Leslie Choo

Managing Director - Asia at ACI Worldwide

Based in Singapore, Leslie is responsible for the management and direction of all aspects of the sales and services business across Asia. Leslie has over 20 years’ experience in financial services having led many transformation projects in multi-channel and payments. Leslie has held a number of senior roles with industry software leaders including BroadVision, BEA Weblogic and more recently S1 Corporation. He brings a diverse and extensive experience from the financial software industry and banking transformation space, including in corporate cash management, trade finance, retail banking and payments.

Articles by Leslie Choo


July 8, 2021

Southeast Asia: Primed for Real-Time Payments to Enter the Mainstream

There has been an exponential increase in demand for digital services across Southeast Asia (SEA), with the COVID-19 pandemic changing the way we live, work and shop.

Skyline in Indonesia


March 31, 2021

Making Waves in Indonesia’s Payments Space [ALTO Q&A]

The Indonesian market is one to watch in the payments space. While paper-based transactions still reign supreme in the country, digital and real-time payments are now top-of-mind issues for regulators and businesses.


November 10, 2020

The Role of Southeast Asia’s Central Payments Infrastructure in the Emerging Pan-Regional Network

The benefits of a real-time, cross-border payments network in Southeast Asia are clear. As the region’s economies continue to grow, a cross-border payments network will facilitate faster cross-border commerce at a lower cost.


October 14, 2020

The Two Sides of Payments Modernization in Asia: Real-Time and Financial Inclusion

Home to nearly 60 percent of the world’s population, as well as some of the most dynamic and diverse markets, the Asia-Pacific (APAC) region plays a critical role in shaping the world economy. The diversity of the region is also evident in its payments landscape, with almost every country forging its own path towards payments modernization.


September 9, 2020

How Southeast Asia’s Banks Can Remain Competitive and Profitable in a Real-Time World

Cross-border payments across Southeast Asia are shifting as market dynamics, increased competition and increasingly demanding customers drive rapid change. As payment systems are modernized and the market evolves, banks and governments must stay on top of these trends.


August 6, 2020

Southeast Asia’s Domestic Payments Infrastructure Has Laid the Foundation for a Cross-Border Real-Time Network

Over the past decade, economies across Asia have been on the path to payments modernization, upgrading and replacing domestic payments infrastructure to make payments cheaper, faster and better. While the focus has been on domestic gains, this has set the foundation for a broader, cross-border real-time network – especially in Southeast Asia.

Prime Time for Real-Time

Global Payment Trends
As the world adopts real-time payments, how does your market stand to benefit?


February 27, 2019

Putting Malaysia on the Path to Payments Innovation

The public launch of the DuitNow instant credit transfer service, in December 2018, provides just a taste of what lies ahead as Malaysia’s Real-time Retail Payments Platform (RPP) is progressively rolled out. Fueled by Bank Negara’s (BNM) increasing support for e-payment platform development, there has been a steady increase in mobile wallet and digital payment usage, setting the stage for 2019 to be a year of transformation for the payments industry in Malaysia.


August 9, 2018

Turning Impetus into Action: Real-Time Payments in ASEAN

Financial institutions across ASEAN member states are increasing investment in payments, with 64% planning to increase investment over the next 18-24 months, compared to 56% in the broader Asia region and 53% globally. With investment in ASEAN outpacing the global average, the “2018 ASEAN Payments Insight Survey” shines a light on the key drivers for increased payments investment and the expected benefits.


August 30, 2017

Pairing Payments Innovation with Security Needs in Southeast Asia

Many Asian governments – most notably those of Singapore and Hong Kong – have launched well-received initiatives to encourage collaboration rather than competition between the fintech start-up world and banks. This has enabled traditional banks to tap into the innovative solutions that fintechs offer, while the banks themselves bring to the table considerable experience with data, resilience, reliability and customer protection.


October 21, 2015

Big (regional) growth opportunities in ASEAN banking

Leslie Choo addresses the opportunities for the AESEAN countries to build a digital payments community to support commerce within the region.