Blog

Mobile payment transaction with contactless card and smartphone at a cafe.

Merchants

Top five tips for implementing alternative payment methods

High voltage power lines with illuminated cables against a dark sky.

Billers

Visa’s service-fee update for utilities: What changes and what doesn’t

Secure payment processing network with interconnected nodes and dollar signs.

Merchants

The sales that never post: Christian Schönhuth on recovering margin at checkout

Woman using mobile payment app on smartphone for secure transactions.

Banking

Beyond reimbursement: ACI’s Jackie Barwell on stopping APP scams while the money is still in flight

Digital payment security technology with futuristic interface and data protection visuals.

Banking

Why Age of Information (AoI)  is no longer a reliable indicator of trust

Learn how network visibility exposes hidden fraud risk inside digital identities and enables continuous, context-driven trust decisions

Financial data analytics and digital payment technology by ACI Worldwide.

Banking

Catching scams while the call is still live: JT’s Damian Di Carlo on the telco signal banks are missing

Payments miss key fraud signals. Discover how real-time telecom data helps detect and stop scams in progress.

AI-driven financial technology cube with digital data visualization.

Banking

AI in action: The reality of AI adoption in fraud and financial crime

Explore the real state of AI adoption in fraud prevention and the gap between ambition and execution, based on insights from 154 global industry leaders.

AI-powered global digital network with interconnected data streams and glowing data points.

Banking

Real-time fraud intelligence: How acquirers can protect margins and build merchant loyalty

Protect margins, boost approval rates, and reduce false positives while delivering stronger merchant experiences with intelligent fraud decisioning

Digital network with AI and circuit lines, representing financial technology innovation.

Banking

2026 Fraud trends banks must prepare for

Discover how agentic AI threats, synthetic identities, and real time payment risks are transforming bank fraud in 2026, and what financial institutions must do to combat them.

Digital AI chip representing artificial intelligence in financial transaction processing.

Banking

Fraud margin impact: Where losses occur and why small gains matter

Discover how fraud drains margins in banking and why small detection improvements drive outsized financial impact.

AI-powered financial technology infrastructure for secure payments and banking solutions.

Leadership in an era of transformation

Navigate the future of payments with insights on today’s barriers, leadership strategies, and ecosystem shifts.

Security breach, smartphone screen, infected by internet virus, cyberattack hacking

Payments Intelligence

How to navigate NACHA’s 2026 Fraud Mandate

By strengthening protection, banks and their customers can stay a step ahead of fraud.

Bank of England

Banking

The UK’s renewed RTGS service is live, and why now is the time to rethink your CHAPS access

For senior banking professionals, the renewal is more than an operational milestone. It is a strategic inflection point.

Digital lock symbolizing secure online payments and cybersecurity for financial transactions.

Banking

Navigating the future of payments: Tackling fraud, risk, and compliance

In today's rapidly evolving payments landscape, financial institutions and businesses face unprecedented challenges in fraud prevention, risk management, and regulatory compliance

AI protection during peak sales season

Merchants

How to use AI to stay ahead of fraud during peak seasons

High-volume transaction periods are critical to revenue but open the door to criminals. See how artificial intelligence slams that door shut to provide protection when you need it the most.

Person typing on laptop in the darkness with only the light of the screen which has code on it

Merchants

Tackling friendly fraud with AI precision

On this page Friendly fraud, which occurs when legitimate customers dispute transactions post-purchase, is a growing issue for businesses. Often mistaken for true fraud, these disputes cost retailers $100 billion annually.

ACI Worldwide digital payment solutions with dynamic data streams and secure transaction processing.

Banking

Unified corporate payments: How banks can win corporate clients with seamless service

On this page Corporate banking is undergoing digital transformation as clients demand faster, simpler, and more integrated services. One critical area of opportunity is corporate payments. Traditionally, companies have navigated a maze of payment types: domestic ACH, international wires via SWIFT, regional systems like SEPA, emerging real-time payments, and more.