing? Here Are 10 Questions That Merchants Must Ask Themselves
Payments orchestration is the process of working with — or orchestrating — multiple payment providers, acquirers and banks to optimize customer experience and conversion, enhance cost savings, ensure regulatory compliance, improve fraud prevention processes and enable global coverage.
Can Sensitive Cardholder Data Be Shared Without Worrying About PCI Compliance?
In a previous blog post, Can Cardholder Data be Stored Without Involving PCI Scope?, we discussed how the Payment Card Industry Data Security Standard (PCI DSS) says it is possible to store a unique token that represents a cardholder’s Primary Account Number (PAN).
Can Cardholder Data be Stored Without Involving PCI Scope?
Is it possible to store cardholder data without PCI scope? The short answer is no, but that doesn’t mean you cannot store a reference to it. Let me explain.