Cityscape Against Clear Sky And Light Trails At Night

Banking

October 27, 2021

Four Reasons Banks and Financial Institutions Should Fight Fraud in Real Time

light trails at night

Banking

October 22, 2021

Real-Time in Real Life: The Evolution of Real-Time Payments in the U.S.

Data Security

Merchants

October 18, 2021

Data Is Evolving – Are Your Fraud Prevention Services Keeping Pace?

Cybercrime

Banking

October 6, 2021

Where Payments Move Freely, Fraud Moves Fast: How to Clamp Down on Real-Time Fraud

Cityscape Against Clear Sky And Light Trails At Night

Banking

October 27, 2021

Four Reasons Banks and Financial Institutions Should Fight Fraud in Real Time

Financial crime and fraud are recurrent problems for banks and intermediaries, causing losses worth billions every year – and these sums are only increasing. It is predicted that the global cost of fraud by 2027 will be USD $40.62 billion dollars, 25 percent higher than the fraud losses in 2020.

light trails at night

Banking

October 22, 2021

Real-Time in Real Life: The Evolution of Real-Time Payments in the U.S.

The growth and maturation of real-time payments throughout the world has predictably led to a rapid rise in challenges to solve, opportunities to exploit and questions to answer.

Data Security

Merchants

October 18, 2021

Data Is Evolving – Are Your Fraud Prevention Services Keeping Pace?

It’s a constant struggle – as consumer behavior evolves, so do fraud tactics, as fraudsters seek vulnerabilities exposed by rapid change. And there’s no disputing that the pandemic has changed consumer behavior and accelerated the adoption of digital payment methods.

Cybercrime

Banking

October 6, 2021

Where Payments Move Freely, Fraud Moves Fast: How to Clamp Down on Real-Time Fraud

Two steps forward and one step back? During the pandemic, real-time payments evolved faster than anybody had foreseen. Implementation in new markets, and adoption in mature markets, continues to rise exponentially. All corners of the financial landscape are adopting these changes.

Hands working on a laptop in an office

Billers

September 30, 2021

The Role of Real-Time Payments in a Better Future for Bill Management

U.S. consumers are responsible for paying an average of 9.3 bills per month, according to our recent ACI Speedpay® Pulse. From rent and mortgage to utility services and essential subscription services, these payments impact the most essential parts of consumers’ lives.

real-time motion traffic choice cross roads

Banking

September 29, 2021

Instant Payments: What Developments Would the European Commission Like to See?

On September 2, the European Commission (EC) published a document concerning the current and foreseeable benefits of instant payments. The EC document explains that instant payments can be used for transfers between individuals Person-to-Person (P2P) or Consumer-to-Consumer (C2C), and between individuals and businesses (B2C and C2B).

Prime Time for Real-Time

Global Payment Trends
As the world adopts real-time payments, how does your market stand to benefit?

Light trails of passing cars.

Banking

September 27, 2021

ISO 20022 for Europe: How to Speak the New Language of High-Value and Real-Time Payments

The implementation of the ISO 20022 data standard for financial messaging has been accepted by major central banks, payment schemes around the world and system operators including SWIFT.

Subscribing on a smartphone

Banking

September 24, 2021

Fraud Prevention on Subscription Plan: What Makes It an Attractive Model for Banks? [Q&A]

From music and movies to steaks and pet toys, subscription services are everywhere. In the U.S. alone, 69 percent of the population are subscribed to multiple services and 28 percent have at least four.

Aerial view of city

Banking

September 15, 2021

Why Real-Time Payments and Why Now?

As evidenced by ACI’s most recent Prime Time for Real-Timeglobal payments report, the real-time payments revolution has taken hold around the world. Consider, in just the past year and a half: India’s UPI set a record for monthly transactions with more than 3.5 billion in August 2021 The U.S.

Mobile bill payment barcode scan concepts

Billers

September 9, 2021

Understanding Alternative (Bill) Payment Methods

Apple first introduced Apple Pay on September 9, 2014, promoting it as “a new category of service that will transform mobile payments with an easy, secure and private way to pay.

Cyber crime, A hacker using a virus to attack software

Merchants

September 8, 2021

Getting Medieval: A (Modern) Multilayered Approach to Payments Security

PCI compliance is a detailed and grueling process for a reason; fraudsters will exploit any weakness they can uncover. History has shown that even major merchants that consumers would assume are fully protected can get breached.

Man holding a credit card and using smartphone for online shopping.

Merchants

September 2, 2021

Payments Orchestration: Music to the Ears of Merchants?

Payments orchestration is a hot topic in eCommerce and involves working with multiple payment providers to optimize customer conversion, enhance cost savings and improve fraud prevention processes.