ACI Worldwide Expert

Payments Expert at ACI Worldwide

ACI Worldwide powers electronic payments for financial institutions, retailers and processors around the world with its broad and integrated suite of electronic payment software.

Articles by ACI Worldwide Expert


January 27, 2021

Cloud Trends That Will Shape India’s Banking Sector in 2021

India’s banks and financial institutions (FIs) continue to adapt and innovate as the pandemic drives mass adoption of digital payments. Long term success will depend on successfully ramping up services and ensuring profitability while reshaping customer experiences. This is where the power of the cloud will come into play: In 2021, cloud will increasingly power vital infrastructure for India’s banking and payments sector, improving remote collaboration as well as enabling faster and more agile application development and deployment.


January 19, 2021

Three Critical Factors for Successful Central Infrastructures in a Real-Time World

Financial institutions are now working harder than ever to modernize their payment systems and infrastructures to meet new market demands—and consumers who want immediate experiences.


November 12, 2020

Game-Changing Fraud Detection for South African Financial Institutions

With fraud on the rise throughout the world, fraud detection must get faster, stronger and above all, smarter. This challenge is compounded by the fact that digital payment volumes, channels and types are all growing. And while machine learning has proven to be an effective ally in combating fraud, today’s financial institutions must go a step further to protect themselves and their customers.


November 3, 2020

Reading the Signals Right: Why Network Intelligence Is the Future of Machine Learning for Payments Fraud Prevention

Today’s payments ecosystem is more open and complex than ever. New payment methods and financial products are quick to market, digital personas have become the new consumers and the speed of payments has increased significantly with accelerated digitalization. This means more opportunities for fraudsters. Financial institutions (FIs) must therefore assess risk in real time – and more efficiently than ever – but their heavily invested machine learning (ML) solutions may be challenged with a lack of history from which to learn.


November 2, 2020

Learn How the Payments Gateway Drives eCommerce and Mobile Commerce

Merchant Payment Fundamentals: The Payments Gateway Payments is a complex area for merchants with technology and consumer trends constantly changing. eCommerce and mobile commerce are booming and the lines between physical and digital shopping experiences are increasingly blurred as consumers shop across channels.


July 28, 2020

For Financial Institutions, Community Is Critical to Fighting Fraud with Machine Learning

In November 2019, our experts predicted that democratized machine learning and shared intelligence would be among the most important fraud prevention trends for financial institutions (FIs) in 2020.

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Global Payment Trends
As the world adopts real-time payments, how does your market stand to benefit?


May 13, 2020

Digital Payments: A Creature Comfort in the Era of COVID-19

Humans have an impressive ability to adapt – and have quickly done so in terms of their spending behaviors and choice of payment methods in response to the COVID-19 pandemic. Lockdowns forced many to consider cash alternatives to make payments, driving a huge surge in demand for digital payment services. And in some European countries, demand has risen as much as 81 percent.


April 29, 2020

2020 Fraud Predictions: What to Expect with the Rapidly Evolving Payment Landscape in Latin America

Read this blog post in Portuguese   |   Read this blog post in Spanish The payment industry in Latin America is undergoing diverse change across several segments as the population in the region are increasingly banked and begin their use of electronic payments. Though cash is still the dominant form of payment across the region, governments have driven electronic payments forward through regulation. This has ensured that card payment acceptance and growth has been rising steadily, digital banks have appeared across different countries, and ecommerce has increased significantly.


September 20, 2019

Women in Payments: It’s Time to Get Out of Your Comfort Zone

As we gear up for Money20/20 U.S next month, we are excited to shine a spotlight on Natalia Ruiz, manager, Payments Risk Solutions at ACI Worldwide, who was recently selected to be part of the 2019 Rise Up Academy. This global program created by Money20/20 addresses the gender imbalance in leadership positions within the financial services and fintech industry.


August 16, 2019

Women in Payments: Don’t Be Afraid to Ask Questions

Today, we have the pleasure of speaking with Google's head of Retail and Payments Activation for Southeast Asia, Anna Maria Maurieta. Anna works closely with retailers and e-wallet partners across the region's complex and sometimes highly-regulated market—including countries such as Indonesia, Thailand, Malaysia and Vietnam—making it easier for Google Play users to make payments on Play.


November 14, 2018

The ‘Internet of Things’ is the Game-Changing Next Step for Telcos… But What Are They Missing?

As I travel to meet new telcos and attend an array of trade shows around the globe, one discussion that comes up again and again is how the telco industry can gear up for the world of IoT. And it’s not just a topic that telcos are “a bit” interested in – the sector believes that IoT will drive the fourth industrial revolution, likening it in importance to the discovery of steam power.


October 19, 2018

What Are the Five Payment Items You’re (Most) Looking Forward to at Money20/20?

Mark, Money20/20 is a mere few days away… and with many of our lovely colleagues making their way to Sydney for Sibos, you and I are heading out west for another thought-provoking and fun-filled week at what I believe is the world’s largest payments event, Money2018… err… Money2020.