Artificial Intelligence (AI)

Merchants

Why merchant acquirers must embrace AI to stay competitive 

Businessman using tablet analyzing sales data and economic growth graph chart. Business strategy.

Banking

Sibos 2025: Showcasing ideas, not declaring change

Couple paying bills

Billers

Why insurance carriers shouldn’t be afraid to surcharge

Billers

Bill pay isn’t what it used to be, and that’s a good thing

Merchants

The future of payments: Unlocking the power of payments orchestration

On this page Payments orchestration optimizes multiple payment processing providers and methods using a single, unified platform. Think of it as the conductor of an orchestra, ensuring each instrument plays its part harmoniously. This approach not only simplifies payment processing but also enhances overall efficiency and effectiveness.

A close up shot of a person typing on their keyboard, the blue light of the computer screen lighting up their hands.

Billers

Fraudsters are developing sophisticated scams in the utility sector

Digital payments fraud in the utility sector is a growing concern. The shift from traditional paper checks to digital payments within the industry has opened new avenues for fraud1.

Merchants

Navigating merchant payments with industry experts

Payments orchestration is a game-changing strategy that centralizes payment flows across multiple providers and systems, but not all solutions are built the same. As the global economy becomes increasingly digital, organizations face a significant shift in payment processing and management.

Merchants

Pay with my hand? No way!

While I was watching the news, a story came on about a new technology coming to the local Whole Foods where you could pay with your palm.

Merchants

Need a refreshing spike in summer sales? Follow Amazon’s lead

Traditionally, the summer is a slower time for retail, with sales in the U.S. typically centered around key holidays like Memorial Day, the Fourth of July and Labor Day. In the summer of 2015, Amazon changed everything when it introduced Amazon Prime Day, its own all-purpose summer shopping holiday exclusively for Amazon Prime members. This helped the marketplace giant in two ways: it increased sales during a lull, and it provided an additional incentive to become an Amazon Prime member.

Mobile Payment Fraud Verification

Merchants

Powering the world’s payments ecosystem with a best-in-class payments orchestration platform

Analyst firm Datos Insights recently released their Datos Matrix: Payment Orchestration Vendor Evaluation comparing payments orchestration vendors and named ACI’s merchant payments orchestration platform “Best in Class.” The main scoring categories Datos used to analyze payment vendors were provider stability, client strength, client service, product features, and functionality.

Prime time for real-time

Global payment trends
As the world adopts real-time payments, how does your market stand to benefit?

women sitting on steps

Billers

A generational change in higher education payment habits

The landscape of the payments industry is changing rapidly, and educational institutions must understand and adapt to the evolving habits of students and parents.

Merchants

The Strategic Pivot: Why Smart Merchant Acquirers Are Turning to Payment Orchestration

As competition intensifies and merchants move to multi-acquirer models, traditional acquirers must up their game with end-to-end solutions that offer greater choice, reach, and capability.

Merchants

Why white label is a powerful strategy for merchant acquirers: 6 insider secrets to get it right

For many merchant acquirers, a white label approach to payments orchestration is a smart strategy to keep capabilities and platforms ahead of the curve to meet aggressive expansion goals.

Billers

Finally, insurers are embracing surcharging and saving millions in the process

Interchange and network fees levied for accepting credit cards are the one factor that dwarfs all others when insurers start digging into the cost of getting paid.

Merchants

How acquirers can raise their game to be more, do more, and deliver more

The merchant acquiring landscape is evolving rapidly. How merchants handle payments is no longer seen as a purely operational issue – it’s now recognized as a strategy to drive revenue.

A woman is using a mobile phone

Merchants

Loyalty, mobile apps, and payments… Oh my!

The CSN study gives hope for advancements at the c-store, but in many ways, it raises nearly as many questions as it answers.