ACI Worldwide Industry Associations | Supporting the Payments Industry

	American Express American Express and ACI work together in the financial services industry providing robust interchange solutions to ACI's financial institution customers. ACI works closely with American Express to develop new products for ACI's customers, as well as deliver high quality products which conform to American Express specifications in a timely manner.
	BIAN Established in 2008, The Banking Industry Architecture Network (BIAN) is an independent, member owned, not-for-profit association to establish and promote a common architectural framework for banking interoperability issues. BIAN’s goal is to define SOA and semantic definitions for IT services in the banking industry. The community focuses on creating a standard semantic banking services landscape, while ensuring consistent service definitions, levels of detail and boundaries. This will help banks to achieve a reduction of integration costs and utilize the advantages of a service-oriented architecture.
	CFCA The Communications Fraud Control Association was founded in 1985 to combat the growing problem of communications fraud. Members of the CFCA include some 200 carriers, private network owners, law enforcement officers and others around the world. The Association sponsors educational events that discuss how to combat communications fraud and protect communications companies’ assets.
	DRF In 1989 a group of dedicated payment professionals set aside issues of competition and confidentiality to achieve an unprecedented objective. They had a vision of merchants, acquirers and card companies gathering with a common purpose of improving the payment environment for the benefit of all customer not present merchants. Today, because of the foresight of these individuals, hundreds of participants meet annually to share knowledge, renew acquaintances and influence change in the payments industry. For twenty-one years the Forum has provided premium educational sessions that give merchants relevant insight into current CNP rules, regulations, and processes. The DRF is the only industry gathering that is 100% education focused.
	Electronic Transactions Association (ETA) The Electronic Transactions Association is a leading trade association within the payments industry, representing 500 companies worldwide. Its purpose is to influence, monitor, and shape the payments industry by providing leadership through education, advocacy, and the exchange of information.
	Emerging Payments Association (EPA) The Emerging Payments Association brings together emerging companies from across the payments spectrum to help shape the industry's future landscape. Its mission is to make the U.K. a global leader in payments innovation by attracting investment capital and creating a hospitable regulatory environment for innovators, new entrants, and disruptors.
	EMV Migration Forum Product: ACI Token Manager for Mobile The EMV Migration Forum is an independent, cross-industry body created by the Smart Card Alliance to address issues that require broad cooperation and coordination across many constituents in the payments space to promote the efficient, timely, and effective migration to EMV-enabled cards, devices, and terminals in the United States. ACI’s Dan Heimann, was elected the vice-chairman of the steering committee by his committee peers. In this role ACI and Dan help steer the industry to consensus on tough EMV issues like debit, testing and certification and education about EMV.
	European Association Of Payment Service Providers For Merchants (EPSM) The EPSM is a non-profit association whose main objectives are to represent members' interests and provide a platform for exchanging news, information, and views on the European payments market. Its 71 members from 15 countries include network operators, acquirers, internet and mobile payment providers, manufacturers, processing providers, and payment schemes.
	Fraud Women's Network Any woman who works in the anti-fraud arena will know that it can sometimes be a rather male environment, in which there are few senior female executives. The Fraud Women’s Network (FWN) has therefore been set up to bring together women involved in all aspects of fraud prevention, detection, investigation and prosecution, to network and to share best practice, information and experience in order to help tackle the threat from fraud and organized crime head on.
	IFX Product: UP BASE24-eps ACI has been a member of the Interactive Financial Exchange (IFX) Forum since 2002 in an effort to standardize the various specifications we support. IFX was formed in 1997 to create a messaging standard for financial services that would address the challenges faced with the advent of network-based computing models. Based on the work previously done by the Open Financial Exchange (OFX) and IBM/Integrion GOLD standard, the Forum proceeded to re-invest all of the knowledge gained from those standards to design a next generation XML standard that would be usable in many types of environments, extensible to cover many types of financial transactions and globally focused in recognition of the increase need to communicate around the world.
	Interactive Media in Retail Group The UK’s industry association for global e-retailing. IMRG (Interactive Media in Retail Group) is a membership community, set up to develop and share the latest best practice advice to enable retailers to succeed in the world’s most competitive online market. IMRG is the recognised authoritative voice of e-retail, supporting and promoting online shopping and digital commerce since 1990.
	IPFA The International Payments Framework Association (IPFA) provides rules, standards, operating procedures, and guidelines to improve cross-border payments. And because globalization is driving a broader base of clients who demand a more cost-effective, less complex, and more certain payment service with a wider reach, standardization is more important than ever.
	ISO ACI participates in the International Standards Organization (ISO) in a variety of ways having access either thru IFX or the X9 organization. ACI’s involvement in ISO involves ISO Technical Committee 68 (TC68) and the developing/updating of standards that ACI either supports or will support in the future. ISO/TC68 is the ISO standards development committee designated to develop standards and technical reports for the financial services industry. The financial services industry includes depository institutions, which traditionally are recognized as banks, non-depository institutions or finance companies, consumer and commercial lenders that raise funds in the capital markets, the buy and sell side of the securities markets, private equity firms, mutual fund complexes, central banks, electronic clearing networks and other financial intermediaries, and mortgage and insurance companies. Originally formed in 1948, ISO/TC68's work continues to grow in importance as new technologies, financial products, cross-border processes evolve.
	MasterCard MasterCard and ACI are partners in the financial services industry providing robust interchange solutions to ACI's financial institution customers. ACI is a global member of the MasterCard Vendor Program, whose mission is to provide best-in-class support to MasterCard vendors to partner in new products design and development, and to facilitate delivery of high-quality products following MasterCard specifications in a timely manner.
	MRC Near the turn of the millennium, as the Internet was opening new markets and e-Commerce was beginning its rapid growth, a group of merchants joined together to share information and best practices about keeping electronic commerce safe and secure. As e-Commerce grew and fraud became more sophisticated, the Merchant Risk Council (MRC) was formed to increase networking and information sharing among merchants to better enable them to successfully fight online fraud. Today, with over 900 members representing over 300 member companies across the globe, the MRC not only continues to provide a platform for information sharing and discussion, but acts as an advocate for e-Commerce merchants, providing a unified voice for improving the industry as a whole.
	NORA NORA is the first industry association specifically set up to address the needs of the innovative and fast growing Australian retail sector. Please visit the website for more information.
	SWIFT Product: ACI Money Transfer System SWIFT is a member-owned cooperative that provides the communications platform, products and services to connect more than 9,000 banking organisations, securities institutions and corporate customers in 209 countries. SWIFT enables its users to exchange automated, standardised financial information securely and reliably, thereby lowering costs, reducing operational risk and eliminating operational inefficiencies. SWIFT also brings the financial community together to work collaboratively to shape market practice, define standards and debate issues of mutual interest. SWIFT operates a programme to certify business applications and middleware compliance against SWIFT requirements - the SWIFTReady programme uses stringent criteria that are SWIFT specific and reviewed on a yearly basis. Companies meeting the criteria are awarded a SWIFTReady label. The label helps customers in their selection of a supplier and provides the insurance that the product or service meets the highest levels of quality. ACI's Money Transfer System has been awarded the SWIFTReady label for Payments consistently every year since the inception of the programme, and ACI's Open Account Manager solution also currently holds the SWIFTReady Trade Services Utility label.
	US Financial Services Group Product: ACI Retail Commerce Server USFSG is a professional services and consulting group widely recognized as one of the top industry leaders. It engages with many of the largest companies and financial institutions in America, specifically to assist in reducing merchant credit and debit card processing expenses. By partnering with ACI Worldwide, USFSG will be able to deliver tailored services and consultancy to ACI’s customers and, in turn, will have a deeper knowledge of ACI’s technology when giving recommendations to other clients about how to deliver the best possible payments strategy.
	Vendorcom A pan-European organization that connects stakeholders within the payments community, Vendorcom's primary aim is to promote innovation through platforms for thought leadership, knowledge sharing, and issue resolution.
	Visa Visa and ACI are partners in the financial services industry providing robust interchange solutions to ACI's financial institution customers. ACI works closely with Visa to develop new products for ACI's customers, as well as deliver high quality products which conform to Visa specifications in a timely manner.